The top-rated workers' compensation insurance agent in Germantown, Maryland is Miguel Malca - State Farm Insurance Agent, rated 5.0 stars across 874 reviews. Other highly rated options include Klinger Insurance Group, Jay Jarvis - State Farm Insurance Agent, Antonio Tatis - State Farm Insurance Agent. This directory lists 16 workers' compensation insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miguel Malca - State Farm Insurance Agent | 20410 Observation Dr #112 | (240) 654-0204 |
| 2 | Klinger Insurance Group | 19785 Crystal Rock Dr STE 301 | (301) 428-4935 |
| 3 | Jay Jarvis - State Farm Insurance Agent | 20030 Century Blvd Ste 202 | (301) 569-6454 |
| 4 | Antonio Tatis - State Farm Insurance Agent | 20501 Seneca Meadows Pkwy Ste105 | (301) 528-5800 |
| 5 | Congressional Insurance Associates | 20440 Century Blvd #110 | (240) 912-4150 |
| 6 | CF Alliance Insurance Services | 20300 Seneca Meadows Pkwy #205 | (301) 515-9015 |
| 7 | Sam Moinzadeh: Allstate Insurance | 19725 Executive Park Cir | (301) 916-9600 |
| 8 | Preferred Insurance Solutions | 20030 Century Blvd #201 | (301) 428-3344 |
| 9 | Schaefer & Delauder Insurance | 13208 Executive Park Terrace | (301) 428-0282 |
| 10 | Peak Insurance & Benefit Services, LLC | 13216 Executive Park Terrace | (240) 361-2699 |
Miguel Malca - State Farm Insurance Agent serves Germantown, Maryland, and Montgomery County, offering workers' compensation insurance solutions for local businesses. The agency helps employers meet state coverage requirements while providing protection for work-related injuries. Policies typically cover medical expenses, lost wages, and rehabilitation services for injured employees. Miguel Malca - State Farm Insurance Agent also assists with business insurance needs and policy risk management for small to mid-sized companies in the area.
Klinger Insurance Group provides workers' compensation insurance services for businesses in and around Germantown, Maryland. Its offerings typically include obtaining and comparing policy quotes from multiple carriers and assisting with annual program reviews. Service plans often involve periodic audits to ensure classification codes and payroll estimates remain accurate, alongside ongoing support for claim filing procedures. The company regularly services a range of properties, including single-family homes operated as small businesses, apartments, retail stores, and restaurants.
Jay Jarvis - State Farm Insurance Agent serves homeowners, businesses, and property managers in Germantown, MD, by offering workers’ compensation insurance policies that help cover medical expenses and lost wages for employees injured on the job. The agency assists local employers in understanding coverage requirements and tailoring plans to fit their operational needs. It also provides guidance on risk management practices to reduce workplace incidents. This agency extends its workers’ compensation insurance services to neighboring Gaithersburg and other parts of the greater Montgomery County metro area.
Antonio Tatis - State Farm Insurance Agent serves workers in Germantown, Maryland, and the surrounding Montgomery County communities. It handles workers’ compensation coverage for local businesses, offering policies that help employers manage claims related to employee injuries and lost wages. The agency works to explain policy details clearly so business owners understand their protections and legal responsibilities. When addressing a typical workers’ compensation case, it coordinates directly with the employer to gather accurate incident reports and facilitate a straightforward claims process.
Congressional Insurance Associates in Germantown, Maryland offers workers’ compensation coverage obtained through either a one-time policy for a single project or an ongoing policy for continuous payroll exposure. As a local agent, the firm helps businesses secure statutory coverage that provides medical and wage benefits to employees injured on the job. Service for clients runs on a scheduled review and renewal cycle.
CF Alliance Insurance Services specializes in providing workers’ compensation coverage tailored to small and mid-sized businesses, helping employers manage occupational injury claims and reduce workplace disruptions. Based in Germantown, Maryland, the agency assists local companies with policy selection, compliance with regional regulations, and premium optimization. It also guides clients through return-to-work programs and safety planning. As colder months increase slip-and-fall risks, the agency helps contractors and warehouses adjust their coverage for winter-related hazards.
As Maryland businesses prepare for seasonal shifts in workforce activity, proper workers' compensation coverage becomes essential for legal compliance and financial protection. Sam Moinzadeh: Allstate Insurance serves employers in Germantown with policies designed to cover medical expenses and lost wages for work-related injuries. The agency helps local businesses evaluate their liability risks and select coverage that meets state requirements. An initial consultation typically includes a review of current operations and a discussion of workplace safety practices, followed by a scheduled inspection of the business premises to confirm details for the policy.
Preferred Insurance Solutions operates as a workers' compensation insurance agent in Germantown, Maryland, helping local businesses manage required coverage. The agency specializes in tailoring policies to meet specific operational risks associated with employee injuries. It guides clients through claim processes and assists in compliance with state regulations for workplace insurance. This agent can serve commercial sectors such as office environments, warehouse facilities, and food service establishments.
Located in Germantown, MD, Schaefer & Delauder Insurance provides workers' compensation coverage for residential clients, addressing the needs of small local businesses. The agency also serves commercial accounts throughout the region, offering standard policies that comply with Maryland regulations. Each application is handled individually to match the client’s specific industry risks. After a claim is resolved or a policy term ends, the agent follows up with clients to review coverage needs, ensuring adjustments are made before the next regular visit.
Peak Insurance & Benefit Services, LLC in Germantown, MD is known for helping local businesses navigate workers' compensation insurance requirements. The agency assists employers with obtaining coverage that addresses workplace injury protection and compliance with Maryland regulations. It serves a range of business sizes, from small offices to larger operations, by guiding clients through policy options and risk management strategies. As a specialty service, it can also help businesses with experience modification rate analysis to lower future premium costs.
What Does a a Workers' Compensation Insurance Agent in Germantown Cost?
Typical workers compensation insurance costs in Maryland range from 0.75 to 2.50 dollars per 100 dollars of payroll for low-risk office jobs, and can exceed 10 dollars per 100 dollars for high-risk construction work. Premiums depend on your business classification, claims history, and total payroll. This is general information and not insurance advice.
About workers' compensation insurance agents in Germantown
Workers compensation insurance agents in Germantown Maryland help local businesses secure coverage required by state law. Maryland mandates that most employers with one or more employees carry workers comp insurance. An agent can explain how the Maryland Workers Compensation Commission oversees claims and compliance.
Frequently Asked Questions
What does a workers compensation insurance agent in Germantown do?
An agent helps you find a policy that meets Maryland state requirements. They explain coverage limits, exclusions, and how premiums are calculated based on payroll and classification codes. They also assist with policy changes and renewal questions.
Is workers compensation insurance required for all businesses in Germantown Maryland?
Yes, Maryland law requires most employers with one or more employees to carry workers compensation insurance. Sole proprietors and some family members may be exempt but can choose to buy coverage. An agent can confirm your specific obligations.
How do Maryland workers compensation premiums compare to other states?
Maryland has moderate premium rates compared to the national average. Rates are set by the Maryland Insurance Administration and vary by industry class code. An agent can provide quotes from multiple carriers to find competitive pricing for your Germantown business.
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