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Compare Workers' Compensation Insurance Agents in Palm Coast, FL
Browse workers' compensation insurance agents serving Palm Coast, Florida. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Palm Coast, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 workers' compensation insurance agents in Palm Coast, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Workers compensation insurance agents in Palm Coast Florida help local businesses meet state requirements. Florida law requires most employers with four or more employees to carry workers compensation coverage. An agent can guide you through the specific rules for construction and agricultural industries in Flagler County.
What Does a Workers' Compensation Insurance Agent in Palm Coast Cost?
Typical costs for workers compensation insurance in Florida range from 0.75 to 2.50 dollars per 100 dollars of payroll for low-risk office jobs. Higher risk jobs like construction can cost 5 to 15 dollars per 100 dollars of payroll. Rates are set by the National Council on Compensation Insurance and approved by the Florida Office of Insurance Regulation. Your specific rate depends on your industry classification, payroll size, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Who needs workers compensation insurance in Palm Coast Florida?
In Florida any employer with four or more employees must have workers compensation coverage. Construction businesses with one or more employees are also required to carry it. Sole proprietors and partners may choose to exclude themselves from coverage.
How does a workers compensation insurance agent help my business?
An agent helps you find a policy that meets Florida state requirements and fits your budget. They can explain how your premium is calculated based on payroll and classification codes. They also assist with filing claims and managing your policy if your business grows.
What are the penalties for not having workers compensation in Florida?
Florida law imposes a stop-work order on any business found without required coverage. Fines can reach up to 1000 dollars per day of noncompliance. The business may also face criminal charges for intentional violation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.