The top-rated workers' compensation insurance agent in Beltsville, Maryland is Joseph W. McCartin Insurance, Inc., rated 4.9 stars across 122 reviews. Other highly rated options include Scott Covington - State Farm Insurance Agent, Al Freeman, III: Allstate Insurance, Ramos Insurances. This directory lists 12 workers' compensation insurance agents serving Beltsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joseph W. McCartin Insurance, Inc. | 5000 Sunnyside Ave Suite 200 | (301) 937-0400 |
| 2 | Scott Covington - State Farm Insurance Agent | 10748 Baltimore Ave | (301) 937-7772 |
| 3 | Al Freeman, III: Allstate Insurance | 10610 Rhode Island Ave Ste 202 | (301) 937-3700 |
| 4 | Ramos Insurances | 11720 Beltsville Dr A45 Suite 500 | (240) 890-1961 |
| 5 | Hunt & Jenkins Insurance Agency: Allstate Insurance | 4041 Powder Mill Rd Ste 110 | (301) 572-3200 |
| 6 | Alphonso Freeman: Allstate Insurance | 10610 Rhode Island Ave | (301) 948-6081 |
| 7 | Castillo Insurance, LLC | 4737 Sellman Rd | (301) 937-1095 |
| 8 | Farmers Insurance - Mahono Nguyuza | 4412 Powder Mill Rd Ste 214 | (301) 595-4500 |
| 9 | Mutual of Omaha® Advisors - Beltsville | 4041 Powder Mill Rd Ste 205 | (240) 391-6333 |
| 10 | Statland & Katz, Ltd. | 5000 Sunnyside Ave Suite 200 | (301) 587-6050 |
Joseph W. McCartin Insurance, Inc. serves the Beltsville, Maryland metro area as a workers’ compensation insurance agent. The agency helps employers understand their legal obligations for workplace injury coverage under state law. It reviews a client’s payroll classification and claims history to secure appropriate policies. The firm also advises on risk control methods to reduce workplace accidents. In this area, it handles policy renewals and audit assistance for local businesses.
Scott Covington - State Farm Insurance Agent in Beltsville, MD, provides workers' compensation insurance coverage for businesses. Its service includes evaluating workplace risks and tailoring policies to meet legal requirements and operational needs. Regular policy reviews help adjust coverage as businesses grow or change, ensuring ongoing compliance. The company services a variety of properties, including single-family homes adapted for home-based businesses, apartment complexes with common areas that require injury protection, retail stores with customer foot traffic, and restaurants serving employees handling food and equipment.
Homeowners, businesses, and property managers in Beltsville, MD, can work with Al Freeman, III: Allstate Insurance to secure workers' compensation insurance. This coverage is essential for meeting state regulations and protecting both employers and their staff from financial losses due to workplace injuries. An agent can help analyze a company's specific risk profile to tailor appropriate policy limits and ensure compliance with area laws. Their agency also serves clients throughout the adjacent Prince George’s County communities and the greater Washington, D.C. metro area.
Serving Beltsville, Maryland, and the surrounding communities of Prince George’s County, Ramos Insurances handles workers’ compensation insurance for local businesses. It works with employers to secure coverage that meets state requirements for employee medical care and wage replacement after a job-related injury or illness. The agency focuses on helping clients understand their policy options, providing clear guidance through the application and renewal process. It typically conducts a detailed review of each business’s operations to recommend a suitable plan that balances compliance with practical cost considerations.
For workers’ compensation, a local agency distinguishes between a one-time policy for a specific project and recurring coverage that protects ongoing payroll. Hunt & Jenkins Insurance Agency: Allstate Insurance, located in Beltsville, MD, brokers policies that meet Maryland state requirements for employers. Coverage generally includes medical expenses, partial wage replacement, and disability benefits for work-related injuries. Claims management assistance can be provided to help navigate the reporting and resolution process. Service runs on a scheduled basis, aligning policy renewals and annual audits with each business’s operational calendar.
Specializing in workers’ compensation insurance, Alphonso Freeman: Allstate Insurance serves businesses in Beltsville, Maryland, with policies that cover medical costs and lost wages for job-related injuries. The agency also handles general business insurance needs, helping local employers manage risk and meet state compliance requirements. As seasonal workloads fluctuate, it assists companies in adjusting coverage for temporary or seasonal employees to avoid gaps in protection.
As the new year begins and local businesses in and around Beltsville review their budgets, securing appropriate workers' compensation coverage becomes a priority. Castillo Insurance, LLC helps employers in this category navigate compliance and risk management. The company explains policy options, from standard coverage to payroll classifications that affect premiums. They also clarify how claims can influence future rates. To start the process, a representative usually visits the business site for a walkthrough, inspecting work areas and discussing safety protocols.
Farmers Insurance - Mahono Nguyuza helps businesses navigate workers' compensation coverage, ensuring employees receive medical and wage benefits for job-related injuries or illnesses. As a specialized agent in Beltsville, Maryland, the company tailors policies to meet regulatory requirements and mitigate employer liability. It serves a range of commercial sectors, including professional offices needing clerical risk protection, warehouses managing physical labor exposures, and food service operations addressing kitchen and service floor hazards.
Mutual of Omaha® Advisors - Beltsville functions as a local resource for employers in Beltsville, Maryland, who require workers' compensation insurance coverage. Its services include assessing liability risks, structuring policies to meet state mandates, and assisting with premium audits to maintain compliance. The company guides businesses through claim reporting procedures and return-to-work coordination for injured employees. As an additional specialty, the firm provides income protection policies to safeguard employees from wage loss during disability recovery periods.
Statland & Katz, Ltd. works with residential clients in Beltsville, Maryland, to address workers’ compensation insurance needs for domestic staff and home-based businesses. They also assist commercial clients across the local area by arranging coverage tailored to workplace injury requirements. The agency provides ongoing guidance between regular visits, ensuring that policyholders understand their protections and can adjust their plans as their risk profiles change. This service includes reviewing paperwork and following up after claims to keep coverage aligned with operational needs.
What Does a a Workers' Compensation Insurance Agent in Beltsville Cost?
Workers compensation insurance costs in Maryland vary widely. Small businesses in low risk industries like retail might pay around $0.50 to $1.50 per $100 of payroll. Higher risk industries such as construction can see rates of $5 to $15 per $100 of payroll. Premiums are also affected by your experience modification factor which is based on past claims. This is general information and not insurance advice. Consult a licensed agent for a quote specific to your business.
About workers' compensation insurance agents in Beltsville
Workers compensation insurance agents in Beltsville Maryland help local businesses secure required coverage under state law. Maryland requires most employers with one or more employees to carry workers compensation insurance. Agents can guide you through the Maryland Workers Compensation Commission rules and find policies that fit your business size and risk level.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Beltsville Maryland?
Yes, under Maryland law any employer with one or more employees must have workers compensation insurance. This includes part time and seasonal workers. Failure to carry coverage can result in fines and stop work orders.
How does a workers compensation insurance agent in Beltsville help my business?
An agent can review your business operations and payroll to find appropriate coverage from multiple carriers. They also assist with filing paperwork for the Maryland Workers Compensation Commission and help you understand how premiums are calculated based on your industry classification.
What factors affect the cost of workers compensation insurance in Maryland?
Costs depend on your business type payroll size claims history and the specific job duties of your employees. Maryland uses a classification system that assigns rates to different job roles. Agents can help you classify employees correctly to avoid overpaying.
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