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Workers' Compensation Insurance Agents in Bowling Green, KY

Directory of workers' compensation insurance agents in Bowling Green, Kentucky. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Bowling Green, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 workers' compensation insurance agents in Bowling Green, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
JR Wade - State Farm Insurance Agent
1301 U.S. 31 W Bypass, Bowling Green, KY 42101
(270) 846-4414 jrwade.net
Ingram Insurance Company
3251 Spring Hollow Ave, Bowling Green, KY 42104
(270) 842-3322 ingraminsuranceco.com
D C Clement - State Farm Insurance Agent
430 U.S. 31 W Bypass #108, Bowling Green, KY 42101
(270) 842-0154 dcclement.net
Byers Insurance Group
1733 Campus Plaza Ct STE 5, Bowling Green, KY 42101
(270) 495-3646 byersinsurancegroup.com
Scott Bouldin - Kentucky Farm Bureau Insurance
933 Fields Dr STE 201, Bowling Green, KY 42104
(270) 904-4800 kyfb.com
Downs Insurance Agency
1301 Westen St, Bowling Green, KY 42104
(270) 282-4942 downsagencyllc.com
Davis Insurance
1131 Fairview Ave STE 103, Bowling Green, KY 42104
(270) 259-8007 davisky.com
We Insure Rocket Insurance Group
1700 Patrick Way Suite C, Bowling Green, KY 42104
(270) 600-3200 weinsurerocket.com
Carr Insurance Agency, Inc
1532 U.S. 31 W Bypass, Bowling Green, KY 42104
(270) 781-5300 carrins.com
Safeguard Insurance
1600 Scottsville Rd # 100, Bowling Green, KY 42104
(270) 904-6070 safeguardky.com
Charles M. Moore Insurance Agency
942 Searcy Way, Bowling Green, KY 42103
(270) 843-9054 cmmoore.com
McCay & Associates Insurance
543 U.S. 31 W Bypass, Bowling Green, KY 42101
(270) 842-4236 mccayandassociates.com
ERIE INSURANCE AGENCY: GOLDEN FINANCIAL
5966 Scottsville Rd Suite 4, Bowling Green, KY 42104
(270) 202-4439 goldenfinancialservices.biz
Faulkner Insurance Inc.
1025 U.S. 31 W Bypass, Bowling Green, KY 42101
(270) 782-2799 faulknerins.com
Reliable Insurance Group
410 E 10th Ave, Bowling Green, KY 42101
(270) 279-8467 reliableinsgroup.com
Thurmond Insurance Group
2501 Crossings Blvd #217, Bowling Green, KY 42104
(270) 936-8037 thurmondinsurance.com
Houchens Insurance Group - P&C Bowling Green
1240 Fairway St, Bowling Green, KY 42103
(800) 960-3560 higusa.com
Lawton Insurance
812 State St, Bowling Green, KY 42101
(270) 282-2411 lawtoninsurance.com
Gallagher Insurance, Risk Management & Consulting
1945 Scottsville Rd Ste 100, Bowling Green, KY 42104
(270) 781-8181 assuredpartners.com

Workers compensation insurance agents in Bowling Green Kentucky help employers meet state legal requirements for workplace injury coverage. Kentucky law requires most employers with one or more employees to carry workers compensation insurance. A local agent can guide you through Kentucky Labor Cabinet rules and find a policy that fits your business needs.

What Does a Workers' Compensation Insurance Agent in Bowling Green Cost?

Workers compensation insurance costs in Kentucky vary by industry and payroll size. For a small business in Bowling Green, annual premiums often range from 500 to 3,000 dollars for low risk jobs like office work. Higher risk industries such as construction can cost 5,000 to 15,000 dollars or more per year. Actual rates depend on your business classification, claims history, and the insurance carrier. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Bowling Green do?
A workers compensation insurance agent helps you find a policy that meets Kentucky state requirements. They explain coverage options, assist with payroll classification, and help you comply with Kentucky Revised Statutes Chapter 342. They also help with policy renewals and claims questions.
Is workers compensation insurance required for all businesses in Bowling Green Kentucky?
Yes, Kentucky law requires most employers with one or more employees to have workers compensation insurance. Some exceptions apply for certain agricultural workers and very small family businesses. A local agent can confirm if your business must have coverage.
How does a Bowling Green agent help with Kentucky workers compensation rates?
Agents compare quotes from multiple insurance carriers to find competitive rates for your business. Kentucky uses a loss cost rating system where each carrier sets its own rates. Your agent can also suggest safety programs that may lower your premium over time.