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Find Workers' Compensation Insurance Agents Near You in Miami Gardens, FL

Browse workers' compensation insurance agents serving Miami Gardens, Florida. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Miami Gardens, Florida is Estrella Insurance, rated 5.0 stars across 481 reviews. Other highly rated options include United Automobile Insurance Company, Univista Insurance, Del Toro Insurance. This directory lists 11 workers' compensation insurance agents serving Miami Gardens.

Showing 11 workers' compensation insurance agents in Miami Gardens, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Estrella Insurance3489 NW 183rd St(305) 925-9944
2United Automobile Insurance Company1313 NW 167th St(305) 940-5022
3Univista Insurance4729 NW 183rd St(305) 406-6708
4Del Toro Insurance3753 NW 167th St Suite 102(786) 533-2513
5Gardens Insurance Inc1818 NW 183rd St(305) 621-0072
6Sebanda Insurance19577 NW 57th Ave(305) 888-1427
7Renew Insurance LLC16533 NW 57th Ave(305) 624-7300
8Bendell Insurance Group111 NW 183rd St Ste 108(786) 698-6383
9Mint Insurance Agency Corp20451 NW 2nd Ave Suite #101(954) 908-7951
10Estrella Insurance17325 NW 27th Ave #202(305) 925-4090
EI
3489 NW 183rd St
Estrella Insurance
Workers' Compensation Insurance Agent · Miami Gardens, FL

Serving Miami Gardens and the surrounding South Florida communities, Estrella Insurance handles workers' compensation coverage for local businesses. This agency assists employers in securing policies that meet state requirements for workplace injury protection. Its team works directly with business owners to assess needs and present suitable options from available carriers. For a typical placement, it reviews a company’s employee classifications and payroll details to align coverage with worker risk and regulatory demands.

UA
1313 NW 167th St
United Automobile Insurance Company
Workers' Compensation Insurance Agent · Miami Gardens, FL

United Automobile Insurance Company serves Miami Gardens and the broader Miami-Dade County area as a workers’ compensation insurance agent. It helps local employers secure policies that cover medical care and lost wages for employees injured on the job. The agency assists businesses in finding coverage that meets Florida’s mandatory workers’ compensation requirements. Compliance assistance is provided to help employers understand state regulations and avoid penalties. It specifically handles claims management support and policy adjustments for small and mid-sized companies.

UI
4729 NW 183rd St
Univista Insurance
Workers' Compensation Insurance Agent · Miami Gardens, FL

Univista Insurance distinguishes between one-time policy purchases and ongoing service agreements for Workers' Compensation coverage in Miami Gardens, Florida. Each plan helps local businesses manage payroll-related claims and medical costs for injured employees. The agent provides policy guidance for qualification filings based on industry-classification codes and payroll reporting. Service runs on either a scheduled annual renewal or an as-needed basis when adjustments like penalty disputes require mid-term policy modifications.

DT
3753 NW 167th St Suite 102
Del Toro Insurance
Workers' Compensation Insurance Agent · Miami Gardens, FL

Del Toro Insurance specializes in connecting businesses in Miami Gardens, Florida, with Workers’ Compensation coverage that meets state requirements. The agency manages the complexities of securing policies for a range of local industries, helping employers protect their workforce against job-related injuries and illnesses. It focuses on tailoring solutions that address unique operational risks while navigating Florida’s regulatory landscape. Throughout hurricane season, Del Toro Insurance assists construction and service companies in adjusting their coverage to address the increased physical hazards and potential liabilities that severe weather can bring.

GI
1818 NW 183rd St
Gardens Insurance Inc
Workers' Compensation Insurance Agent · Miami Gardens, FL

Gardens Insurance Inc provides workers' compensation insurance policy placement and claims support for businesses in and around Miami Gardens. Its service plans include annual policy reviews to align coverage with changing payrolls and risk exposures. Ongoing maintenance plans focus on helping clients manage experience modification factors through loss prevention guidance and audit assistance. The agency services single-family homes, apartments, retail locations, and restaurants, tailoring coverage options to the specific liability needs of each property type in the local market.

SI
19577 NW 57th Ave
Sebanda Insurance
Workers' Compensation Insurance Agent · Miami Gardens, FL

As Miami Gardens businesses face fluctuating seasonal demand, securing proper workers' compensation coverage becomes essential to protect both employees and operations. Sebanda Insurance assists local employers in this area by connecting them with policies tailored to their specific industry risks. A thorough assessment of payroll classifications and claims history guides the agent toward appropriate coverage options. Every recommendation begins with an on-site inspection of the workplace to accurately evaluate hazards and verify employee roles.

RI
16533 NW 57th Ave
Renew Insurance LLC
Workers' Compensation Insurance Agent · Miami Gardens, FL

Businesses and property managers in Miami Gardens needing workers’ compensation insurance turn to Renew Insurance LLC. The company provides guidance on required coverage and helps secure policies that comply with Florida regulations. Commercial clients across various industries benefit from this tailored approach to managing workplace injury risks. Renew Insurance LLC also extends its services to neighboring communities throughout the Miami-Dade metropolitan area, including Hialeah and North Miami Beach.

BI
111 NW 183rd St Ste 108
Bendell Insurance Group
Workers' Compensation Insurance Agent · Miami Gardens, FL

Bendell Insurance Group serves Miami Gardens, FL, and surrounding communities. It handles workers' compensation insurance policies for local businesses of various sizes. The agency helps secure coverage that meets state regulatory requirements for workplace injury protection. It assists employers in managing premiums and navigating the claims process. For a typical job, the team first reviews the client's payroll and classification codes. It then obtains quotes from multiple carriers to find suitable coverage limits and cost structures for the business.

MI
20451 NW 2nd Ave Suite #101
Mint Insurance Agency Corp
Workers' Compensation Insurance Agent · Miami Gardens, FL

Mint Insurance Agency Corp operates in Miami Gardens, Florida, assisting businesses with their insurance needs. A Workers’ Compensation Insurance Agent helps companies secure coverage for job-related injuries and illnesses as required by law. This firm specializes in structuring policies that address both legal requirements and employee protection. It serves local enterprises in sectors such as offices, warehouses, and food service operations, where risk profiles vary significantly.

EI
17325 NW 27th Ave #202
Estrella Insurance
Workers' Compensation Insurance Agent · Miami Gardens, FL

Serving Miami Gardens and the surrounding South Florida communities, Estrella Insurance handles workers' compensation coverage for local businesses. This agency assists employers in securing policies that meet state requirements for workplace injury protection. Its team works directly with business owners to assess needs and present suitable options from available carriers. For a typical placement, it reviews a company’s employee classifications and payroll details to align coverage with worker risk and regulatory demands.

DT
17201 NW 27th Ave
Del Toro Insurance
Workers' Compensation Insurance Agent · Miami Gardens, FL
(786) 623-4006
deltoroinsurance.com

What Does a a Workers' Compensation Insurance Agent in Miami Gardens Cost?

Workers compensation insurance costs in Florida vary by industry and payroll size. Typical rates range from 0.50 to 2.50 dollars per 100 dollars of payroll for low-risk office jobs, while construction trades may see rates from 5 to 15 dollars per 100 dollars of payroll. Miami Gardens businesses may also pay a small surcharge based on local loss experience. This is general information and not insurance advice.

About workers' compensation insurance agents in Miami Gardens

Workers compensation insurance agents in Miami Gardens help businesses meet Florida legal requirements for employee injury coverage. Florida law requires most employers with four or more employees to carry workers compensation insurance. An agent can guide you through the specific rules for construction and agricultural industries in Miami-Dade County.

Frequently Asked Questions

Who needs workers compensation insurance in Miami Gardens Florida?

Under Florida Statute 440.02, any employer with four or more employees must carry workers compensation insurance. Construction industry employers with one or more employees are also required to have coverage. Sole proprietors and partners can choose to exempt themselves from coverage.

What does a workers compensation insurance agent do in Miami Gardens?

A workers compensation insurance agent helps you compare policies from different carriers, explains Florida-specific coverage requirements, and assists with filing claims. They also advise on premium calculations based on your payroll and industry classification codes.

How do I verify a workers compensation insurance agent is licensed in Florida?

You can check an agents license on the Florida Department of Financial Services website. All agents selling workers compensation insurance in Miami Gardens must hold a valid Florida 2-20 General Lines Agent license. You can search by name or license number online.

Workers' Compensation Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.