The top-rated workers' compensation insurance agent in Denver, Colorado is Square State Insurance, rated 5.0 stars across 501 reviews. Other highly rated options include Aspen Insurance Agency, Pinnacol Assurance, Denver Insurance LLC. This directory lists 17 workers' compensation insurance agents serving Denver.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Square State Insurance | 1312 17th St #188 | (720) 346-7873 |
| 2 | Aspen Insurance Agency | 2255 S Broadway | (303) 777-2991 |
| 3 | Pinnacol Assurance | 7501 E Lowry Blvd | (303) 361-4000 |
| 4 | Denver Insurance LLC | 1127 Auraria Pkwy #22 | — |
| 5 | Advantage Insurance Solutions | 4380 S Syracuse St Suite 310 | (720) 221-8168 |
| 6 | Centennial State Insurance Agency | 7900 E Union Ave # 1100 | (303) 838-0554 |
| 7 | Schomburg Insurance | 7290 Samuel Dr Ste 100 | (720) 328-4983 |
| 8 | Lightship Insurance | 677 N Grant St | (303) 292-9995 |
| 9 | All Colorado Insurance Services | 3443 S Galena St Ste 180 | (303) 481-8177 |
| 10 | Rocky Mountain Insurance Specialists | 2175 S Jasmine St #109 | (303) 758-1850 |
Square State Insurance provides workers’ compensation coverage and risk management guidance for Denver-area businesses. Its services include policy placement, claims support, and payroll classification review to ensure accurate premium calculation. The firm offers ongoing account review and compliance updates to help clients maintain proper coverage as their operations evolve. Service plans are tailored to industry-specific needs, with periodic audits to align policy limits with changing workforce sizes. It serves small to medium-sized businesses, including single-family home contractors, apartments, retail shops, and restaurants.
Businesses throughout Denver and its commercial districts rely on Aspen Insurance Agency for workers’ compensation insurance, securing coverage that protects both employees and employers from workplace injury claims. The agency customizes policies to fit various industries, helping clients manage risk and comply with state requirements in Colorado. Serving local partners with straightforward guidance, Aspen Insurance Agency also extends its services into nearby Aurora and surrounding metro areas for greater convenience.
Pinnacol Assurance serves the Denver metropolitan area and surrounding counties in Colorado as a workers’ compensation insurance agent. The company assists local businesses with obtaining coverage that addresses medical expenses and lost wages for employees injured on the job. It helps employers navigate complex state regulations regarding workplace injury claims. Pinnacol also provides guidance on safety programs to reduce potential workplace hazards. Among the specific services it handles in this area are claims management support and tailored premium audit services for businesses of various sizes.
Advantage Insurance Solutions in Denver, Colorado provides workers' compensation insurance agent services that operate on either a one-time policy placement or an ongoing advisory basis. Coverage options include securing statutory benefits for workplace injuries to protect both employees and business assets. The firm supports local employers with regulatory compliance and risk management fundamentals. Service runs on a one-time, scheduled, or as-needed basis.
Specializing in workers' compensation insurance policies for Denver businesses, Centennial State Insurance Agency assists clients with risk management and coverage selection tailored to local regulations. It works closely with employers to reduce workplace injury liabilities and ensures compliance with Colorado’s specific compensation requirements. The agency helps companies navigate the complexities of claim reporting and premium audits throughout the year. During seasonal fluctuations in industries like construction or hospitality, it adjusts client policies to account for temporary staffing changes or elevated injury risks in peak operational periods.
Schomburg Insurance handles the selection and management of workers’ compensation policies for employers throughout the Denver area. It also advises clients on experience modification factors and assists with premium audit preparation to help maintain stable coverage costs. The agency works closely with businesses to align coverage with industry-specific exposure levels and regulatory requirements. Its client base includes professional offices, warehouse and distribution operations, and food service establishments.
As Denver’s winter weather increases the risk of slips and falls on icy sidewalks, local businesses need reliable protection for on-the-job injuries. Lightship Insurance of Denver helps employers navigate workers’ compensation coverage, ensuring claims are handled promptly and policy compliance is maintained. This agency serves as a local resource for risk management advice in a region where seasonal hazards can spike incident rates. They also provide guidance on state-mandated insurance requirements in Colorado. An initial on-site inspection of the workplace is arranged during the first consultation to assess specific safety exposures.
Businesses throughout Denver, Colorado, rely on All Colorado Insurance Services for essential workers' compensation coverage. The agency helps employers secure policies that provide medical benefits and wage replacement for injured employees. Navigating complex Colorado regulations, it connects clients with suitable insurance carriers to ensure compliance with state laws. The company supports both small and large enterprises in protecting their workforce. Its services extend to companies operating in surrounding metro areas such as Aurora and Lakewood.
Rocky Mountain Insurance Specialists serves Denver clients seeking residential workers' compensation coverage, alongside commercial policies for local businesses throughout the metro area. As an insurance agent, the company helps employers navigate Colorado’s complex workers’ compensation requirements. Regular consultation ensures that policy limits and classifications remain accurate as operations change. Follow-up services address claims questions and policy adjustments between annual renewal visits, maintaining seamless protection for workplace injuries.
What Does a a Workers' Compensation Insurance Agent in Denver Cost?
Workers compensation insurance costs in Colorado vary by industry, payroll, and claims history. Average premiums range from 0.50 to 2.50 per 100 dollars of payroll for low risk jobs, and up to 10.00 or more for high risk roles. The Colorado Division of Workers Compensation sets approved loss costs that insurers use. This is general information, not insurance advice.
About workers' compensation insurance agents in Denver
Workers compensation insurance agents in Denver help Colorado employers meet state coverage requirements. Colorado law requires most businesses with one or more employees to carry workers comp insurance. An agent can guide you through the process of obtaining a policy that complies with Colorado Division of Workers Compensation rules.
Frequently Asked Questions
What does a workers compensation insurance agent in Denver do?
A workers compensation insurance agent helps Denver employers find and purchase a policy that meets Colorado state law. They explain coverage options, assist with premium calculations, and ensure compliance with Colorado Revised Statutes Title 8.
Is workers compensation insurance required for all Denver businesses?
Yes, Colorado law requires workers compensation insurance for almost all employers with at least one employee. Sole proprietors and some independent contractors may be exempt. An agent can confirm your specific obligations.
How do I choose a workers compensation insurance agent in Denver?
Look for an agent licensed in Colorado with experience in workers comp policies. Ask about their knowledge of Colorado specific requirements and their ability to compare quotes from multiple carriers. Check reviews from other local employers.
Workers' Compensation Insurance Agents in Other Colorado Cities
Arvada · Aurora · Boulder · Brighton · Castle Rock · Centennial · Colorado Springs · Commerce City · Englewood · Erie · Fort Collins · Grand Junction · Greeley · Lafayette · Lakewood