The top-rated workers' compensation insurance agent in Royal Oak, Michigan is Kirsten Wood - State Farm Insurance Agent, rated 4.9 stars across 161 reviews. Other highly rated options include Tiffany Khousakoun - State Farm Insurance Agent, Michael Lantzy - State Farm Insurance Agent, Atlas Insurance Agency, LLC. This directory lists 17 workers' compensation insurance agents serving Royal Oak.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kirsten Wood - State Farm Insurance Agent | 1017 S Washington Ave | (248) 547-5309 |
| 2 | Tiffany Khousakoun - State Farm Insurance Agent | 312 E 3rd St | (248) 864-8219 |
| 3 | Michael Lantzy - State Farm Insurance Agent | 1103 N Campbell Rd | (248) 291-6504 |
| 4 | Atlas Insurance Agency, LLC | 520 E 4th St | (248) 545-7500 |
| 5 | High Favor Insurance Agency LLC | 26080 Woodward Ave | (248) 765-8675 |
| 6 | Eric Carl: Allstate Insurance | 1196 S Washington Ave | (248) 584-0202 |
| 7 | The Robert Littleton Insurance Agency | 104 W 4th St #205 | (248) 643-7575 |
| 8 | Andy Benson: Allstate Insurance | 811 N Main St #104 | (248) 547-0660 |
| 9 | Curt Luke - State Farm Insurance Agent | 407 N Main St | (248) 542-7039 |
| 10 | Crown Shield Insurance Group | 301 W 4th St LL25 | (248) 955-5255 |
Kirsten Wood - State Farm Insurance Agent in Royal Oak, MI provides workers’ compensation insurance coverage for local businesses. The agency assists clients in selecting policies that meet state requirements while offering guidance on claims and risk management. Ongoing service includes reviewing coverage limits and updating policies as business operations change. Standard maintenance consists of billing support and handling policy endorsements when needed. This local workers’ compensation insurance agent services a variety of commercial properties, including single-family homes with small businesses, apartments, retail shops, and restaurants.
Tiffany Khousakoun - State Farm Insurance Agent serves local business owners, property managers, and self-employed professionals in Royal Oak, Michigan, offering workers' compensation insurance to help cover medical costs and lost wages for employees injured on the job. The agency also assists with policy management to ensure compliance with state regulations and workplace safety requirements. In addition to Royal Oak, the company provides its workers' compensation insurance services to businesses throughout neighboring communities in the metro Detroit area, including Ferndale and Huntington Woods.
Michael Lantzy - State Farm Insurance Agent serves Royal Oak and the surrounding Oakland County area in Michigan, specializing in workers' compensation insurance for local businesses. The agency helps employers find policies that meet state requirements and protect employees from on-the-job injuries. They assist with claims guidance and ensuring coverage aligns with Michigan labor regulations. Their workers' compensation services also include reviewing payroll classifications and advising on premium adjustments.
Atlas Insurance Agency, LLC serves Royal Oak and the surrounding communities throughout southeastern Michigan, handling workers' compensation insurance coverage for local businesses. Securing compliant policies that meet state-mandated requirements, typical client work includes evaluating industrial classifications and payroll exposures. The agency approaches each case by assessing the employer's specific operations and historical claims experience to recommend appropriate coverage limits.
For workers’ compensation insurance clients, High Favor Insurance Agency LLC offers both one-time policy setup and recurring service options for ongoing annual renewals and adjustments. The agency can arrange coverage that meets Michigan state requirements while protecting small and medium businesses against workplace injury claims. Services are provided directly through consultation and are typically carried out on an as-needed basis, depending on each client’s policy timeline and any operational changes that require coverage updates.
Eric Carl: Allstate Insurance specializes in workers' compensation insurance guidance for Royal Oak businesses. The agency helps employers navigate policies designed to cover medical expenses and lost wages for job-related injuries. In addition, it assists clients with general insurance needs such as auto, home, and life coverage. As winter approaches, the company also advises local companies on how to manage workplace risks from snow and ice, helping to reduce slip-and-fall claims that increase during Michigan’s colder months.
The Robert Littleton Insurance Agency in Royal Oak, MI, functions as a general insurance agent, with its core expertise concentrated on workers’ compensation coverage for local businesses. This firm focuses on securing policies that protect employees against job-related injuries and employers from potential financial liabilities. The agency can serve a variety of commercial sectors, including professional offices, warehouses, and full-service food establishments.
As winter thaws in Royal Oak and local businesses resume outdoor operations, slip-and-fall claims and equipment injuries become more common for area employers. Andy Benson: Allstate Insurance helps business owners address these risks by arranging workers’ compensation coverage that meets Michigan’s regulatory requirements for medical payments and lost wages. The agency explains how policy limits align with each client’s payroll and industry classification, ensuring no gaps in protection. An agent will then schedule a walk-through of the workplace to document site safety features and identify any immediate hazards.
Curt Luke, a State Farm Insurance agent in Royal Oak, MI, helps clients with residential workers' compensation coverage to protect their home-based business or domestic employees. For commercial clients, the agency provides essential worker injury protection policies throughout the Royal Oak area. Regular consultations ensure that each policy meets current regulatory requirements and coverage needs. Between these periodic reviews, the agency remains available to answer questions and adjust coverage following any workplace incident or significant change in operations.
What Does a a Workers' Compensation Insurance Agent in Royal Oak Cost?
Typical workers compensation insurance costs in Michigan range from 0.75 to 2.50 per 100 dollars of payroll for low risk office jobs up to 15 to 30 dollars per 100 dollars for high risk construction work. Rates vary by industry classification and your claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Royal Oak
Workers compensation insurance agents in Royal Oak Michigan help businesses obtain coverage required by Michigan law. Michigan mandates that most employers with one or more employees carry workers comp insurance. A local agent can guide you through the Michigan Workers Disability Compensation Act and find a policy that fits your business needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Royal Oak do?
A workers compensation insurance agent helps you compare policies from different carriers. They explain Michigan specific requirements such as the state rating bureau and assist with filing forms. They also advise on how to reduce your premium through safety programs.
Is workers comp insurance required for all businesses in Royal Oak Michigan?
Michigan law requires workers comp insurance for most employers with one or more employees including part time workers. Sole proprietors and some LLC members may opt out. An agent can verify if your business is exempt under Michigan statute.
How are workers comp insurance premiums calculated in Michigan?
Premiums in Michigan are based on your business classification code payroll and claims history. The Michigan Workers Compensation Placement Facility sets base rates. An agent can help you understand your experience modification factor and find ways to lower costs.
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