The top-rated workers' compensation insurance agent in Frankfort, Kentucky is Jason Dunn - State Farm Insurance Agent, rated 5.0 stars across 1,082 reviews. Other highly rated options include RB Brown - State Farm Insurance Agent, Steve Woodrum - State Farm Insurance Agent, Erika Hancock - State Farm Insurance Agent. This directory lists 20 workers' compensation insurance agents serving Frankfort.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Dunn - State Farm Insurance Agent | 160 Versailles Rd | (502) 352-2626 |
| 2 | RB Brown - State Farm Insurance Agent | 949 Louisville Rd C | (502) 875-1301 |
| 3 | Steve Woodrum - State Farm Insurance Agent | 331 Versailles Rd | (502) 695-8888 |
| 4 | Erika Hancock - State Farm Insurance Agent | 210 Kings Daughters Dr | (502) 227-7777 |
| 5 | Bill McCoy Insurance Agency | 1134 US-127 | (502) 875-3994 |
| 6 | Sean Shah: Allstate Insurance | 800 E Main St | (502) 875-1999 |
| 7 | Brenda Harris - State Farm Insurance Agent | 114 Thompson St | (502) 695-1799 |
| 8 | Franklin Goins Insurance Agency | 600 E Main St | (502) 875-4270 |
| 9 | Sturm Insurance Agency | 201 Capital Ave | (502) 875-1351 |
| 10 | Kentucky Farm Bureau Insurance | 1212 Wilkinson Blvd | (502) 223-2193 |
Jason Dunn - State Farm Insurance Agent serves the Frankfort, Kentucky area as a workers' compensation insurance agent. This agency helps local businesses secure coverage for workplace injuries and illnesses. Workers' compensation policies protect both employers and employees by providing medical benefits and partial wage replacement. Navigating Kentucky's specific compliance requirements is a key part of the agent's role. The agency handles new policy applications and premium audits for small to mid-sized commercial clients in the region.
RB Brown - State Farm Insurance Agent in Frankfort, KY offers a full range of workers' compensation insurance services to help local businesses meet their legal coverage requirements. Its service plans include policy consultation tailored to industry-specific risk factors, as well as ongoing claims support and periodic policy reviews to maintain compliance with Kentucky regulations. The company typically works with a diverse mix of commercial client properties, including single-family homes, apartments, retail locations, and restaurants.
Steve Woodrum - State Farm Insurance Agent serves homeowners, businesses, and property managers in Frankfort, Kentucky, seeking workers' compensation insurance. The agency assists local employers with securing coverage that meets state requirements and provides financial protection for workplace injuries. Policies are designed to help businesses manage risk and comply with Kentucky regulations. The agency also serves clients in the greater Frankfort area, including neighboring communities such as Lawrenceburg.
Erika Hancock - State Farm Insurance Agent serves Frankfort, Kentucky, and the surrounding communities in Franklin County. It handles workers’ compensation insurance, providing coverage that helps local businesses manage medical expenses and lost wages for employees who suffer job-related injuries or illnesses. The agency works to identify appropriate policy limits and risk classifications for each company. It typically begins with a review of a business’s payroll, operations, and claims history to match it with suitable coverage from available options.
Businesses seeking workers’ compensation coverage in Frankfort often choose between a single policy term and ongoing advice on policy renewals and adjustments. Bill McCoy Insurance Agency provides guidance on both options, helping clients align their coverage with operational risks and state regulations. Service may be available on a one-time basis for new policies or as scheduled support for seasonal businesses, with as-needed assistance provided during claims or compliance reviews.
Sean Shah: Allstate Insurance in Frankfort, KY provides workers’ compensation insurance coverage for local businesses. This agency helps employers secure policies that meet state requirements for protecting employees who suffer job-related injuries or illnesses. A typical appointment includes reviewing a company’s risk exposures and matching coverage to its operational needs. As temperatures drop, the agency assists seasonal employers in adjusting coverage for winter hazards such as icy worksites, slips, and cold‑stress injuries that increase claim potential.
As spring construction in Frankfort creates new jobs, local businesses need workers' compensation policies that meet state requirements while controlling costs. Brenda Harris - State Farm Insurance Agent provides coverage options tailored to employers with varying risk profiles. Standard policies cover medical bills, lost wages, and rehabilitation for injured workers while protecting the employer from lawsuits. The agent explains coverage differences between sole proprietors and larger contractors operating in Frankfort's commercial district. New clients begin with a workplace risk assessment to identify safety gaps that could affect premium rates.
Franklin Goins Insurance Agency provides workers' compensation insurance coverage for local employers, focusing on managing risk and compliance. The agency specializes in tailoring policies to meet the specific needs of different businesses. Their work helps ensure protection for both employees and employers in the unfortunate event of a workplace injury. The firm regularly serves a variety of commercial sectors, including office environments, warehouses, and food service operations.
Sturm Insurance Agency provides workers’ compensation insurance agent services to businesses in the Frankfort area. Residential clients seeking coverage for home-based operations are assisted alongside commercial entities, with service extending throughout the surrounding region. The agent addresses policy needs during initial consultations and supports clients with ongoing account management. Follow-up service is provided between regular visits to review coverage adjustments and ensure continued alignment with evolving business operations.
As local businesses navigate the seasonal uptick in claims following Kentucky's unpredictable winter weather, Kentucky Farm Bureau Insurance provides workers' compensation coverage from its Frankfort office. The agent helps employers understand their liability requirements while structuring policies that comply with state regulations. Policies are designed to cover medical expenses and lost wages for injured workers. The process begins with a thorough review of the business's operations and an initial on-site assessment of workplace safety conditions.
What Does a a Workers' Compensation Insurance Agent in Frankfort Cost?
Workers compensation insurance costs in Kentucky typically range from 0.50 to 3.00 dollars per 100 dollars of payroll, depending on the job classification. A low-risk office worker may cost around 0.50 dollars, while a high-risk construction worker may cost over 3.00 dollars. Rates are set by the Kentucky Department of Insurance and vary by carrier. This is general information and not insurance advice.
About workers' compensation insurance agents in Frankfort
Workers compensation insurance agents in Frankfort Kentucky help employers meet state requirements under Kentucky Revised Statute Chapter 342. These agents guide businesses through the mandatory coverage rules for most Kentucky employers with one or more employees. They also assist with policy options for sole proprietors and partners who may not be required to carry coverage.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Frankfort Kentucky?
Kentucky law requires most employers with one or more employees to carry workers compensation insurance. Certain agricultural and domestic workers may be exempt. An agent can help determine your specific obligation under KRS 342.
How does a workers compensation insurance agent help a Frankfort business?
An agent reviews your business operations and payroll to find a policy that meets Kentucky state requirements. They can also explain how premiums are calculated based on your industry classification and claims history.
What happens if a Frankfort employer does not carry workers compensation insurance?
Under Kentucky law, an employer who fails to carry required coverage may face fines up to 1000 dollars per day of noncompliance. The employer may also be personally liable for any workplace injury costs.
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