The top-rated workers' compensation insurance agent in Cutler Bay, Florida is Ellie Mills - State Farm Insurance Agent, rated 5.0 stars across 715 reviews. Other highly rated options include Estrella Insurance, Choice One Insurance, Del Toro Insurance. This directory lists 12 workers' compensation insurance agents serving Cutler Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ellie Mills - State Farm Insurance Agent | 20330 Old Cutler Rd | (305) 238-8688 |
| 2 | Estrella Insurance | 20214 Old Cutler Rd | (305) 232-7690 |
| 3 | Choice One Insurance | 18400 SW 97th Ave STE 101 | (305) 252-1873 |
| 4 | Del Toro Insurance | 18651 S Dixie Hwy | (305) 252-1009 |
| 5 | Univista Insurance | 18932 S Dixie Hwy | (305) 433-7393 |
| 6 | Claudia's Insurance Inc | 18901 SW 106th Ave #132 | (786) 293-9141 |
| 7 | Arena Insurance Agency Corp | 10720 Caribbean Blvd Suite 423 | (305) 251-3312 |
| 8 | Lumina Insurance At Cutler Bay | 20250 S Dixie Hwy Ste 202 | (786) 409-0930 |
| 9 | Sebanda Insurance | 10675 SW 190th St suite 1205 | (305) 504-8308 |
| 10 | Statewide Insurance Consultants | 20523 Old Cutler Rd | (305) 233-4611 |
Ellie Mills - State Farm Insurance Agent serves the Cutler Bay, Florida, area as a workers’ compensation insurance agent. The company assists local business owners in understanding and securing policies that cover medical costs and lost wages for employees injured on the job. Their guidance includes evaluating payroll classifications and risk factors to meet state compliance requirements. Ellie Mills - State Farm Insurance Agent handles policy management for small to mid-sized businesses and provides workers’ compensation claims support in the Miami-Dade County region.
Estrella Insurance serves the Cutler Bay, Florida, metro area as a Workers' Compensation Insurance Agent. It assists local businesses in securing coverage that meets state-mandated requirements for employee injury protection. The company evaluates risk factors specific to various industries to help clients obtain appropriate policies. It also provides guidance on claims processes and compliance with Florida's workers' compensation regulations. This agency handles policy renewals and new business setups for employers in the region.
Choice One Insurance provides workers’ compensation coverage, risk assessment, and policy management for businesses in Cutler Bay, Florida. It offers ongoing service plans that include claims assistance, payroll audits, and compliance updates to help clients maintain proper coverage. The agency assists with policy renewals and adjustments to meet changing business needs. It services a range of local commercial properties, including single-family homes used as business sites, apartment complexes, retail storefronts, and full-service restaurants.
Del Toro Insurance provides a range of Workers' Compensation Insurance services to businesses in Cutler Bay, Florida. It assists employers in securing coverage for medical costs and lost wages related to workplace injuries, helping them comply with state requirements. The agency also offers ongoing support for policy maintenance, including claims management resources and periodic policy reviews to ensure adequate protection. It works with businesses across various sectors, including single-family home builders, apartment complexes, retail stores, and local restaurants.
Univista Insurance serves businesses and commercial property managers in Cutler Bay, Florida, assisting them with securing Workers’ Compensation Insurance coverage. The agency helps clients understand state requirements for protecting employees and managing workplace injury risks. They guide policyholders through the process of obtaining appropriate coverage limits and compliance documentation. Univista also extends its services to surrounding areas within South Miami-Dade County, including the neighborhood of Palmetto Bay.
Claudia's Insurance Inc serves local business owners, contractors, and property managers in Cutler Bay, Florida, by providing workers’ compensation insurance coverage for small and mid-sized companies. The agency helps clients secure policies that meet state requirements and protect employees against work-related injuries or illnesses. It focuses on explaining coverage options clearly so businesses can manage risk effectively. Its service area includes neighboring communities throughout the southern Miami-Dade County region, such as Homestead and the Florida City area.
Arena Insurance Agency Corp serves Cutler Bay and the surrounding South Florida communities. This firm handles workers’ compensation insurance policies for local businesses, focusing on compliance with state coverage requirements. It helps employers secure necessary risk protection for their workforce. The agency addresses each client’s unique operational needs to recommend appropriate coverage levels. A typical job is handled by reviewing the business’s classification codes and payroll figures to align the policy with current legal standards.
Clients of Lumina Insurance At Cutler Bay choose between a single consultation for a specific workers’ compensation policy or an ongoing, managed service that addresses renewals and changing payrolls. The agency assists local businesses in securing coverage that meets Florida’s statutory requirements for employee injury benefits. Service operates on both a one-time basis for those requiring immediate policy placement and an as-needed schedule for clients who prefer to request help only when their current plan expires or their operational risks shift.
Sebanda Insurance serves Cutler Bay, Florida, and the surrounding communities throughout Miami-Dade County with workers' compensation coverage. The agency handles policies for small and medium-sized businesses, helping employers meet state requirements for protecting their workforce against job-related injuries or illnesses. By analyzing each client’s specific industry and payroll, it develops tailored insurance solutions. For a typical job, the agency first reviews the business’s risk exposure and compliance needs before guiding the owner through carrier options to secure appropriate coverage.
For a Workers’ Compensation Insurance Agent, policies address distinct needs. One-time service may suit a single policy setup, while recurring service involves annual evaluations and adjustments to coverage. Statewide Insurance Consultants in Cutler Bay, Florida, assists local businesses in managing employer liability through tailored workers’ compensation plans. Consultations differentiate between immediate policy issuance and ongoing compliance monitoring, ensuring coverage keeps pace with payroll and risk changes. The agent typically provides service on a scheduled basis, aligning with annual renewal cycles and any mid-term business modifications.
What Does a a Workers' Compensation Insurance Agent in Cutler Bay Cost?
Workers compensation insurance costs in Florida vary by industry and payroll. Average rates range from 0.50 to 3.00 dollars per 100 dollars of payroll. For example, a low-risk office job might cost 0.50 dollars per 100 dollars while construction can cost 5.00 dollars or more. Your agent can provide a specific quote based on your business classification and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Cutler Bay
Workers compensation insurance agents in Cutler Bay Florida help employers comply with state law. Florida requires most businesses with four or more employees to carry workers comp coverage. A local agent can guide you through the specific requirements for your industry and business size.
Frequently Asked Questions
Do I need workers compensation insurance in Cutler Bay Florida?
Yes if you have four or more employees in Florida. Construction businesses with one or more employees must also have coverage. Sole proprietors and partners can choose to exempt themselves from coverage.
How does a workers comp agent help my business in Cutler Bay?
An agent explains Florida Division of Workers Compensation rules and helps you find a policy that meets state requirements. They can also assist with payroll reporting and audit preparation to keep your coverage accurate.
What penalties exist for not having workers comp in Florida?
Florida law imposes fines of up to two times the premium you should have paid. You may also face a stop-work order that closes your business until you obtain coverage. Criminal charges are possible for repeated violations.
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