The top-rated workers' compensation insurance agent in Delray Beach, Florida is Imperial Insurance & Tax, rated 4.9 stars across 385 reviews. Other highly rated options include Estrella Insurance, Gracey Backer Insurance, Insurance World of Delray. This directory lists 17 workers' compensation insurance agents serving Delray Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Imperial Insurance & Tax | 13800 Jog Rd Ste 106 | (561) 864-0300 |
| 2 | Estrella Insurance | 1690 S Congress Ave Ste 100 U11 | (754) 318-7220 |
| 3 | Gracey Backer Insurance | 275 George Bush Blvd | (561) 276-6055 |
| 4 | Insurance World of Delray | 120 S Congress Ave | (561) 276-7283 |
| 5 | We Insure Del Ray Beach - Jay Lerner | 15200 Jog Rd D1 | (561) 404-4584 |
| 6 | Kapital Insurance, Inc | 955 NW 17th Ave Bldg G | (561) 206-6603 |
| 7 | Harvey Insurance Solutions | 26 NW 6th Ave Suite 5 | (561) 421-5653 |
| 8 | Apex Insurance | 702 NE 3rd Ave | (561) 272-9683 |
| 9 | Plastridge Insurance | 820 NE 6th Ave | (561) 276-5221 |
| 10 | We Insure Schumacher Insurance | 2102 S Federal Hwy Suite B | (561) 532-4860 |
Imperial Insurance & Tax serves workers in Delray Beach and Palm Beach County, Florida, as a workers’ compensation insurance agent. The company assists local businesses in securing coverage that meets state requirements for employee medical care and lost wage benefits. It evaluates payroll classifications and claims histories to recommend appropriate policy limits from various carriers. For employers, it handles policy renewals and helps manage premium audits.
Estrella Insurance in Delray Beach, Florida, provides residential workers' compensation insurance for local homeowners with domestic employees. The agency also offers commercial coverage tailored to small businesses and contractors operating throughout Palm Beach County. Policies are structured to meet Florida's strict regulatory requirements while simplifying payroll reporting and claims management. This service is designed for straightforward renewal each year, allowing clients to maintain compliance and follow up on policy adjustments between regular coverage periods.
Gracey Backer Insurance provides local workers’ compensation insurance agent services for businesses in the Delray Beach area, helping employers secure coverage that meets regulatory requirements. Their service includes reviewing payroll classifications and claims history to recommend appropriate policy limits. Ongoing support includes assistance with policy renewals and guidance through the claims reporting process. The company services a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Serving Delray Beach and surrounding South Florida communities, Insurance World of Delray acts as a workers' compensation insurance agent, handling policies for local businesses. It connects employers with coverage that meets state requirements, addressing the specific risks of various industries. The agency analyzes a client’s payroll, job classifications, and claims history to shop for an appropriate carrier. For a typical job, it explains coverage options and then helps manage audits or reporting obligations to keep the account in good standing.
Businesses in Delray Beach, including retailers, restaurants, and medical offices, rely on We Insure Del Ray Beach - Jay Lerner for their workers' compensation insurance needs. The agency guides employers through required coverage, helping to protect staff from on-the-job injuries while ensuring compliance with Florida regulations. By evaluating workplace risks and tailoring suitable policy options, the firm aids clients in managing premiums effectively. The agency also serves the greater Palm Beach County metro area, including neighboring Boca Raton.
Offering both one-time consultations and recurring managed accounts, a workers’ compensation agent from this Delray Beach firm helps local businesses secure state-mandated coverage that protects both employees and employers. Each policy typically covers medical treatment and lost wages for job-related injuries, with premium rates often based on payroll and industry risk classifications. Service arrangements remain flexible and are determined individually, allowing clients to choose between a single session or an as-needed basis throughout the year.
Harvey Insurance Solutions specializes in workers' compensation coverage for businesses in Delray Beach, Florida, tailoring policies to meet regional industry needs and employer classifications. The agency assists clients with policy selection, compliance guidance, claims management support, and risk reduction strategies to maintain a stable workforce. As seasonal tourism fluctuations affect local employment levels and injury risks, the agency helps businesses adjust their coverage during peak operational periods to avoid gaps in protection.
As South Florida's tourist season ramps up, local hotels and restaurants often hire seasonal staff, increasing workplace injury risks that require proper handling. Apex Insurance in Delray Beach works with these employers to secure workers' compensation coverage that meets both regulatory demands and financial needs. The agent helps policyholders understand how claims affect premiums and advises on risk management specific to the region’s hospitality sector. Services begin with an inspection of the client’s premises and a review of employee classifications before any policy terms are offered.
Plastridge Insurance, located in Delray Beach, Florida, assists local businesses in managing their workers' compensation insurance requirements. The agency specializes in tailoring coverage options to meet regulatory obligations while addressing workplace injury risks. It further provides loss control guidance and claims support services to help employers reduce incident costs. The firm can serve a variety of commercial sectors, including offices, warehouses, and food service operations that typically need specific liability protections.
What Does a a Workers' Compensation Insurance Agent in Delray Beach Cost?
Workers compensation insurance costs in Florida vary widely by industry and payroll. For a small office business, rates may start around 1 to 2 dollars per 100 dollars of payroll. For construction or high risk work, rates can be 5 to 15 dollars per 100 dollars of payroll. The state sets minimum rates through the Florida Office of Insurance Regulation. This is general information and not insurance advice.
About workers' compensation insurance agents in Delray Beach
Workers compensation insurance agents in Delray Beach help Florida businesses meet state coverage requirements. Florida law mandates that most employers with four or more employees carry workers comp insurance. A local agent can guide you through the specific rules for your industry and help you find a policy that fits your needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Delray Beach do?
An agent helps you compare policies from different carriers and ensures your business complies with Florida workers compensation laws. They explain coverage options and assist with filing claims or managing audits.
Is workers compensation insurance required for all businesses in Delray Beach?
Florida law requires workers compensation for most businesses with four or more employees. Construction businesses with one or more employees must also have coverage. An agent can confirm if your business is exempt.
How do I find a workers compensation insurance agent near me in Delray Beach?
You can search online directories or ask for referrals from other local business owners. Many agents in Delray Beach specialize in Florida workers comp and can provide quotes tailored to your industry.
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