The top-rated workers' compensation insurance agent in Richmond, Kentucky is Chris Brown - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Parsons & Howard Insurance Group LLC, The Richmond Insurance Group, Insurance Pro. This directory lists 20 workers' compensation insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Brown - State Farm Insurance Agent | 638 University Shopping, Center Dr | (859) 623-0180 |
| 2 | Parsons & Howard Insurance Group LLC | 332 High Land Park Dr | (859) 624-9199 |
| 3 | The Richmond Insurance Group | 2130 Lexington Rd suite e | (859) 353-5596 |
| 4 | Insurance Pro | 226 E Main St | (859) 624-1500 |
| 5 | Shelter Insurance - Ashley Kovaleski | 610 Big Hill Ave Ste 6 | (859) 624-0883 |
| 6 | Bray and Oakley Insurance Agency | 2150 Lexington Rd d2 | (859) 623-1933 |
| 7 | Nationwide Insurance: Alan K Hatfield Inc. | 136 Big Hill Ave | (859) 623-2970 |
| 8 | Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North | 296 Michelle Dr | (859) 626-7725 |
| 9 | Kentucky Farm Bureau Insurance | 300 High Land Park Dr | (859) 623-5254 |
| 10 | Madison Insurance Agency | 310 Geri Ln | (859) 626-0002 |
Parsons & Howard Insurance Group LLC provides workers' compensation insurance agent services for businesses throughout the Richmond, KY area. Its coverage solutions typically include policy placement and risk assessment tailored to regional employers. Service and maintenance plans often involve ongoing claims management support and periodic policy reviews to adjust coverage as workforce needs change. Beyond core compensation insurance, assistance may extend to related payroll audits and return-to-work program coordination. The agency generally services a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Businesses in the Richmond area that need workers’ compensation insurance receive coverage guidance from The Richmond Insurance Group. The agency assists local employers in securing policies that meet Kentucky state requirements and protect their workforce from on-the-job injury claims. It helps navigate policy options, manage premium calculations, and file necessary documentation. The company extends its services to neighboring communities, including Berea and the I-75 corridor connecting central Kentucky.
Insurance Pro serves Richmond, Kentucky, and the surrounding communities in Madison County with workers’ compensation insurance coverage. The agency helps local businesses obtain policies that comply with state regulations and protect employees from job-related injuries. It handles various risk assessments to match coverage with each employer’s specific industry needs. To complete a typical job, the agent gathers payroll information, reviews claim histories, and compares policy options from multiple carriers to find suitable terms.
Shelter Insurance - Ashley Kovaleski in Richmond, KY offers workers' compensation coverage for local businesses, operating through either a single policy purchase or an ongoing, renewable plan tailored to meet evolving workplace liability needs. Such policies help protect employers from costs associated with employee work-related injuries or illnesses, ensuring compliance with state requirements and providing financial security. Service is available on both a one-time policy term and a scheduled renewal basis, depending on the client's ongoing coverage requirements.
Bray and Oakley Insurance Agency specializes in workers' compensation insurance. It helps local employers navigate coverage requirements and manage policy costs. The agency also assists with risk management and claims support. For businesses in Richmond, KY, it helps address the specific challenges of increasing payroll or expanding operations, ensuring compliance during growth periods. Seasonal concerns, such as covering temporary workers during peak harvest or construction months, are also a key area of assistance.
As fall brings seasonal risks like wet floors and colder weather strains, Richmond businesses seek proper worker protection. Nationwide Insurance: Alan K Hatfield Inc. serves this need as a workers’ compensation insurance agent in the area. They guide employers through coverage requirements and help mitigate lost-time injury costs. Each consultation begins with a review of the client’s specific workplace exposures and operations. Following that discussion, the agent schedules an on-site inspection to identify hazards and document baseline conditions for a tailored policy assessment.
Greg Neace: Kentucky Farm Bureau Insurance in the Madison County-North office provides workers' compensation coverage and related insurance services to local employers. As a dedicated agent, they guide businesses through the complexities of securing policies that meet state requirements and protect against workplace injury claims. Their work includes assessing risk and helping clients choose suitable coverage plans. This Richmond, Kentucky agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Kentucky Farm Bureau Insurance in Richmond, Kentucky is known for offering workers’ compensation insurance to local businesses, providing coverage for workplace injuries and medical expenses. Its service range extends to policy consultations that help employers manage their risk and comply with state regulations. A specialty service it can add on is a customized return‑to‑work program designed to reduce claim costs and support injured employees.
Madison Insurance Agency provides workers’ compensation coverage for businesses in Richmond, Kentucky, serving both residential contractors and commercial operations. Policies are tailored to meet state requirements for employee injury protection. The agency offers ongoing support to clients needing coverage adjustments or claims assistance. Communication is maintained between regular visits to review policy details and address evolving workplace safety needs.
What Does a a Workers' Compensation Insurance Agent in Richmond Cost?
Workers compensation insurance costs in Kentucky vary by industry payroll and claims history. Typical rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low-risk office jobs up to 10 to 20 dollars for high-risk construction work. Kentucky uses a competitive rating system so agents can compare quotes from multiple carriers. This is general information and not insurance advice.
About workers' compensation insurance agents in Richmond
Workers compensation insurance agents in Richmond Kentucky help local businesses meet state requirements under Kentucky Revised Statutes Chapter 342. These agents guide employers through coverage options for workplace injuries and illnesses. Richmond agents understand the specific needs of Madison County businesses from construction to retail.
Frequently Asked Questions
What does a workers compensation insurance agent in Richmond do?
A workers compensation insurance agent helps Richmond businesses find the right policy for their industry size and risk level. They explain Kentucky state requirements including mandatory coverage for most employers with one or more employees. Agents also assist with claims reporting and policy renewals.
Is workers compensation insurance required in Kentucky?
Yes Kentucky law requires most employers with one or more employees to carry workers compensation insurance under KRS 342.630. Exceptions include some agricultural workers and independent contractors. An agent can help determine if your business qualifies for an exemption.
How do I choose a workers compensation insurance agent in Richmond Kentucky?
Look for an agent licensed in Kentucky with experience in your industry. Ask about their knowledge of Kentucky workers compensation laws and claims process. Check if they offer services for small businesses or large operations based on your needs.
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