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Find Workers' Compensation Insurance Agents Near You in Homestead, FL

Browse workers' compensation insurance agents serving Homestead, Florida. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Homestead, Florida is Ocean Trust Insurance & Financial Services, rated 5.0 stars across 327 reviews. Other highly rated options include George Meroni - State Farm Insurance Agent, Univista Insurance, Your Family First Insurance Inc. This directory lists 26 workers' compensation insurance agents serving Homestead.

Showing 26 workers' compensation insurance agents in Homestead, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ocean Trust Insurance & Financial Services809 N Homestead Blvd(866) 356-2326
2George Meroni - State Farm Insurance Agent1801 N Krome Ave(305) 247-3971
3Univista Insurance1413 N Krome Ave(305) 728-7809
4Your Family First Insurance Inc1241 NE 8th St(786) 601-2193
5Amco Insurance208 NE 8th St(786) 243-9222
6DTRT Insurance Group - Homestead650 NE 22nd Terrace Suite 313(786) 243-0303
7South Florida Insurance Prof Inc1122 N Flagler Ave(305) 245-3364
8Stoner Insurance 1st State Insurance42 N Homestead Blvd(786) 243-9886
9Cari Aguiar - State Farm Insurance Agent2066 NE 8th St(786) 610-1111
10Dorsal Insurance Inc106 N Homestead Blvd(786) 601-2485
OT
809 N Homestead Blvd
Ocean Trust Insurance & Financial Services
Workers' Compensation Insurance Agent · Homestead, FL

Ocean Trust Insurance & Financial Services serves the Homestead, Florida, metro area and surrounding Miami-Dade County as a workers’ compensation insurance agent. The agency helps local employers secure coverage required by state law. Its agents guide businesses through policy options, risk classifications, and premium calculations. General liability insurance and commercial package policies are also handled for clients in this area.

GM
1801 N Krome Ave
George Meroni - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Homestead, FL

As a workers’ compensation insurance agent, George Meroni - State Farm Insurance Agent serves the Homestead, Florida area with coverage solutions for local businesses. Service and maintenance plans are designed to help employers manage claims and control premium costs over time. Policies address workplace injury risks while supporting compliance with state regulations. The agency assists with policy reviews to align coverage with changing business needs. This agent typically works with single-family homes, apartments, retail establishments, and restaurants requiring this type of insurance protection.

UI
1413 N Krome Ave
Univista Insurance
Workers' Compensation Insurance Agent · Homestead, FL

Univista Insurance serves business owners, property managers, and employers in Homestead, Florida, by providing Workers' Compensation Insurance Agent services. It helps local companies secure coverage that meets state requirements and protects against workplace injury claims. The agency also assists in navigating policy options and compliance needs for small and medium-sized enterprises. Univista Insurance extends its professional guidance and support to clients throughout the surrounding Florida City area and the broader South Miami-Dade metropolitan region.

YF
1241 NE 8th St
Your Family First Insurance Inc
Workers' Compensation Insurance Agent · Homestead, FL

Your Family First Insurance Inc serves local businesses, property managers, and contractors in Homestead, Florida, who require workers’ compensation insurance coverage. The agency helps these clients secure policies that comply with state regulations while protecting employees against workplace injury costs. Guidance is provided on risk management and claims reporting procedures to maintain a smooth experience. Service extends to neighboring communities in southern Miami-Dade County, including the Florida City area and nearby agricultural zones.

AI
208 NE 8th St
Amco Insurance
Workers' Compensation Insurance Agent · Homestead, FL

Serving Homestead, Florida, and the surrounding communities of Florida City and the Redland, Amco Insurance handles workers’ compensation policies for local businesses. It assists employers in securing coverage that meets state requirements while protecting their workforce from job-related injuries. The agency guides clients through policy selection, helping to balance premium costs with necessary benefits. To manage a typical request, it first reviews the business’s operations and payroll to identify appropriate coverage options, then presents those tailored solutions for the employer’s decision.

DI
650 NE 22nd Terrace Suite 313
DTRT Insurance Group - Homestead
Workers' Compensation Insurance Agent · Homestead, FL

Clients of DTRT Insurance Group - Homestead can choose between a one-time policy placement for a single coverage need or an ongoing service relationship to manage changing compliance requirements. Their main focus is assisting local employers with workers’ compensation insurance, which covers medical expenses and lost wages for job-related injuries. This specialist work helps businesses meet state regulations while protecting their workforce. In this role, the agent provides ongoing service as needed throughout the policy term to address claims or modifications.

SF
1122 N Flagler Ave
South Florida Insurance Prof Inc
Workers' Compensation Insurance Agent · Homestead, FL

As local businesses face seasonal shifts in construction and agriculture, owners in Homestead require dependable workers’ compensation insurance coverage. South Florida Insurance Prof Inc provides policies that safeguard both employer and employee from workplace injury costs. The agency helps companies assess liability risks with clarity and direction in a regulatory landscape that demands compliance. Knowing which coverage fits each industry, the agent begins by arranging a thorough review of the business premises and operation procedures to evaluate unique exposure points. A detailed inspection is scheduled to pinpoint specific coverage needs.

SI
42 N Homestead Blvd
Stoner Insurance 1st State Insurance
Workers' Compensation Insurance Agent · Homestead, FL

Stoner Insurance 1st State Insurance specializes in connecting local businesses with workers' compensation coverage tailored to their specific industry risks. It routinely assists employers in Homestead with navigating policy requirements and managing claims to support workplace safety. The agency helps businesses prepare for seasonal fluctuations, such as the increased agricultural workforce during Florida’s peak harvest and hurricane recovery periods, when worker injury risks rise and coverage adjustments become especially critical.

CA
2066 NE 8th St
Cari Aguiar - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Homestead, FL

Cari Aguiar - State Farm Insurance Agent in Homestead, FL, provides general insurance services to local businesses. The agency specializes specifically in workers’ compensation coverage, helping employers manage claims and comply with state regulations. These policies support medical expenses and lost wages for employees injured on the job. The agency’s services are available to a variety of commercial operations, including office environments, warehouses, and food service establishments.

DI
106 N Homestead Blvd
Dorsal Insurance Inc
Workers' Compensation Insurance Agent · Homestead, FL
GA
1135 N Krome Ave
Gruber & Associates Insurance
Workers' Compensation Insurance Agent · Homestead, FL
(877) 870-7805
gruberinsurance.com
GI
650 NE 22nd Terrace ste 202-7
GreatFlorida Insurance: Luis Callejas
Workers' Compensation Insurance Agent · Homestead, FL
(786) 339-8681
homestead.greatflorida.com
BI
190 N Homestead Blvd
Buysmart Insurance Inc
Workers' Compensation Insurance Agent · Homestead, FL
(305) 246-2114
buysmartinsurance-inc.com
UI
650 NE 22nd Terrace Suite 202-1
Univista Insurance
Workers' Compensation Insurance Agent · Homestead, FL
(786) 627-0047
univistainsurance.com/location/homestead-fl-33033-2
HI
125 NE 8th St STE 2
Hazard Insurance Agency
Workers' Compensation Insurance Agent · Homestead, FL
(305) 247-4004
UI
6 Palm Plaza
Univista Insurance
Workers' Compensation Insurance Agent · Homestead, FL
(786) 224-0174
univistainsurance.com/location/homestead-fl-33030
DI
15600 SW 288th St Suite 206
DIGNA INSURANCE
Workers' Compensation Insurance Agent · Homestead, FL
(305) 490-0155
dignainsurance.com
DV
263 NE 8th St
Del Vecchio Insurance
Workers' Compensation Insurance Agent · Homestead, FL
(305) 246-9500
dolphin-insurance.com
SI
745 Parkway Ave
Sebanda Insurance
Workers' Compensation Insurance Agent · Homestead, FL
(352) 282-0906
sebandainsurance.com/es/oficinas-seguros/franquicia126
MS
45 NW 4th St
Mary's Insurance
Workers' Compensation Insurance Agent · Homestead, FL
(305) 246-7700
GI
600 NE 22nd Terrace Suite 313
GoldenTrust Insurance Portofino Homestead
Workers' Compensation Insurance Agent · Homestead, FL
(305) 703-0020
portofino.goldentrust.com
MI
826 N Krome Ave
Martinez Insurance Agency INC
Workers' Compensation Insurance Agent · Homestead, FL
(786) 601-2136
martinezinsuranceagency.com
JI
28927 S Dixie Hwy
Just Insurance Svcs
Workers' Compensation Insurance Agent · Homestead, FL
(716) 424-5479
justinsurancesvcs.com
JE
15600 SW 288th St #405C
JG Elite Insurance Group LLC
Workers' Compensation Insurance Agent · Homestead, FL
(305) 912-0902
miamicarinsurance.net
MI
24821 S Dixie Hwy
MAS Insurance Group, Inc
Workers' Compensation Insurance Agent · Homestead, FL
(305) 428-2005
UI
28712 S Dixie Hwy
Univista Insurance
Workers' Compensation Insurance Agent · Homestead, FL
(305) 340-4483
univistainsurance.com/location/homestead-fl-33033-3

What Does a a Workers' Compensation Insurance Agent in Homestead Cost?

Workers compensation insurance costs in Florida vary widely by industry and payroll. For a small office business, rates may start around 50 cents per 100 dollars of payroll. For construction or agriculture, rates can be 5 to 15 dollars per 100 dollars of payroll. Your agent can provide a specific quote based on your business classification and loss history. This is general information and not insurance advice.

About workers' compensation insurance agents in Homestead

A workers compensation insurance agent in Homestead Florida can help you obtain the coverage required by Florida law. Florida Statute 440.10 mandates that most employers with four or more employees carry workers comp insurance. Local agents understand the unique risks for agriculture and construction businesses common in the Homestead area.

Frequently Asked Questions

What are the requirements for workers compensation insurance in Florida?

Florida law requires employers with four or more employees to carry workers compensation insurance. Construction industry employers with one or more employees must also have coverage. Sole proprietors and partners can elect to exclude themselves from coverage.

How can a workers compensation insurance agent help my Homestead business?

An agent can assess your specific business risks and help you choose a policy that meets Florida legal requirements. They can also explain how your premium is calculated based on payroll and classification codes. This ensures you are neither underinsured nor overpaying.

What happens if I do not have workers comp insurance in Florida?

Failure to carry required workers compensation insurance in Florida can result in fines up to twice the premium you would have paid. The state may also issue a stop-work order that closes your business until you obtain coverage. Repeat violations can lead to criminal penalties.

Workers' Compensation Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.