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Find Workers' Compensation Insurance Agents Near You in Richmond, KY

Looking for a workers' compensation insurance agent in Richmond? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Richmond, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 workers' compensation insurance agents in Richmond, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Parsons & Howard Insurance Group LLC
332 High Land Park Dr, Richmond, KY 40475
(859) 624-9199 parsonshowardinsurance.com
The Richmond Insurance Group
2130 Lexington Rd suite e, Richmond, KY 40475
(859) 353-5596
Insurance Pro
226 E Main St, Richmond, KY 40475
(859) 624-1500 insurancepro.biz
Shelter Insurance - Ashley Kovaleski
610 Big Hill Ave Ste 6, Richmond, KY 40475
(859) 624-0883 shelterinsurance.com
Bray and Oakley Insurance Agency
2150 Lexington Rd d2, Richmond, KY 40475
(859) 623-1933 brayandoakley.com
Nationwide Insurance: Alan K Hatfield Inc.
136 Big Hill Ave, Richmond, KY 40475
(859) 623-2970
Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North
296 Michelle Dr, Richmond, KY 40475
(859) 626-7725 kyfb.com
Kentucky Farm Bureau Insurance
300 High Land Park Dr, Richmond, KY 40475
(859) 623-5254 kyfb.com
Madison Insurance Agency
310 Geri Ln, Richmond, KY 40475
(859) 626-0002 insurewithmadison.com
Linville Insurance Agency
1060 Center Dr, Richmond, KY 40475
(859) 626-5252 linvilleinsurance.com
Supreme insurance Richmond
301 W Main St, Richmond, KY 40475
(859) 374-3444
Shelter Insurance - Evan Worrell
155 N Keeneland Dr Suite 1, Richmond, KY 40475
(859) 624-0031 shelterinsurance.com
Cole Insurance Agency
310 High Land Park Dr, Richmond, KY 40475
(859) 623-4309 coleinsinc.com
ALH Insurance
125 S 3rd St, Richmond, KY 40475
(859) 626-7888 alhinsurance.com
Whitaker-Vencill Insurance Agency
301 W Main St, Richmond, KY 40475
(859) 623-1818
Reynolds Insurance Inc
100 Bay View Dr, Richmond, KY 40475
(859) 623-8485 reynoldsinsuranceagency.com
Weaver's Insurance Agency
120 N 2nd St, Richmond, KY 40475
(859) 623-7040 progressiveagent.com
Maupin Insurance Agency
1509 1/2 Lexington Rd, Richmond, KY 40475
(859) 220-0408 maupininsuranceky.com
First Insurance Group USA
312 Jason Dr STE 3, Richmond, KY 40475
(859) 623-6692 firstinsurancegroupusa.com

Workers compensation insurance agents in Richmond Kentucky help local businesses meet state requirements under Kentucky Revised Statutes Chapter 342. These agents guide employers through coverage options for workplace injuries and illnesses. Richmond agents understand the specific needs of Madison County businesses from construction to retail.

What Does a Workers' Compensation Insurance Agent in Richmond Cost?

Workers compensation insurance costs in Kentucky vary by industry payroll and claims history. Typical rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low-risk office jobs up to 10 to 20 dollars for high-risk construction work. Kentucky uses a competitive rating system so agents can compare quotes from multiple carriers. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Richmond do?
A workers compensation insurance agent helps Richmond businesses find the right policy for their industry size and risk level. They explain Kentucky state requirements including mandatory coverage for most employers with one or more employees. Agents also assist with claims reporting and policy renewals.
Is workers compensation insurance required in Kentucky?
Yes Kentucky law requires most employers with one or more employees to carry workers compensation insurance under KRS 342.630. Exceptions include some agricultural workers and independent contractors. An agent can help determine if your business qualifies for an exemption.
How do I choose a workers compensation insurance agent in Richmond Kentucky?
Look for an agent licensed in Kentucky with experience in your industry. Ask about their knowledge of Kentucky workers compensation laws and claims process. Check if they offer services for small businesses or large operations based on your needs.