The top-rated workers' compensation insurance agent in Castle Rock, Colorado is Steve Dow: Allstate Insurance, rated 4.8 stars across 704 reviews. Other highly rated options include Kristi Stearns - State Farm Insurance Agent, Brightway Insurance, The Scheibe Agency, David Topolnicki - State Farm Insurance Agent. This directory lists 18 workers' compensation insurance agents serving Castle Rock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Dow: Allstate Insurance | 751 Maleta Ln # 204 | (303) 688-0368 |
| 2 | Kristi Stearns - State Farm Insurance Agent | 862 W Happy Canyon Rd Suite L-105 | (720) 949-0935 |
| 3 | Brightway Insurance, The Scheibe Agency | 380 Perry St suite 240 | (303) 623-1997 |
| 4 | David Topolnicki - State Farm Insurance Agent | 390 S Wilcox St | (303) 688-2626 |
| 5 | Jared Deegan American Family Insurance | 514 Perry St #C201 | (303) 551-0594 |
| 6 | Derback Insurance Agency, Inc. | 15 Wilcox St #106 | (720) 292-1219 |
| 7 | Castle Rock Insurance | 695 Jerry St suite 400 | (720) 248-6990 |
| 8 | David Lowry: Allstate Insurance | 3 Oakwood Park Plaza STE 102 | (303) 688-1966 |
| 9 | Kennedy Insurance | 2877 Deerfoot Way | (303) 660-5458 |
| 10 | Extraordinary Insurance: Allstate Insurance | 3750 Dacoro Ln STE 125 | (303) 663-2293 |
Steve Dow: Allstate Insurance serves Castle Rock and the surrounding Douglas County area as a workers’ compensation insurance agent. The agency helps local employers secure coverage that addresses medical expenses and lost wages for on-the-job injuries. Workers’ compensation policies are essential for meeting legal requirements while protecting businesses from liability. The firm guides clients through policy selection tailored to industry-specific risks in this region. Services include obtaining quotes for coverage and assisting with claim-related questions for qualified small businesses.
Kristi Stearns - State Farm Insurance Agent in Castle Rock, CO, provides workers’ compensation insurance to help businesses manage coverage for work-related injuries and illnesses. Services include policy consultations and claims filing support. The agency offers account maintenance options, with accessible contact for policy adjustments or coverage questions. Its workers’ compensation services are available for properties such as single-family homes, apartments, retail stores, and restaurants.
Brightway Insurance, The Scheibe Agency serves businesses and property managers in Castle Rock seeking workers’ compensation insurance. It helps clients secure coverage that meets state requirements and protects employees from workplace injury costs. The agency focuses on explaining policy options and managing the complexities of claims if they arise. Its work supports local employers in maintaining compliance and financial stability. The agency also extends its services to neighboring communities throughout the Douglas County area.
David Topolnicki - State Farm Insurance Agent serves Castle Rock, Colorado and the surrounding Douglas County communities. The agency handles workers' compensation insurance policies designed to protect local businesses from workplace injury claims and resulting financial loss. Each client's specific industry risks and employee classifications are evaluated to determine appropriate coverage needs. The agency typically completes a thorough risk assessment before presenting policy options and explaining how State Farm's workers' compensation program returns an injured employee to work efficiently.
For businesses seeking workers’ compensation insurance through Jared Deegan American Family Insurance in Castle Rock, Colorado, the agent offers both a single policy purchase for immediate coverage obligations and recurring plan options that renew annually to maintain compliance. The policies cover medical expenses and lost wages for work-related employee injuries as dictated by Colorado workers’ compensation law in this region. Service and support run on a combination of one-time policy setup and as-needed basis for consultations, claims assistance, and policy adjustments throughout each coverage period.
As Castle Rock businesses adjust to seasonal shifts in construction and outdoor work, Derback Insurance Agency, Inc. provides workers' compensation insurance tailored to local employers. Their agents focus on structuring policies that address regional industry risks and Colorado-specific coverage requirements. They guide business owners through the application process, clarifying how premiums relate to payroll classifications and safety records. The first step involves a review of the company's current operations, payroll, and loss history to determine appropriate coverage options. A consultation allows the agent to inspect the business premises for accurate risk assessment.
Castle Rock Insurance helps businesses in Colorado secure workers' compensation coverage tailored to their operational risks. The company focuses on pairing base policies with additional protections such as employer’s liability insurance and tailored loss control services. They assist clients in managing claims and reducing workplace hazards through proactive safety guidance. Castle Rock Insurance serves a range of commercial sectors including local offices, warehouses, and food service establishments, ensuring coverage aligns with each industry’s unique compliance and liability needs.
David Lowry: Allstate Insurance specializes in connecting businesses with workers’ compensation policies that meet state requirements. It provides general insurance services for Castle Rock’s employers, helping them mitigate risks associated with workplace injuries. The agency assists clients in understanding coverage that can protect wages and medical costs after an accident. It also helps local businesses adjust their coverage during periods of increased seasonal hiring, ensuring protection keeps pace with a temporary workforce.
Kennedy Insurance, based in Castle Rock, Colorado, is known for helping local businesses secure workers' compensation coverage that meets state requirements. The agency serves employers across various industries, from small contractors to larger commercial operations, by offering policies that cover medical expenses and lost wages for workplace injuries. They guide clients through the complexities of Colorado’s workers' compensation laws, ensuring compliance while managing premium costs. For businesses with unique risk profiles, Kennedy Insurance can also provide tailored loss control services to help prevent injuries before they occur.
Extraordinary Insurance: Allstate Insurance in Castle Rock, CO, assists local homeowners and renters in securing residential coverage that protects property and personal assets. For commercial clients, the agency provides workers' compensation policies that cover employee injury costs and employer liability in the area. Serving customers throughout the region, the team guides businesses through mandatory coverage requirements while tailoring policies to various industries. After claims are resolved or policy terms renew, the agency reaches out to confirm continued needs and discuss any changes ahead of regular annual reviews.
What Does a a Workers' Compensation Insurance Agent in Castle Rock Cost?
Typical workers compensation insurance costs in Colorado range from about 0.75 to 2.50 per 100 dollars of payroll. This means a business with 100,000 dollars in payroll might pay between 750 and 2,500 per year. Rates depend on industry risk, claims history, and location. This is general information and not insurance advice.
About workers' compensation insurance agents in Castle Rock
Workers compensation insurance agents in Castle Rock help businesses comply with Colorado law. Colorado requires nearly all employers to carry workers comp coverage for their employees. A local agent can guide you through the process of obtaining a policy that meets state regulations.
Frequently Asked Questions
Do I need workers compensation insurance in Castle Rock Colorado?
Yes, Colorado law requires most employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and legal penalties.
What does a workers compensation insurance agent in Castle Rock do?
An agent helps you find a policy that fits your business type and risk level. They explain Colorado specific requirements like the need to post a notice of coverage. They also assist with filing claims and managing premium audits.
How are workers comp premiums calculated in Colorado?
Premiums are based on your business classification code, payroll amount, and claims history. Colorado uses a competitive rating system so rates vary by insurer. An agent can compare quotes from multiple carriers to find a suitable rate.
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