The top-rated workers' compensation insurance agent in Frederick, Maryland is Danielle Leonard - State Farm Insurance Agent, rated 5.0 stars across 540 reviews. Other highly rated options include Adams Insurance Agency - A Relation Company, Kathy Schultze - State Farm Insurance Agent, Connie Phillips Insurance. This directory lists 21 workers' compensation insurance agents serving Frederick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Danielle Leonard - State Farm Insurance Agent | 1090 W Patrick St suite c | (301) 695-5244 |
| 2 | Adams Insurance Agency - A Relation Company | 474 Prospect Blvd | (301) 662-0340 |
| 3 | Kathy Schultze - State Farm Insurance Agent | 100 Tuscanney Dr E | (301) 694-6711 |
| 4 | Connie Phillips Insurance | 605 W Patrick St | (301) 662-5717 |
| 5 | Lindquist Insurance | 7430 New Technology Way Suite 120 | (301) 694-0008 |
| 6 | BMC Insurance, Frederick MD | 295 Bucheimer Rd B | (301) 698-5425 |
| 7 | Escobar Insurance Agency | 45 Waverley Dr Suite I | (301) 620-0950 |
| 8 | Darius Mark - State Farm Insurance Agent | 301 W Patrick St | (301) 418-6370 |
| 9 | Lebherz Insurance | 401 W Patrick St | (301) 662-0250 |
| 10 | Insurance Brokers of Maryland, LLC | 182 Thomas Johnson Dr Ste 202 | (301) 668-2233 |
Danielle Leonard - State Farm Insurance Agent serves Frederick, Maryland, and the surrounding county, providing workers' compensation insurance solutions for local businesses. This agency assists employers in securing coverage that helps protect both their employees and their company operations. Navigating the complexities of payroll classification and premium audits is a key part of the services offered. The agency also handles policy endorsements and payroll reporting adjustments tailored to specific industry needs.
Adams Insurance Agency - A Relation Company provides a full range of workers' compensation insurance agent services for local businesses in the Frederick, Maryland area. It assists employers with securing coverage that meets state requirements while also offering guidance on risk management and policy maintenance. The firm develops individualized plans designed to help businesses control costs through proper classification and claims support. Its service offerings extend to a variety of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Kathy Schultze - State Farm Insurance Agent in Frederick, MD serves local businesses, homeowners, and property managers seeking workers’ compensation insurance. This agency helps clients secure coverage that complies with Maryland’s requirements for employee injury protection. Policies are tailored to cover medical costs and lost wages for workplace incidents. The agency also assists with general liability and business property policies to provide comprehensive risk management. In addition to serving Frederick, it covers the nearby communities of Walkersville and New Market within the Frederick metropolitan region.
Serving businesses throughout Frederick, Maryland, and the surrounding communities, Connie Phillips Insurance handles workers’ compensation insurance for local employers. The agency helps companies meet state requirements while securing coverage for employee injury and illness claims. It can work with small firms and larger operations alike, ensuring policies align with industry needs. To manage a typical job, the agency assesses the client’s payroll and risk profile, then compares options from multiple carriers to recommend a balanced solution tailored to the business’s operational demands.
Lindquist Insurance in Frederick, Maryland provides workers’ compensation insurance as both a stand-alone policy for those needing just this coverage and as part of a broader commercial insurance package for businesses requiring multiple protections. This agent helps employers manage the mandatory coverage that pays for medical care and lost wages when an employee is injured on the job. Their work also includes advising on state-specific compliance requirements. Service for these insurance arrangements typically operates on an annual, scheduled renewal basis, rather than being provided one-time or as needed.
BMC Insurance in Frederick, MD specializes in providing workers’ compensation insurance agency services. The company assists local businesses with obtaining coverage that helps manage the financial risks associated with workplace injuries. BMC Insurance works closely with employers to navigate policy options, claims reporting, and compliance with Maryland’s workers’ compensation requirements. This support proves especially important during the hazardous conditions of winter, when icy walkways and snow-related accidents can lead to a spike in employee injury claims that businesses must promptly address.
As local businesses prepare for the winter months, they face increased workplace hazards from icy conditions and seasonal operations. Escobar Insurance Agency in Frederick helps employers manage these risks through essential workers’ compensation insurance coverage. The company assists with navigating Maryland’s complex regulations, ensuring businesses meet legal obligations to protect their staff. A representative will typically begin by reviewing the nature of a client’s workplace operations, then perform an on-site safety assessment to identify liabilities before issuing a policy.
Darius Mark - State Farm Insurance Agent in Frederick, MD provides general commercial insurance offerings for local businesses. This agency specializes in workers' compensation insurance agent services to help employers meet coverage requirements. It can assist with policy details, claims guidance, and risk management strategies that are typical for this insurance field in the region. The agency is able to serve a variety of commercial sectors including offices, warehouses, and food service operations.
Lebherz Insurance serves residential clients in Frederick, Maryland, with workers’ compensation coverage designed to protect household employees. The agency also provides commercial policies for local businesses, assisting employers throughout the Frederick area. By guiding clients through policy selection and claims administration, they help ensure compliance with state requirements. After coverage is secured, agents remain available for policy reviews and adjustments, welcoming repeat contact between regular visits to address any changes in a client’s employment situation or business operations.
Insurance Brokers of Maryland, LLC is known for providing workers’ compensation insurance services to employers in Frederick and the surrounding region. Its range includes policy procurement and risk analysis to help businesses navigate mandated coverage requirements. The agency assists with classification assignments and premium audits to ensure accuracy. It also offers guidance on workplace safety programs and claims management support. A specialty service it can add on is assisting with experience modifier reviews to identify potential savings in future premiums.
What Does a a Workers' Compensation Insurance Agent in Frederick Cost?
Workers compensation insurance costs in Maryland vary by industry payroll size and claims history. For a small office business annual premiums may range from 500 to 2,000 dollars. For higher risk industries like construction costs can be 5,000 to 20,000 dollars or more per year. This is general information and not insurance advice.
About workers' compensation insurance agents in Frederick
Workers compensation insurance agents in Frederick Maryland help employers meet state requirements for workplace injury coverage. Maryland law requires most businesses with employees to carry workers comp insurance. A local agent can guide you through the Maryland Workers Compensation Commission rules and find a policy that fits your business needs.
Frequently Asked Questions
Who needs workers compensation insurance in Frederick Maryland?
Any employer with one or more employees in Maryland must carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and some family members may be exempt but should discuss options with an agent.
What does a workers compensation insurance agent do for a Frederick business?
An agent helps you compare policies from different carriers to find the right coverage level. They also explain Maryland specific requirements such as the classification codes and payroll reporting. They can assist with policy changes when you hire new staff or change operations.
How are workers compensation insurance rates set in Maryland?
Rates are based on your business classification code payroll and claims history. The Maryland Workers Compensation Commission approves rate filings from insurance companies. An agent can provide quotes and help you understand how safety programs may reduce your premium.
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