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Find Workers' Compensation Insurance Agents Near You in Hopkinsville, KY

Browse workers' compensation insurance agents serving Hopkinsville, Kentucky. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Hopkinsville, Kentucky is Steve Crisp - State Farm Insurance Agent, rated 5.0 stars across 741 reviews. Other highly rated options include Michael Venable - State Farm Insurance Agent, Shelter Insurance, Kentucky Farm Bureau Insurance. This directory lists 21 workers' compensation insurance agents serving Hopkinsville.

Showing 21 workers' compensation insurance agents in Hopkinsville, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steve Crisp - State Farm Insurance Agent3247 Lafayette Rd(270) 885-3139
2Michael Venable - State Farm Insurance Agent1107 S Virginia St(270) 885-0063
3Shelter Insurance1211 Skyline Dr(270) 632-1307
4Kentucky Farm Bureau Insurance250 Burley Ave(270) 885-3276
5Tom Bell - State Farm Insurance Agent205 Bill Flynn Blvd(270) 885-2982
6Pollock-Christian County Insurance710 W 15th St(270) 518-5646
7Kristy Walker: Allstate Insurance4447 Canton Pike(270) 707-0404
8Legacy Insurance - KY2512 Fort Campbell Blvd # C(270) 975-3133
9Kentucky Farm Bureau Regional Claims Office1810 E 9th St(270) 886-8123
10Charlie Henderson - State Farm Insurance Agent2919 Fort Campbell Blvd Ste B(270) 885-2230
SC
3247 Lafayette Rd
Steve Crisp - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Hopkinsville, KY

Steve Crisp - State Farm Insurance Agent serves Hopkinsville, Kentucky, and the surrounding Christian County area, providing workers’ compensation insurance for local businesses. The agency works with employers to secure policies that cover medical expenses and lost wages for job-related injuries, helping small and mid-sized companies meet state coverage requirements. By assessing each client’s risk profile, the agent identifies appropriate policy options from available carriers. Services commonly handled here include standard workers’ compensation coverage for general industries and specific policy reviews for construction or trade contractors.

MV
1107 S Virginia St
Michael Venable - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Hopkinsville, KY

Michael Venable - State Farm Insurance Agent in Hopkinsville, KY provides workers' compensation insurance coverage for local businesses. Its service offerings include policy assessments to determine appropriate coverage levels and claims assistance to help navigate the reporting and resolution process. Ongoing account maintenance plans are available to review policy needs as business operations change. This agent supports a variety of properties and commercial operations in the area, including single-family homes, apartments, retail establishments, and restaurants.

SI
1211 Skyline Dr
Shelter Insurance
Workers' Compensation Insurance Agent · Hopkinsville, KY

Business owners and property managers in Hopkinsville, Kentucky, rely on this Shelter Insurance agent for workers' compensation coverage that complies with state regulations and protects their workforce. The agency helps clients understand their policy obligations, including premium audits and claims reporting. Services extend to evaluating payroll classifications and risk exposures for small and mid-sized operations. It also serves businesses and rental property owners in the surrounding Christian County area, including Oak Grove.

KF
250 Burley Ave
Kentucky Farm Bureau Insurance
Workers' Compensation Insurance Agent · Hopkinsville, KY

Kentucky Farm Bureau Insurance serves Hopkinsville and the surrounding communities of Christian County and the western Kentucky region. It handles workers’ compensation insurance for local businesses, providing coverage for workplace injuries and associated medical costs. The agency works with employers to secure policies that meet state requirements and address common industry risks. A typical claim is managed by coordinating with the policyholder, medical providers, and the insurance carrier to facilitate a structured return-to-work process and minimize disruptions.

TB
205 Bill Flynn Blvd
Tom Bell - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Hopkinsville, KY

Tom Bell - State Farm Insurance Agent in Hopkinsville, KY, provides workers’ compensation insurance to local businesses. A key distinction exists between one-time policy placements for temporary coverage needs and recurring annual policies that renew automatically. Each policy is designed to cover medical expenses and lost wages for employees who suffer work-related injuries. Tailoring coverage limits to specific industry risks ensures compliance with Kentucky regulations. Service for these workers’ compensation policies generally operates on a scheduled annual renewal basis, with adjustments available as a business’s workforce or operations change.

PC
710 W 15th St
Pollock-Christian County Insurance
Workers' Compensation Insurance Agent · Hopkinsville, KY

Pollock-Christian County Insurance offers workers' compensation coverage and claims assistance for local employers. It serves businesses in Hopkinsville and the surrounding region, helping them secure policies that meet Kentucky regulatory requirements. The agency guides clients through the process of obtaining appropriate coverage for various industries, from small retail shops to larger construction firms. It also advises on workplace safety programs. As winter approaches, agents can review policies to ensure adequate protection against slip-and-fall claims common in the cold season.

KW
4447 Canton Pike
Kristy Walker: Allstate Insurance
Workers' Compensation Insurance Agent · Hopkinsville, KY

As new businesses launch and seasons change across Hopkinsville, the need for reliable workers’ compensation coverage often becomes a priority for local employers. Kristy Walker: Allstate Insurance addresses this by guiding clients through policy options that meet state requirements and protect both employees and company assets. Each consultation begins with a review of the business’s specific operations and risk exposures. This initial step ensures the agent can schedule a straightforward workplace inspection to verify safety measures and accurately assess coverage needs.

LI
2512 Fort Campbell Blvd # C
Legacy Insurance - KY
Workers' Compensation Insurance Agent · Hopkinsville, KY

Legacy Insurance - KY provides workers' compensation insurance agent services from its location in Hopkinsville, Kentucky. The firm specializes in helping local businesses secure coverage that meets state regulatory requirements for employee injury protection. It offers guidance on policy options tailored to reduce financial risk for workplace incidents. Legacy Insurance - KY serves commercial sectors including offices, warehouses, and food service operations.

KF
1810 E 9th St
Kentucky Farm Bureau Regional Claims Office
Workers' Compensation Insurance Agent · Hopkinsville, KY

Kentucky Farm Bureau Regional Claims Office serves the Hopkinsville area with workers’ compensation insurance for residential clients, then extends its commercial coverage to local employers in need of claims and risk management. Its agents assist businesses in filing claims and navigating policy requirements, ensuring compliance with regional standards. The office provides follow-up services between regular visits, addressing any outstanding issues or paperwork to maintain ongoing coverage and claims resolution.

CH
2919 Fort Campbell Blvd Ste B
Charlie Henderson - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Hopkinsville, KY

Charlie Henderson - State Farm Insurance Agent in Hopkinsville, KY is known for providing workers' compensation insurance coverage to local businesses. The company assists employers in securing policies that help cover medical costs and lost wages for employees injured on the job. Services often include policy review and claims guidance tailored to small and medium-sized enterprises. As an additional service, the agency can help clients explore options for bundling workers' compensation with general liability insurance.

HI
4057 Lafayette Rd
Higgins Insurance
Workers' Compensation Insurance Agent · Hopkinsville, KY
(270) 886-3939
higginsinsurance.com
RN
3205 Lafayette Rd
Raymond Nelson Insurance
Workers' Compensation Insurance Agent · Hopkinsville, KY
(270) 885-1800
rnelsoninsurance.com
HI
307 North Dr
Harbor Insurance Agency
Workers' Compensation Insurance Agent · Hopkinsville, KY
(270) 881-1022
harborinsagency.com
KF
2405 Fort Campbell Blvd
Kentucky Farm Bureau Insurance
Workers' Compensation Insurance Agent · Hopkinsville, KY
(270) 886-5434
kyfb.com/christian/central
AI
1002 S Virginia St
Advantage Insurance Co KY
Workers' Compensation Insurance Agent · Hopkinsville, KY
(502) 496-6681
NI
305 North Dr
Northtrust Insurance
Workers' Compensation Insurance Agent · Hopkinsville, KY
(270) 885-0811
northtrustinsurance.com
TH
108 N Main St
Tatum, Hester & Burkhead Insurance
Workers' Compensation Insurance Agent · Hopkinsville, KY
(270) 886-6668
tatumhesterburkhead.com
LI
602 W 7th St
Lee Insurance Services
Workers' Compensation Insurance Agent · Hopkinsville, KY
(270) 886-3340
CI
1300 Liberty St
The Center of Insurance
Workers' Compensation Insurance Agent · Hopkinsville, KY
(270) 886-3010
thecenterofinsurance.com
WW
1908 Pembroke Rd
Woodmen of the World Insurance
Workers' Compensation Insurance Agent · Hopkinsville, KY
(270) 452-1875
woodmenlife.org
SI
807 Country Club Ln ste c
Shelter Insurance - Nate Harris
Workers' Compensation Insurance Agent · Hopkinsville, KY
(270) 632-1263
shelterinsurance.com/CA/agent/NATEHARRIS

What Does a a Workers' Compensation Insurance Agent in Hopkinsville Cost?

Typical workers compensation insurance costs in Kentucky depend on your business classification code and payroll size. For a small retail shop with 50,000 dollars in annual payroll you might pay 500 to 1,500 dollars per year. For a construction company with 200,000 dollars in payroll the cost could range from 10,000 to 30,000 dollars annually. These figures are general estimates and your actual premium will be determined by an insurance carrier after reviewing your specific operations and claims history. This is general information not insurance advice.

About workers' compensation insurance agents in Hopkinsville

Workers compensation insurance agents in Hopkinsville Kentucky help local businesses comply with state laws requiring coverage for most employers with three or more employees. Kentucky law mandates that employers provide wage replacement and medical benefits to workers injured on the job. An agent can guide you through the classification system and premium calculations specific to Christian County industries.

Frequently Asked Questions

What does a workers compensation insurance agent in Hopkinsville do?

An agent helps you understand Kentucky workers compensation requirements and find a policy that fits your business. They explain how premium rates are set based on your payroll and industry classification. They also assist with filing claims and managing policy renewals.

Is workers compensation insurance required for all businesses in Hopkinsville Kentucky?

Kentucky law requires most employers with three or more employees to carry workers compensation insurance. Sole proprietors and partnerships may opt out but should consult an agent about liability risks. Agricultural employers have different thresholds under Kentucky Revised Statutes Chapter 342.

How much does workers compensation insurance cost in Hopkinsville Kentucky?

Costs vary by industry payroll and claims history. Average rates in Kentucky range from 1 to 3 dollars per 100 dollars of payroll for low risk office jobs. Higher risk construction or manufacturing jobs can cost 5 to 15 dollars per 100 dollars of payroll. An agent can provide a specific quote for your business.

Workers' Compensation Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.