The top-rated workers' compensation insurance agent in Hagerstown, Maryland is Lauren Brenneman - State Farm Insurance Agent, rated 5.0 stars across 515 reviews. Other highly rated options include Younger Insurance Agency, Bowers Insurance, Scott Powell - State Farm Insurance Agent. This directory lists 20 workers' compensation insurance agents serving Hagerstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lauren Brenneman - State Farm Insurance Agent | 1201 Potomac Ave | (301) 790-1600 |
| 2 | Younger Insurance Agency | 1945 Dual Hwy | (240) 527-2344 |
| 3 | Bowers Insurance | 1380 Dual Hwy | (301) 791-7910 |
| 4 | Scott Powell - State Farm Insurance Agent | 816 Virginia Ave | (240) 420-2886 |
| 5 | Wright-Gardner Insurance | 100 W Antietam St | (301) 733-1234 |
| 6 | Antietam Insurance Associates, Inc. | 940 Frederick St | (301) 733-0895 |
| 7 | Youngbar Financial & Insurance Agency | 1850 Dual Hwy Suite 102 | (301) 271-8811 |
| 8 | Blue Ridge Risk Partners | 1120C Professional Blvd | — |
| 9 | Jean Shank Insurance & Associates | 703 Oak Hill Ave | (301) 791-1565 |
| 10 | Cumberland Valley Insurance Inc. | 18537 Maugans Ave | (301) 797-6480 |
Lauren Brenneman - State Farm Insurance Agent serves the Hagerstown, Maryland, metro area and surrounding Washington County communities, specializing in workers' compensation insurance. This agent helps local businesses manage the financial risks of workplace injuries by offering tailored coverage that meets state requirements. For employers navigating complex claims and injury protocols, the agency provides guidance on policy limits and premium options. Specific services include evaluating payroll classifications for accurate premium calculations and advising on return-to-work programs that can reduce long-term costs.
Younger Insurance Agency provides comprehensive workers’ compensation insurance agent services in Hagerstown, MD, including risk assessment and policy placement for local businesses. Its ongoing service plans include claims management support and regular policy reviews to ensure coverage remains adequate as operations evolve. The agency assists clients with compliance guidance related to Maryland’s workers’ compensation requirements, helping businesses navigate regulatory obligations. Its services extend to a variety of local commercial properties and operations, including single-family homes, apartments, retail locations, and restaurants.
Serving small and mid-sized businesses in Hagerstown, MD, Bowers Insurance assists employers in securing workers' compensation coverage. The agency helps clients understand their state-mandated obligations and connects them with policies that provide medical and wage benefits for work-related injuries. It aids with policy renewal reviews and claims support to ensure compliance with regional standards. The company also extends its services to businesses in the surrounding Washington County area.
Scott Powell - State Farm Insurance Agent serves employers in Hagerstown, Maryland, and the surrounding Washington County communities. It handles workers' compensation insurance policies that help businesses manage the costs of on-the-job employee injuries and illnesses. The agency works with local companies to assess their specific coverage needs, navigating state regulations and the Maryland workers' compensation system. It generally obtains a detailed payroll and job description from an employer to accurately quote a policy tailored to the business's unique risk profile.
Serving Hagerstown, Maryland, Wright-Gardner Insurance distinguishes between one-time policy setup guidance and ongoing coverage management for their workers' compensation clients. They help businesses secure insurance that addresses medical expenses and lost wages for job-related injuries. Services are provided on a continuous, scheduled basis rather than as a single transaction, ensuring coverage remains current with evolving state regulations and business payroll changes. This recurring structure allows for periodic policy reviews and adjustments to keep protection aligned with operational needs.
Antietam Insurance Associates, Inc. specializes in securing workers' compensation coverage for local businesses in the Hagerstown area. The agency also handles a broader range of related insurance services, helping employers manage their risk and comply with state requirements. It works to match policies from various carriers to a business’s unique operational needs. During periods of seasonal hiring or workforce expansion, it assists clients with adjusting their coverage to avoid gaps or overpayments.
As spring brings a surge of new hires and seasonal work across Hagerstown, businesses increasingly need protection against workplace injuries. Youngbar Financial & Insurance Agency addresses this critical need by specializing in workers’ compensation insurance tailored to local industry requirements. Their experienced team evaluates each client’s unique operations and compliance obligations before structuring appropriate coverage. For those establishing new safety protocols or updating existing policies, the agency begins with a thorough on-site assessment of hazards and current procedures.
Jean Shank Insurance & Associates serves Hagerstown, Maryland, and the surrounding communities within the region with workers' compensation insurance solutions. The agency primarily handles the essential coverage needs for local businesses, ensuring they comply with statutory requirements while protecting both employers and their workforce. For a typical job, it begins by assessing the specific risks and payroll classifications of a client’s operation before presenting policy options tailored to those unique circumstances.
Cumberland Valley Insurance Inc. in Hagerstown, MD, is known for guiding local businesses through the complexities of workers' compensation coverage. The company helps employers secure policies that meet state requirements and protect against potential workplace injury costs. They work with a variety of industries to tailor coverage limits and deductibles for each unique operation. A specialty service they can add on is offering assistance with managing claim filing procedures to streamline the post-incident process for policyholders.
What Does a a Workers' Compensation Insurance Agent in Hagerstown Cost?
Workers compensation insurance costs in Maryland vary by industry, payroll size, and claims history. For a small business in Hagerstown, rates typically range from 0.50 to 2.50 per 100 dollars of payroll for low-risk jobs, and 5.00 to 15.00 for high-risk jobs like construction. The Maryland Workers Compensation Commission sets approved loss costs that carriers use to calculate premiums. This is general information and not insurance advice.
About workers' compensation insurance agents in Hagerstown
Workers compensation insurance agents in Hagerstown help local businesses secure coverage required by Maryland law. Maryland requires most employers with one or more employees to carry workers comp insurance. An agent can explain state-specific rules like the Maryland Workers Compensation Commission filing requirements and help you find a policy that fits your industry.
Frequently Asked Questions
What does a workers compensation insurance agent in Hagerstown do?
An agent helps you compare policies from different carriers to find coverage that meets Maryland legal requirements. They also assist with payroll classification, premium audits, and filing necessary forms with the Maryland Workers Compensation Commission.
Is workers compensation insurance mandatory for all businesses in Hagerstown Maryland?
Yes, Maryland law requires any employer with at least one employee to carry workers compensation insurance. Sole proprietors and certain agricultural workers may be exempt, but an agent can confirm your specific obligations under Maryland Code Labor and Employment Article.
How quickly must I report a workplace injury in Maryland?
Employers in Maryland must report a workplace injury to their insurance carrier within 10 days of learning about it. The employee has 60 days from the date of injury to file a claim with the Maryland Workers Compensation Commission.
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