The top-rated workers' compensation insurance agent in Lakeland, Florida is Mike Dluzniewski - State Farm Insurance Agent, rated 4.9 stars across 619 reviews. Other highly rated options include Amistad Insurance | Affordable Insurance Lakeland, Garland Insurance, Inc., Lock Insurance, A Division of World. This directory lists 20 workers' compensation insurance agents serving Lakeland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Dluzniewski - State Farm Insurance Agent | 1818 Harden Blvd #140 | (863) 816-6092 |
| 2 | Amistad Insurance | Affordable Insurance Lakeland | 743 S Combee Rd | (863) 333-4019 |
| 3 | Garland Insurance, Inc. | 5620 US Hwy 98 N | (863) 683-9334 |
| 4 | Lock Insurance, A Division of World | 225 Doris Dr | (863) 646-4300 |
| 5 | Headley Insurance Agency | 3544 Florida Ave S | (863) 701-7411 |
| 6 | Magnuson Insurance | 4684 E County Rd 540A | (863) 606-5147 |
| 7 | George Franklin Insurance | 5147 S Lakeland Dr #3 | (863) 682-4434 |
| 8 | Fit Insurance Lakeland | Tu Seguro Confiable en Español | 6700 Florida Ave S STE 18 | (786) 404-1496 |
| 9 | Waller Insurance Partners, Inc. | 1065 Florida Ave S Suite 2 | (863) 510-5155 |
| 10 | GreatFlorida Insurance: Mark Cornett | 914 Florida Ave S Suite 208 | (863) 622-0123 |
Mike Dluzniewski - State Farm Insurance Agent serves the Lakeland, Florida metro area and surrounding Polk County communities as a workers' compensation insurance agent. The agency assists local businesses with securing coverage that helps protect employees injured on the job and manage related claims. Policies are tailored to meet Florida state requirements for workers' compensation. The team handles new policy setups for small and mid-sized employers and offers guidance on claims reporting to help maintain compliance with local regulations.
Amistad Insurance | Affordable Insurance Lakeland serves local business owners, property managers, and contractors in Lakeland, Florida, providing workers’ compensation insurance agent services to help them meet state coverage requirements. It guides employers through policy selection, risk management advice, and claims support tailored to small and mid-sized operations. The agency also extends its workers’ compensation insurance agent services to clients in the nearby Winter Haven area and throughout the Polk County metro region.
Garland Insurance, Inc. provides workers' compensation insurance solutions for local employers, helping them navigate coverage requirements and claims management. The agent offers ongoing policy support and plan maintenance to ensure compliance with changing regulations throughout the policy term. This Lakeland-based firm assists businesses in mitigating workplace injury risks and securing appropriate protection for their workforce. Its services cater to a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Lock Insurance, A Division of World serves Lakeland, FL, and the surrounding communities of Polk County, handling workers' compensation insurance for local businesses. It manages policies that provide medical and wage benefits to employees injured on the job, ensuring compliance with Florida's coverage requirements. For a typical case, the agent begins by reviewing the client's payroll and industry classification to match them with a suitable carrier, then explains the premium calculation and claims process in detail.
For clients with occasional needs, a single policy can be purchased for a specific job or project; those with ongoing operations typically choose a renewable annual plan. Core coverage from Headley Insurance Agency in Lakeland, FL, addresses employer liability and lost-wage replacement for workplace injuries in compliance with Florida statutes. Standard policies also cover necessary medical treatment for affected employees. Regardless of which option is selected, service on policies here generally runs on a scheduled basis at renewal each term.
As a workers' compensation insurance agent in Lakeland, Florida, Magnuson Insurance assists businesses in securing coverage that meets state-mandated requirements and protects employees from workplace injuries. It helps employers navigate classification codes and policy structures to find appropriate plans for their specific operations. The agency supports companies in reviewing claims processes and safety programs to manage risk. During seasonal shifts in construction or agriculture, Magnuson Insurance aids local enterprises in adjusting their coverage limits to account for fluctuating workforce sizes and temporary project exposures.
As Central Florida's industries shift with the changing seasons, employers in Lakeland face fluctuating workplace risks and regulatory demands for workers' compensation coverage. George Franklin Insurance helps local businesses navigate these requirements by matching policies to specific industry needs. They assess each client's payroll, job classifications, and safety records to find compliant, tailored coverage. Services include policy review and claims support for injured workers. A new client relationship typically begins with a detailed on-site inspection of the business premises and job functions to determine accurate risk profiles.
Fit Insurance Lakeland | Tu Seguro Confiable en Español serves employers in the Lakeland area by providing workers’ compensation insurance policies tailored to meet state regulatory requirements. The agency also offers bilingual assistance in Spanish, simplifying claims communication and policy management for Spanish-speaking business owners. Coverage options address common needs for protecting employees from on-the-job injuries while managing employer liability. These insurance solutions can serve commercial sectors such as local offices, warehouses, and food service operations.
Waller Insurance Partners, Inc. serves Lakeland, Florida, residential clients seeking workers' compensation coverage for household employees. The firm also assists local commercial businesses requiring employer liability protection and statutory benefits for their staff. Coverage is provided throughout the Lakeland area, helping employers meet regulatory requirements while managing workplace injury risks. Policyholders receive guidance on claims procedures during each initial consultation. Ongoing support is arranged through regular service visits, with follow-up assistance provided between those scheduled check-ins to address any new policy needs or coverage adjustments.
What Does a a Workers' Compensation Insurance Agent in Lakeland Cost?
Workers compensation insurance costs in Florida vary by industry payroll and claims history. Average rates range from 0.50 to 2.50 per 100 dollars of payroll for low-risk office jobs and up to 10 to 20 dollars for high-risk construction work. Florida uses a competitive rating system so agents can help you compare options. This is general information and not insurance advice.
About workers' compensation insurance agents in Lakeland
Workers compensation insurance agents in Lakeland Florida help employers meet state requirements for workplace injury coverage. Florida law requires most businesses with four or more employees to carry workers comp insurance. Agents can guide you through the process of obtaining a policy that fits your Lakeland business needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Lakeland do?
A workers comp agent helps you find a policy that meets Florida legal requirements. They explain coverage options and assist with filing paperwork. Agents also help you compare quotes from different insurance carriers.
Is workers compensation insurance required in Lakeland Florida?
Yes Florida law requires workers comp insurance for most businesses with four or more employees. Construction companies with one or more employees must also have coverage. Failure to carry insurance can result in fines and stop-work orders.
How do I choose a workers compensation insurance agent in Lakeland?
Look for an agent licensed in Florida with experience in your industry. Ask about their knowledge of Florida workers comp laws and their carrier network. Check reviews and confirm they can provide quotes from multiple insurers.
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