The top-rated workers' compensation insurance agent in Highland, Michigan is Schoen Insurance Agency, rated 4.6 stars across 73 reviews. Other highly rated options include RAM Insurance & Financial Service, Array Insurance Group, Peterson Insurance Services. This directory lists 10 workers' compensation insurance agents serving Highland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schoen Insurance Agency | 2753 S Milford Rd | (248) 782-8396 |
| 2 | RAM Insurance & Financial Service | 141 N Milford Rd #101 | (248) 714-5102 |
| 3 | Array Insurance Group | 1641 S Milford Rd Suite C-101 | (248) 215-2983 |
| 4 | Peterson Insurance Services | 212 S Milford Rd | (248) 887-8903 |
| 5 | A+ Insurance : Kujala Insurance Agency | 206 Highland Rd # 100 | (248) 887-2121 |
| 6 | Safeco Insurance | 2753 S Milford Rd | (248) 617-2187 |
| 7 | Citizens Insurance - Schoen Insurance Agency | 2753 S Milford Rd | (248) 782-8396 |
| 8 | The Insurance Guys | 1631 S Milford Rd | (877) 467-4897 |
| 9 | Oakland County Insurance Agency | 2753 S Milford Rd | (248) 781-3233 |
| 10 | Huron Valley Insurance Serives | 445 W Livingston Rd | (248) 997-4808 |
Schoen Insurance Agency serves the Highland, Michigan area from its local office, offering workers' compensation insurance agent services. As an independent agent, the company helps local businesses secure policies that cover medical expenses and lost wages for employees injured on the job. These services are essential for employers to maintain compliance with state requirements and to protect their operations from financial liability. For area businesses, Schoen Insurance Agency handles risk assessment for workplace injury claims and manages the placement of employer liability coverage.
RAM Insurance & Financial Service serves local businesses and property managers in Highland, Michigan who need workers’ compensation coverage. The agency assists clients in securing insurance policies that comply with state requirements and protect employees against job-related injuries. It also helps business owners manage risk and navigate claims if an incident occurs. In addition to serving Highland, the firm extends its workers’ compensation insurance services to clients throughout the greater Brighton area and neighboring Livingston County communities.
Array Insurance Group in Highland, Michigan guides employers through both one-time policy procurement and the ongoing adjustments needed as a business evolves, while specializing in providing workers’ compensation coverage that meets legal requirements and protects against workplace injury claims. Agents analyze payroll classifications, claims histories, and operational risks to structure proper protection. Service runs on a one-time or as-needed basis to address specific worker classifications, payroll changes, or return-to-work program assistance after an injury occurs.
Serving Highland, Michigan, and the surrounding communities, Peterson Insurance Services acts as a workers’ compensation insurance agent for local businesses. It handles the placement and management of policies that provide medical and wage benefits to employees injured on the job. In this role, the agent evaluates a client’s payroll, risk classification, and safety history to match them with appropriate coverage from a carrier. To handle a typical job, the agent begins with a detailed review of the employer's operations, followed by a comparison of available plans to secure suitable terms.
A+ Insurance : Kujala Insurance Agency in Highland, MI, specializes in securing workers compensation insurance coverage for local businesses. It also assists clients with general commercial and personal insurance needs throughout the Highland area. The agency helps employers protect their workforce against workplace injuries and lost wages. It additionally guides businesses through complex compliance requirements and premium calculation challenges. During harsh Michigan winters, it helps contractors and field service companies manage the increased accident risks from seasonal conditions like ice and snow.
Safeco Insurance provides workers’ compensation coverage for businesses in Highland, Michigan, helping employers manage risks and comply with state requirements. Its service plans include policy review, claims assistance, and loss control guidance to maintain workplace safety. The company also offers periodic account maintenance to adjust coverage as business operations evolve. Safeco Insurance serves a range of commercial properties, including single-family homes, apartments, retail stores, and restaurants.
As Michigan’s winter weather increases the risk of slips and falls on icy surfaces, businesses in and around Highland need reliable coverage to manage workplace injury costs. Citizens Insurance - Schoen Insurance Agency addresses these seasonal challenges by providing workers’ compensation policies tailored for local employers. Understanding the specific exposures of area industries, they help businesses protect themselves from escalating medical and lost-wage claims. The agency’s process begins with an on-site assessment of the work environment, identifying hazards before any policy is finalized.
The Insurance Guys serve the Highland, Michigan area by connecting businesses with workers’ compensation insurance policies that address employee injury coverage. They also advise clients on policy structures that may include employer liability protection. Working with general liability carriers, they help manage the regulatory requirements tied to workplace injury claims. Their services are suited for commercial sectors such as local offices, warehousing operations, and food service businesses.
Oakland County Insurance Agency serves Highland, Michigan, residents seeking workers’ compensation coverage for their businesses or personal needs. Commercial policies are arranged to protect local companies against workplace injury claims and related liabilities. The agency assists clients throughout Highland and the surrounding areas, helping them secure plans that meet state requirements. After a policy is in place, the agent provides ongoing support, including guidance on claim filing and coverage adjustments, ensuring proper follow-up between regular visits to maintain adequate protection as business circumstances evolve.
Huron Valley Insurance Services, based in Highland, Michigan, is known for providing workers' compensation insurance policies to local businesses. It assists employers in securing coverage that meets state requirements while managing workplace risk exposure. The agency helps clients navigate claims processes to control premium costs effectively. Its services can be extended to include additional lines, such as general liability coverage for small contractors and independent trades.
What Does a a Workers' Compensation Insurance Agent in Highland Cost?
Workers compensation insurance costs in Michigan vary by industry, payroll size, and claims history. Typical rates range from 0.50 to 2.50 per 100 dollars of payroll for low-risk office jobs, and up to 10.00 or more for high-risk construction work. A Highland agent can provide a specific quote based on your business details. This is general information, not insurance advice.
About workers' compensation insurance agents in Highland
Workers compensation insurance agents in Highland Michigan help local businesses meet state requirements. Michigan law requires most employers to carry workers comp coverage for their employees. An agent can explain the specific rules for Oakland County businesses and help you find a suitable policy.
Frequently Asked Questions
What does a workers compensation insurance agent in Highland do?
A workers compensation insurance agent helps you find a policy that meets Michigan legal requirements. They explain coverage options, assist with application forms, and help you compare rates from different insurance carriers.
Is workers compensation insurance required for all businesses in Highland Michigan?
Yes, under Michigan law most employers with one or more employees must carry workers compensation insurance. There are some exceptions for certain sole proprietors and agricultural workers. An agent can confirm if your business qualifies for an exemption.
How do I find a workers compensation insurance agent near Highland Michigan?
You can search for licensed agents in Highland through the Michigan Department of Insurance and Financial Services website. Local business associations in Oakland County may also provide referrals to agents who serve the Highland area.
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