The top-rated workers' compensation insurance agent in Waldorf, Maryland is Jane Staples - State Farm Insurance Agent, rated 4.9 stars across 249 reviews. Other highly rated options include Julian Coates - State Farm Insurance Agent, Trevant Insurance Agency, Allstate Insurance: Bill Waugh & Associates. This directory lists 18 workers' compensation insurance agents serving Waldorf.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jane Staples - State Farm Insurance Agent | 173 St Patricks Dr Ste 101 | (301) 932-5050 |
| 2 | Julian Coates - State Farm Insurance Agent | 3580 Old Washington Rd | (240) 348-4540 |
| 3 | Trevant Insurance Agency | 2255 Crain Hwy STE 203 | (240) 293-3413 |
| 4 | Allstate Insurance: Bill Waugh & Associates | 3141 Old Washington Rd | (301) 234-8276 |
| 5 | A.F. Szabo Insurance Agency Inc. | 11705 Berry Rd STE 101 | (301) 645-8545 |
| 6 | Woody Hoyle - State Farm Insurance Agent | 102 Paul Mellon Ct STE 105 | (301) 645-2221 |
| 7 | Oliver Mack Insurance | 11865 Federal Sq | (301) 542-0075 |
| 8 | Hugh R.A. Stewart Insurance Agency | 3050 Crain Hwy #301A | (240) 462-6872 |
| 9 | Johnson Insurance Group, Inc.: Allstate Insurance | 11750 Business Park Dr Ste 204 | (301) 870-7711 |
| 10 | TOMASKO ENTERPRISES INC - INSURANCE | 2 Post Office Rd #2a | (301) 843-0700 |
Jane Staples - State Farm Insurance Agent serves the Waldorf, Maryland area, providing workers' compensation insurance coverage for local businesses. This agency helps employers secure policies that meet state requirements for on-the-job injury protection. Workers' compensation insurance assists companies in managing medical costs and lost wages for injured employees. The agency handles both initial policy setup for new businesses and annual policy reviews for existing clients. Specific services available include policy adjustments for businesses changing their employee count or risk classification.
As a workers' compensation insurance agent, Julian Coates - State Farm Insurance Agent in Waldorf, MD provides coverage options for workplaces to help manage costs related to employee injuries and lost wages. Ongoing policy reviews and risk consultations are offered to help businesses maintain necessary coverage levels. These services support employers in complying with state regulations while protecting their financial stability. The agency typically assists with policies for single-family homes, apartments, retail, and restaurants.
For businesses in Waldorf, MD, and the surrounding communities of Charles and St. Mary’s counties, Trevant Insurance Agency handles workers’ compensation insurance needs to protect both employers and employees. It assists local clients in navigating coverage requirements, such as compliance with state regulations and managing payroll classification for accurate premium calculation. The agency’s approach typically involves an initial consultation to assess risk exposure, followed by the presentation of appropriate policy options tailored to the specific workplace conditions.
Serving homeowners, businesses, and property managers in Waldorf, Maryland, Allstate Insurance: Bill Waugh & Associates offers workers' compensation insurance coverage for local employers. The agency helps clients navigate policy options, manage risk, and meet state requirements for protecting employees against workplace injuries. Claims assistance and policy adjustments are provided to keep coverage aligned with changing business needs. The firm also extends its workers' compensation insurance services to La Plata and other areas throughout Charles County.
A.F. Szabo Insurance Agency Inc. in Waldorf, MD offers one-time consultation services for immediate workers’ compensation needs and scheduled renewal reviews for ongoing policy adjustments. Coverage options are tailored to local regulations, helping businesses manage employee injury claims and payroll classifications. This agency provides as-needed support for reporting changes or compliance updates outside standard review periods, ensuring clients can address specific policy questions whenever they arise.
Woody Hoyle - State Farm Insurance Agent in Waldorf, MD, provides workers’ compensation insurance services to local businesses, covering employee medical expenses and lost wages due to workplace injuries. It also assists with related liability protections and policy reviews for small and medium-sized employers. The agency helps clients navigate policy updates and compliance concerns, particularly when seasonal hiring increases the risk of accidents during peak business periods.
As businesses in Waldorf prepare for seasonal shifts in staffing and risk, securing effective workers' compensation coverage becomes essential for financial stability. Oliver Mack Insurance helps local employers navigate mandatory wage replacement and medical benefits for work-related injuries, tailoring policies to specific operational exposures. The agency evaluates each client’s classification code and payroll projections to recommend appropriate liability limits and loss control measures. Every engagement begins with a thorough review of current coverage gaps and a walkthrough of the workplace to identify safety improvements.
Hugh R.A. Stewart Insurance Agency in Waldorf, MD, assists local businesses with their workers' compensation coverage needs. It focuses on protecting employers from the financial impact of workplace injuries and illnesses. The agency can help clients navigate policy requirements, manage premium costs, and ensure compliance with mandatory state insurance regulations. It offers tailored advice for workers' compensation program structures and risk assessments. Commercial clients served include those operating offices, warehouses, and food service establishments.
Johnson Insurance Group, Inc.: Allstate Insurance in Waldorf, MD, provides residential workers' compensation coverage for household employees. The agency also offers commercial policies for local small businesses and contractors. Services are available to clients throughout Waldorf and the surrounding Southern Maryland region. Agents handle claims assistance and policy adjustments as needed. The office encourages clients to contact between regular visits for policy reviews or coverage updates following any major change in employee status or business operations.
TOMASKO ENTERPRISES INC - INSURANCE is known for serving businesses around Waldorf, MD with workers' compensation coverage. Its range of services includes helping employers secure policies that meet state requirements while protecting employees. A general focus for such agents is assisting clients in controlling premiums through proper classification and claim monitoring. This company can also handle requests for add-on coverage, such as employer’s liability insurance.
What Does a a Workers' Compensation Insurance Agent in Waldorf Cost?
Workers compensation insurance costs in Maryland vary by industry, payroll size, and claims history. For a small business in Waldorf, annual premiums typically range from several hundred to several thousand dollars. Rates are set by the Maryland Insurance Administration and are based on classification codes. This general information is not insurance advice.
About workers' compensation insurance agents in Waldorf
Workers compensation insurance agents in Waldorf Maryland help local businesses secure coverage required by state law. Maryland requires most employers with one or more employees to carry workers comp insurance. An agent can guide you through the Maryland Workers Compensation Commission rules and find a policy that fits your business needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Waldorf do?
A workers compensation insurance agent in Waldorf helps you understand Maryland coverage requirements and find a policy from multiple carriers. They assist with application paperwork and can advise on how to lower premiums through safety programs. Agents do not provide legal advice but can explain policy terms and state mandates.
Is workers compensation insurance required for all businesses in Waldorf Maryland?
Yes, Maryland law requires all employers with at least one employee to carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and some family members may be exempt but an agent can verify your specific situation.
How do I choose a workers compensation insurance agent in Waldorf?
Look for an agent licensed in Maryland with experience in your industry. Ask about their knowledge of the Maryland Workers Compensation Commission and how they handle claims. You can also check their reputation with the Maryland Insurance Administration.
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