The top-rated workers' compensation insurance agent in Palm Harbor, Florida is Coleman Insurance Agency, rated 4.9 stars across 414 reviews. Other highly rated options include Reliant Insurance Services, Lizette Cochran - State Farm Insurance Agent, Brightway Insurance, The Harrington Agency. This directory lists 16 workers' compensation insurance agents serving Palm Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coleman Insurance Agency | 4831 Ruen Dr Suite 200 | (727) 441-9911 |
| 2 | Reliant Insurance Services | 34921 US Hwy 19 N #201 | (727) 335-0335 |
| 3 | Lizette Cochran - State Farm Insurance Agent | 3031 E Lake Rd S | (727) 786-1082 |
| 4 | Brightway Insurance, The Harrington Agency | 31962 US Hwy 19 N | (727) 789-2200 |
| 5 | Hawk Insurance Group | 31087 US Hwy 19 N | (727) 877-4295 |
| 6 | Whitco Insurance Agency Palm Harbor 👍 | 30832 US Hwy 19 N | (727) 781-5858 |
| 7 | Michael Tow: Allstate Insurance | 33920 US Hwy 19 N Ste 285 | (727) 789-3024 |
| 8 | Mark Gianeskis - State Farm Insurance Agent | 3430 Tampa Rd | (727) 786-6886 |
| 9 | Pinellas Insurance Solutions | 3060 US-19 ALT Suite B1 | (727) 557-5633 |
| 10 | GreatFlorida Insurance: Jim Sullivan | 3382 Tampa Rd | (727) 781-5533 |
Coleman Insurance Agency serves the Palm Harbor, Florida, area and surrounding communities, specializing in workers' compensation insurance for local businesses. As a dedicated agent, it helps employers secure coverage that meets state requirements and protects their workforce. The agency assists clients in navigating policy options tailored to different industries. Services include guiding businesses through the claims process and providing risk management advice to reduce workplace injuries.
Reliant Insurance Services provides workers' compensation insurance coverage and policy management for businesses in Palm Harbor, Florida. It offers risk assessment consultations to help employers classify employees correctly and maintain compliance with state regulations. Service plans include assistance with claims filing and loss control guidance to reduce workplace injuries. The agency services a variety of commercial properties, including single-family homes contracted by small builders, apartment complexes, retail storefronts, and independent restaurants operating within five miles of Palm Harbor.
Serving homeowners, businesses, and property managers in Palm Harbor, FL, this agency provides workers’ compensation insurance coverage designed to protect employees and manage workplace injury risks. Tailored policies help small and mid-sized employers meet legal requirements while addressing specific industry needs. The agent offers in-person consultations and clear guidance on coverage options, claims processes, and compliance with Florida’s workers’ compensation laws. Lizette Cochran also represents State Farm clients across the broader Tampa Bay metro area, including nearby communities such as Clearwater and Dunedin.
Serving Palm Harbor and the surrounding communities in Pinellas County, Brightway Insurance, The Harrington Agency handles workers' compensation insurance for local businesses. They assist employers with securing coverage that meets state requirements while managing workplace injury risks. To complete a typical job, the agency begins by reviewing a business’s operations and payroll to match them with an appropriate policy.
Hawk Insurance Group in Palm Harbor, Florida provides workers’ compensation insurance agent services that can be structured as either a one-time policy purchase or an ongoing, recurring service to manage annual renewals and modifications. Their coverage typically addresses medical expenses and lost wages for employees injured on the job, helping local businesses meet state regulatory requirements. For businesses needing flexible support, this firm operates on both a scheduled basis for regular policy reviews and an as-needed basis for immediate claims or questions.
Whitco Insurance Agency Palm Harbor provides professional guidance on securing workers' compensation coverage for businesses throughout the local area. It focuses specifically on connecting employers with insurance policies that address workplace injury claims and regulatory requirements in Florida. In addition to standard coverage options, the agency typically offers support for payroll audits and risk management consultations. Its services can accommodate commercial sectors such as professional offices, general warehouses, and food service establishments.
As summer heat drives increased construction and landscaping activity in Palm Harbor, businesses face higher risks of workplace injuries and claims. Michael Tow: Allstate Insurance helps local employers navigate these obligations, providing workers' compensation policies that cover medical costs and lost wages for injured staff. The agency works with small and mid-sized operations to ensure compliance with Florida’s coverage requirements. To begin service, the team schedules a thorough on-site inspection of the workplace and reviews current payroll records to tailor coverage accurately.
Mark Gianeskis - State Farm Insurance Agent in Palm Harbor, Florida, specializes in workers' compensation insurance, providing coverage that addresses medical expenses and lost wages for employees injured on the job. The agent assists local businesses with understanding their insurance needs and selecting appropriate policy options. As seasonal employment fluctuates in the area, the agent helps restaurant and retail clients adjust their coverage to match changes in their workforce numbers throughout the year.
Pinellas Insurance Solutions provides residential workers' compensation insurance services for clients in Palm Harbor, Florida. The agency also arranges commercial coverage tailored for small and midsize businesses operating throughout the Tampa Bay area. Workers' compensation policies help employers manage medical costs and wage replacement after workplace injuries. The agency assists local businesses by explaining coverage options and regulations specific to Florida. Clients often contact the agency again for policy adjustments or additional coverage needs between regular service visits.
GreatFlorida Insurance: Jim Sullivan is known for guiding Palm Harbor businesses through the complexities of securing workers' compensation coverage. Its service range includes assessing client risks and providing policies that meet Florida state requirements for employee injury protection. This agency focuses on helping employers maintain compliance while managing coverage costs. It can also assist with adding employer’s liability insurance to a policy for broader workplace protection.
What Does a a Workers' Compensation Insurance Agent in Palm Harbor Cost?
Workers compensation insurance costs in Florida vary by industry and payroll. For a small office business in Palm Harbor, annual premiums may range from 500 to 2,000 dollars. For construction or high risk trades, costs can be 5,000 to 15,000 dollars or more per year. Actual rates depend on your claims history and employee classifications. This is general information and not insurance advice.
About workers' compensation insurance agents in Palm Harbor
Workers compensation insurance agents in Palm Harbor help businesses meet Florida state requirements for employee injury coverage. Florida law mandates that most employers with four or more employees carry workers comp insurance. A local agent can guide you through the specific rules for construction and non-construction industries in Palm Harbor.
Frequently Asked Questions
Who needs workers compensation insurance in Palm Harbor Florida?
In Florida, any business with four or more employees must carry workers compensation insurance. Construction businesses with one or more employees are also required to have coverage. An agent can help you determine if your business qualifies for an exemption.
What does a workers compensation insurance agent do in Palm Harbor?
A workers compensation insurance agent helps you find the right policy for your business size and industry. They explain Florida coverage requirements, assist with payroll reporting, and help you compare quotes from different carriers. They also provide guidance on how to reduce your premium through safety programs.
How do Florida workers compensation rates work for Palm Harbor businesses?
Florida workers compensation rates are set by the state based on job classification codes and payroll amounts. Each industry has a specific rate per 100 dollars of payroll. An agent can help you ensure your employees are classified correctly to avoid overpaying.
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