The top-rated workers' compensation insurance agent in Miami, Florida is First Choice Insurance Agency Corp, rated 5.0 stars across 1,887 reviews. Other highly rated options include USA General Insurance Corporation, Insurance Exchange of America, Dulcinea Insurance Agency. This directory lists 86 workers' compensation insurance agents serving Miami.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Choice Insurance Agency Corp | 7540 SW 117th Ave | (786) 360-1021 |
| 2 | USA General Insurance Corporation | 13631 SW 26th St | (305) 386-3305 |
| 3 | Insurance Exchange of America | 8600 NW 17th St Suite 101 | (305) 403-0800 |
| 4 | Dulcinea Insurance Agency | 1840 Coral Wy #221 | (786) 910-9487 |
| 5 | Blue Sky Insurance & Immigration Services | 1619 SW 107th Ave | (786) 391-3886 |
| 6 | Neighbors Insurance Agency | 7130 SW 43rd St | (305) 265-8585 |
| 7 | American Insurance Point - AIP FLORIDA | 999 Brickell Ave # 410 | (305) 440-0212 |
| 8 | Manny Morin - State Farm Insurance Agent | 10651 N Kendall Dr #111 | (305) 598-5821 |
| 9 | E&L Insurance | 1241 SW 27th Ave | (305) 541-1002 |
| 10 | Univista Insurance | 16359 SW 88th St | (305) 413-5144 |
First Choice Insurance Agency Corp in Miami, Florida provides a comprehensive range of workers’ compensation insurance options for local businesses. The agency assists with securing coverage and offers ongoing policy management services to help clients maintain compliance with state regulations. It supports customers through the claims process and works to minimize workplace risks. Its maintenance plans include periodic policy reviews and updates to ensure adequate protection as business needs change. The agency serves a variety of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Serving Miami, Florida, and the surrounding communities, USA General Insurance Corporation acts as a workers' compensation insurance agent. It handles policies designed to provide medical and wage benefits for employees who suffer job-related injuries or illnesses. The agent focuses on matching local businesses with appropriate coverage plans that comply with state regulations. To handle a typical job, the company assesses each client's specific operational risks and payroll details before presenting suitable policy options.
Businesses and commercial property managers across Miami rely on Insurance Exchange of America for comprehensive workers’ compensation insurance solutions. The agency helps local employers navigate Florida’s complex coverage requirements, ensuring their workforce is protected against job-related injuries and illnesses. Tailored policies address the unique risk profiles of various industries found throughout the region. Clients benefit from professional guidance on minimizing claims exposure and maintaining compliance with state regulations. The agency also serves multiple surrounding communities, including the broader Miami-Dade County metropolitan area.
For a single claim or an entire annual policy period, Dulcinea Insurance Agency in Miami, Florida helps employers secure workers’ compensation coverage. The agency assists businesses with securing the state-required protection for employee injuries, analyzing risk exposure, and comparing policy options from various carriers. Standard service includes initial policy placement, periodic renewal reviews, and ongoing support for claims or audits. Clients may schedule a one-time consultation for a specific need, or choose an annual review cycle with seasonal check-ins to adjust coverage as business conditions change.
Blue Sky Insurance & Immigration Services provides workers’ compensation insurance agent services, helping Miami businesses secure coverage for their employees. The company generally works with local employers to address compliance with Florida regulations and manage payroll-based premium calculations. Its specialty support includes guiding clients through claim reporting procedures and return-to-work coordination. During South Florida’s active hurricane season, Blue Sky assists businesses in updating policies to account for potential weather-related injuries and potential business interruptions that may affect seasonal workforce levels.
Neighbors Insurance Agency helps businesses comply with mandatory workers' compensation requirements while securing coverage tailored to operational risks in the Miami area. It offers access to policies that include medical expense management and lost-wage replacement benefits for employee injuries. By evaluating payroll classifications and workplace hazards, the agency aligns insurance protections with business budgets and regulatory standards. It serves commercial sectors such as offices, warehouses, and food service operations, each requiring distinct safety protocols and premium calculations.
American Insurance Point - AIP FLORIDA serves residential clients in Miami with workers' compensation insurance agent services, also offering commercial coverage for local businesses throughout the surrounding area. The agency handles the process of securing policies that protect workers in case of job-related injury or illness. Clients can follow up easily between regular visits to adjust policies or address coverage questions as their needs change.
As Miami businesses brace for hurricane season, many seek workers' compensation coverage to protect their employees. Manny Morin - State Farm Insurance Agent helps local companies in the city navigate these requirements for workplace injury protection. Their services include customizing policies based on an employer's specific industry risks, payroll size, and claims history in South Florida. Occupational Safety and Health Administration compliance reviews are offered to reduce potential workplace hazards. An initial consultation can be scheduled to begin the application process with a physical inspection of the business premises.
E&L Insurance provides residential workers' compensation coverage in Miami, Florida, for homeowners and domestic workers. The agency also offers commercial policies for small businesses needing payroll-based protection and risk management solutions. They serve clients throughout greater Miami and the surrounding areas, helping employers meet legal requirements while safeguarding against workplace injury claims. After an initial policy is established, the agent follows up to review coverage needs and adjusts limits upon request, ensuring continued compliance between regular visits.
What Does a a Workers' Compensation Insurance Agent in Miami Cost?
Workers compensation insurance costs in Florida vary widely by industry and payroll. For a small office business, annual premiums may range from 500 to 2,000 dollars. For higher risk industries like construction, costs can be 5,000 to 20,000 dollars or more per year. The rate per 100 dollars of payroll is set by the National Council on Compensation Insurance and approved by the Florida Office of Insurance Regulation. This is general information and not insurance advice.
About workers' compensation insurance agents in Miami
A workers compensation insurance agent in Miami helps Florida businesses meet state coverage requirements. Florida law mandates that most employers with four or more employees carry workers comp insurance. An agent can explain the specific rules under Florida Statute 440 and help you find a policy that fits your industry and payroll.
Frequently Asked Questions
Do I need workers compensation insurance in Miami Florida?
Yes, under Florida law most employers with four or more employees must carry workers comp. Construction businesses with one or more employees also need coverage. An agent can confirm your specific obligation based on your business type and number of workers.
How does a workers compensation insurance agent help my Miami business?
An agent reviews your business operations and payroll to find suitable coverage options. They can compare quotes from multiple carriers and help you understand Florida-specific classifications and experience rating modifications that affect your premium.
What happens if I do not have workers comp in Florida?
Failure to carry required coverage can result in stop work orders, fines up to double the premium you should have paid, and potential criminal charges. An agent can help you get compliant quickly to avoid these penalties.
Workers' Compensation Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables