The top-rated workers' compensation insurance agent in Silver Spring, Maryland is Universal Insurance Group, rated 5.0 stars across 722 reviews. Other highly rated options include Chris Aguirre - State Farm Insurance Agent, Jeslling Montalvan - State Farm Insurance Agent, ZELAYA INSURANCE AND BUSINESS SERVICES LLC. This directory lists 29 workers' compensation insurance agents serving Silver Spring.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Universal Insurance Group | 11161 New Hampshire Ave # 400 | (301) 360-4560 |
| 2 | Chris Aguirre - State Farm Insurance Agent | 8455 Colesville Rd Unit 970 | (301) 946-4446 |
| 3 | Jeslling Montalvan - State Farm Insurance Agent | 12121 Heritage Park Cir | (240) 669-4924 |
| 4 | ZELAYA INSURANCE AND BUSINESS SERVICES LLC | 14021 Georgia Ave Ste C-2 | (240) 355-7919 |
| 5 | Carmen Moya - State Farm Insurance Agent | 16 University Blvd E Suite B | (301) 960-1898 |
| 6 | Ashley Deadwyler-Jones - State Farm Insurance Agent | 12057 Tech Rd b | (301) 273-3205 |
| 7 | ERIE Insurance - Harders & Bradford Insurance Agency | 512 E Randolph Rd L | (301) 879-5900 |
| 8 | ACG Insurance Services | 817 Silver Spring Ave #100 | (301) 585-1928 |
| 9 | Nationwide Insurance: Won K. Kim Insurance Agency, Inc. | 12111 Heritage Park Cir | (301) 962-8300 |
| 10 | RightAway Insurance of Silver Spring Maryland | 1900 Lyttonsville Rd | (888) 643-2161 |
Universal Insurance Group serves workers' compensation insurance needs for employers in Silver Spring, Maryland, and surrounding Montgomery County. The agency connects businesses with required coverage policies that provide medical benefits and wage replacement for employees injured on the job. Agents work with carriers to secure policies aligned with local risk classifications and premium structures. Universal Insurance Group handles policy renewals and helps clients address audit adjustments for payroll changes.
Chris Aguirre - State Farm Insurance Agent in Silver Spring, MD, offers workers’ compensation insurance as part of its broader commercial coverage services. The agency provides consultation to help local businesses understand their obligations under Maryland’s workers’ compensation laws. Policyholders can access ongoing support for claims filing and payroll reporting to maintain coverage compliance. This service supports a range of local properties and operations, including single-family homes used as home offices, commercial apartment buildings, retail storefronts, and full-service restaurants.
Jeslling Montalvan - State Farm Insurance Agent serves homeowners, businesses, and property managers in Silver Spring, Maryland, providing workers’ compensation insurance policies. The agency helps local employers secure coverage that meets state requirements for employee injury protection. Typical tasks include assessing payroll risks, explaining benefit structures, and tailoring policy limits to different industries. Clients receive ongoing support for claims reporting and premium audits. The agency also covers the nearby areas of Wheaton and Takoma Park.
Zelaya Insurance and Business Services LLC serves employers in Silver Spring and the surrounding Maryland communities, handling workers’ compensation insurance coverage to protect both businesses and their employees. This agency focuses on pairing organizations with policies that meet legal requirements while addressing industry-specific risks. To handle a typical job, it assesses a business’s payroll, job classifications, and claims history to recommend a plan that balances compliance with cost management.
For those needing ongoing payroll-linked coverage versus a single project policy, Carmen Moya - State Farm Insurance Agent in Silver Spring, MD, provides workers' compensation insurance tailored to local businesses. This coverage helps protect employees who suffer work-related injuries or illnesses, ensuring compliance with Maryland’s legal requirements. Claims handling and premium audits are part of managing policies for various small and mid-sized employers. Service operates on a scheduled basis, typically aligning with renewal cycles or immediate policy modifications as coverage needs change.
As a workers’ compensation insurance agent, Ashley Deadwyler-Jones - State Farm Insurance Agent in Silver Spring, MD helps local businesses secure coverage for workplace injuries and medical expenses. The agency also provides general auto, home, and life insurance services tailored to individual and commercial needs. Policyholders receive guidance on navigating claims and managing premium costs in a regulated market. As colder months approach, the agency can assist with specific concerns like slip-and-fall risks for employers expecting winter weather.
ERIE Insurance - Harders & Bradford Insurance Agency in Silver Spring, Maryland assists local homeowners with residential workers' compensation coverage for domestic workers. The agency also provides commercial insurance policies for small businesses needing employer liability protection throughout the surrounding area. Their team guides clients through required coverage options, helping to meet Maryland state regulations. After an initial policy setup, account representatives contact customers regularly to update coverage, ensuring continued compliance and follow-up service between annual visits.
ACG Insurance Services provides employers with workers' compensation coverage to protect against workplace injury claims. The company specializes in assessing business risks and securing appropriate insurance policies for its clients in the Silver Spring area. It advises organizations on how to manage claims effectively and maintain compliance with Maryland regulations. ACG Insurance Services can arrange protection for a variety of commercial operations, including offices, warehouses, and food service establishments in the local region.
Nationwide Insurance: Won K. Kim Insurance Agency, Inc. in Silver Spring, MD, is recognized for providing workers’ compensation insurance policies to local businesses. It serves employers by helping them secure coverage that addresses medical expenses and lost wages for work-related injuries. General agents in this area assist with claims management and legal compliance. The agency can further support clients by offering risk assessment services to help reduce workplace hazards and potential injury costs.
What Does a a Workers' Compensation Insurance Agent in Silver Spring Cost?
Typical workers compensation insurance costs in Maryland range from 0.75 to 2.50 per 100 dollars of payroll for low risk office jobs up to 15 to 30 dollars per 100 dollars for high risk construction work. The exact premium depends on your business classification code, payroll amount, and claims history. Maryland uses a competitive rating system so rates vary by carrier. This is general information and not insurance advice.
About workers' compensation insurance agents in Silver Spring
Workers compensation insurance agents in Silver Spring Maryland help businesses obtain the coverage required by Maryland state law. Maryland requires most employers with one or more employees to carry workers compensation insurance. A local agent can guide you through the specific rates and policy options available in Montgomery County.
Frequently Asked Questions
What does a workers compensation insurance agent in Silver Spring do?
An agent helps you compare policies from different carriers and ensures your business meets Maryland legal requirements. They can explain how the Maryland Workers Compensation Commission sets rates and handles claims. They also assist with payroll classification and premium audits.
Is workers compensation insurance mandatory in Silver Spring Maryland?
Yes. Maryland law requires all employers with at least one employee to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and stop work orders from the Maryland Workers Compensation Commission.
How do I find a licensed workers compensation insurance agent in Silver Spring?
You can search the Maryland Insurance Administration website for licensed agents in your area. Many independent agents in Silver Spring offer workers compensation policies from multiple carriers. It is wise to compare quotes from at least two agents to find suitable coverage.
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