The top-rated workers' compensation insurance agent in Gaithersburg, Maryland is Juan Aguirre - State Farm Insurance Agent, rated 4.9 stars across 632 reviews. Other highly rated options include Capitol Benefits, LLC, John F Cooper Jr - State Farm Insurance Agent, Rubin Insurance Agency, a Division of Blue Ridge Risk Partners. This directory lists 21 workers' compensation insurance agents serving Gaithersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Juan Aguirre - State Farm Insurance Agent | 24 Montgomery Village Ave Suite D | (301) 948-8118 |
| 2 | Capitol Benefits, LLC | 364 Main St 2nd floor | (301) 431-0000 |
| 3 | John F Cooper Jr - State Farm Insurance Agent | 6 Montgomery Village Ave #102 | (301) 208-2100 |
| 4 | Rubin Insurance Agency, a Division of Blue Ridge Risk Partners | 1 Bank St Suite 200 | (301) 309-0400 |
| 5 | Fidencio Gonzalez: Allstate Insurance | 18955 Bonanza Way | (301) 990-1000 |
| 6 | Dave Vidmar - State Farm Insurance Agent | 9 N Summit Ave | (301) 926-3700 |
| 7 | Nazar Insurance Agency | Thomas Cannery Shopping Center, 1 E Diamond Ave | (301) 328-3028 |
| 8 | General Insurance Group Inc | 101 Lakeforest Blvd # 480 | (866) 417-9090 |
| 9 | Janine Goraya: Allstate Insurance | 125 E Diamond Ave | (301) 987-0300 |
| 10 | Pacheco & Associates | 525 S Frederick Ave | (301) 330-8070 |
Juan Aguirre - State Farm Insurance Agent serves Montgomery County and the greater Gaithersburg, Maryland area as a workers' compensation insurance agent. The company assists local small businesses and sole proprietors in securing essential coverage that meets state-mandated requirements to protect employees and employers alike. Business owners can consult the agent regarding policy options designed to address work-related injuries and illnesses. Specific services offered include helping local construction firms and independent contractors obtain compliant workers' compensation insurance policies.
Capitol Benefits, LLC provides workers’ compensation insurance agent services to businesses throughout the Gaithersburg, MD area. It helps clients secure appropriate coverage policies that comply with regional regulatory requirements. The company also offers ongoing policy maintenance and periodic risk assessments to support workplace safety and claim management. Its service plans include annual policy reviews and assistance with claim filing procedures. Capitol Benefits serves a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
John F Cooper Jr - State Farm Insurance Agent in Gaithersburg, MD, assists homeowners, businesses, and property managers with workers’ compensation insurance. This coverage helps protect employees by providing medical benefits and lost wages if they are injured on the job. Tailored policies address the specific liability and payroll needs of local contractors, retail shops, and professional offices. The agency also offers guidance on compliance with Maryland’s workers’ compensation requirements. They further serve clients in the surrounding areas of Rockville and the broader Montgomery County metro region.
Rubin Insurance Agency, a Division of Blue Ridge Risk Partners, serves employers in Gaithersburg, Maryland, and the surrounding communities of Montgomery County. It handles workers’ compensation insurance, helping businesses secure coverage to protect employees against job-related injuries. For a typical job, the agency begins by assessing each client’s specific operational risks and payroll, then matches those factors with appropriate carriers to obtain suitable and compliant coverage.
Fidencio Gonzalez: Allstate Insurance in Gaithersburg, MD, assists local businesses with workers' compensation coverage, addressing the distinction between one-time policy setup services and recurring claims management support. Their workers' compensation insurance agent services focus on protecting employees from workplace injuries while shielding employers from related liability costs. Policies are tailored to meet Maryland state requirements, ensuring medical and wage loss benefits for injured workers. Service appointments are available on a scheduled or as-needed basis for new policy consultations or claims assistance.
The Dave Vidmar - State Farm Insurance Agent agency, specializing in workers' compensation insurance, also provides general business coverage solutions to employers in the Gaithersburg area. This includes helping local companies manage the financial risks associated with workplace injuries and occupational illnesses. The agency assists businesses in navigating the complex regulations governing employee protection and required benefits. With the arrival of colder weather, it focuses on helping construction and landscaping firms prepare for the increased slip, trip, and fall hazards typical of winter working conditions.
As winter weather increases the risk of slip-and-fall injuries on icy parking lots and walkways, businesses in the Gaithersburg area need reliable workers' compensation insurance guidance. Nazar Insurance Agency helps local employers navigate state-mandated coverage requirements, ensuring compliance for both small retail shops and larger construction firms. This agency can review a company’s existing policy limits and payroll classifications to identify potential gaps in protection. The process begins by arranging a brief consultation or a walk-through inspection of the workplace to evaluate job-specific hazard exposures.
General Insurance Group Inc in Gaithersburg, MD, is known for helping businesses navigate the complexities of workers' compensation insurance. It serves local employers by providing coverage solutions that address workplace injury risks and regulatory requirements. The agency works with companies to design policies that meet specific operational needs. As a specialized agent, it offers guidance on claims administration and loss control. It can also provide consultation on return-to-work programs to help injured employees resume their duties efficiently.
Janine Goraya: Allstate Insurance provides workers' compensation coverage for small and mid-sized businesses in the Gaithersburg area. It specializes in tailoring these business protection policies to meet each company’s specific operational risks and payroll structures. The agent helps clients understand how compliance with local regulations can protect both their workforce and their financial liability. Servicing a variety of commercial sectors, the agency offers coverage for everything from administrative offices and professional firms to warehouses, distribution centers, and full-service food establishments.
Pacheco & Associates in Gaithersburg, Maryland, serves local homeowners seeking workers' compensation insurance for domestic employees such as household staff or nannies. The agency also assists commercial clients in the surrounding region with coverage needs for small business employees. Their work involves reviewing policy obligations with property owners and tailoring plans to fit each client’s operational risks. Following any claim or policy adjustment, they arrange follow-up contact before the next renewal date to address any changes in coverage or payroll between regular visits.
What Does a a Workers' Compensation Insurance Agent in Gaithersburg Cost?
Workers compensation insurance costs in Maryland vary by industry, payroll, and claims history. Average rates range from 0.50 to 2.50 per 100 dollars of payroll for low-risk office jobs, while construction or manufacturing can exceed 5.00 per 100 dollars. Carriers also apply experience modification factors. This is general information and not insurance advice.
About workers' compensation insurance agents in Gaithersburg
Workers compensation insurance agents in Gaithersburg Maryland help businesses secure coverage required by state law. Maryland requires most employers with one or more employees to carry workers compensation insurance. A local agent can guide you through the Maryland Workers Compensation Commission rules and find a policy that fits your business needs.
Frequently Asked Questions
Do I need workers compensation insurance in Gaithersburg Maryland?
Yes, Maryland law requires any employer with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to have coverage can result in fines and legal action.
How does a workers compensation insurance agent help my business?
An agent can explain Maryland coverage requirements, help you compare quotes from multiple carriers, and assist with filing claims. They also advise on classification codes and payroll reporting to keep your premiums accurate.
What are the penalties for not having workers comp in Maryland?
Employers without coverage may face a stop-work order, fines up to 10 times the premium owed, and personal liability for employee injuries. The Maryland Workers Compensation Commission enforces these penalties strictly.
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