ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Workers' Compensation Insurance Agents Near You in Royal Oak, MI

Browse workers' compensation insurance agents serving Royal Oak, Michigan. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Royal Oak, Michigan is Kirsten Wood - State Farm Insurance Agent, rated 4.9 stars across 161 reviews. Other highly rated options include Tiffany Khousakoun - State Farm Insurance Agent, Michael Lantzy - State Farm Insurance Agent, Atlas Insurance Agency, LLC. This directory lists 17 workers' compensation insurance agents serving Royal Oak.

Showing 17 workers' compensation insurance agents in Royal Oak, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kirsten Wood - State Farm Insurance Agent1017 S Washington Ave(248) 547-5309
2Tiffany Khousakoun - State Farm Insurance Agent312 E 3rd St(248) 864-8219
3Michael Lantzy - State Farm Insurance Agent1103 N Campbell Rd(248) 291-6504
4Atlas Insurance Agency, LLC520 E 4th St(248) 545-7500
5High Favor Insurance Agency LLC26080 Woodward Ave(248) 765-8675
6Eric Carl: Allstate Insurance1196 S Washington Ave(248) 584-0202
7The Robert Littleton Insurance Agency104 W 4th St #205(248) 643-7575
8Andy Benson: Allstate Insurance811 N Main St #104(248) 547-0660
9Curt Luke - State Farm Insurance Agent407 N Main St(248) 542-7039
10Crown Shield Insurance Group301 W 4th St LL25(248) 955-5255
KW
1017 S Washington Ave
Kirsten Wood - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Royal Oak, MI

Kirsten Wood - State Farm Insurance Agent in Royal Oak, MI provides workers’ compensation insurance coverage for local businesses. The agency assists clients in selecting policies that meet state requirements while offering guidance on claims and risk management. Ongoing service includes reviewing coverage limits and updating policies as business operations change. Standard maintenance consists of billing support and handling policy endorsements when needed. This local workers’ compensation insurance agent services a variety of commercial properties, including single-family homes with small businesses, apartments, retail shops, and restaurants.

TK
312 E 3rd St
Tiffany Khousakoun - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Royal Oak, MI

Tiffany Khousakoun - State Farm Insurance Agent serves local business owners, property managers, and self-employed professionals in Royal Oak, Michigan, offering workers' compensation insurance to help cover medical costs and lost wages for employees injured on the job. The agency also assists with policy management to ensure compliance with state regulations and workplace safety requirements. In addition to Royal Oak, the company provides its workers' compensation insurance services to businesses throughout neighboring communities in the metro Detroit area, including Ferndale and Huntington Woods.

ML
1103 N Campbell Rd
Michael Lantzy - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Royal Oak, MI

Michael Lantzy - State Farm Insurance Agent serves Royal Oak and the surrounding Oakland County area in Michigan, specializing in workers' compensation insurance for local businesses. The agency helps employers find policies that meet state requirements and protect employees from on-the-job injuries. They assist with claims guidance and ensuring coverage aligns with Michigan labor regulations. Their workers' compensation services also include reviewing payroll classifications and advising on premium adjustments.

AI
520 E 4th St
Atlas Insurance Agency, LLC
Workers' Compensation Insurance Agent · Royal Oak, MI

Atlas Insurance Agency, LLC serves Royal Oak and the surrounding communities throughout southeastern Michigan, handling workers' compensation insurance coverage for local businesses. Securing compliant policies that meet state-mandated requirements, typical client work includes evaluating industrial classifications and payroll exposures. The agency approaches each case by assessing the employer's specific operations and historical claims experience to recommend appropriate coverage limits.

HF
26080 Woodward Ave
High Favor Insurance Agency LLC
Workers' Compensation Insurance Agent · Royal Oak, MI

For workers’ compensation insurance clients, High Favor Insurance Agency LLC offers both one-time policy setup and recurring service options for ongoing annual renewals and adjustments. The agency can arrange coverage that meets Michigan state requirements while protecting small and medium businesses against workplace injury claims. Services are provided directly through consultation and are typically carried out on an as-needed basis, depending on each client’s policy timeline and any operational changes that require coverage updates.

EC
1196 S Washington Ave
Eric Carl: Allstate Insurance
Workers' Compensation Insurance Agent · Royal Oak, MI

Eric Carl: Allstate Insurance specializes in workers' compensation insurance guidance for Royal Oak businesses. The agency helps employers navigate policies designed to cover medical expenses and lost wages for job-related injuries. In addition, it assists clients with general insurance needs such as auto, home, and life coverage. As winter approaches, the company also advises local companies on how to manage workplace risks from snow and ice, helping to reduce slip-and-fall claims that increase during Michigan’s colder months.

RL
104 W 4th St #205
The Robert Littleton Insurance Agency
Workers' Compensation Insurance Agent · Royal Oak, MI

The Robert Littleton Insurance Agency in Royal Oak, MI, functions as a general insurance agent, with its core expertise concentrated on workers’ compensation coverage for local businesses. This firm focuses on securing policies that protect employees against job-related injuries and employers from potential financial liabilities. The agency can serve a variety of commercial sectors, including professional offices, warehouses, and full-service food establishments.

AB
811 N Main St #104
Andy Benson: Allstate Insurance
Workers' Compensation Insurance Agent · Royal Oak, MI

As winter thaws in Royal Oak and local businesses resume outdoor operations, slip-and-fall claims and equipment injuries become more common for area employers. Andy Benson: Allstate Insurance helps business owners address these risks by arranging workers’ compensation coverage that meets Michigan’s regulatory requirements for medical payments and lost wages. The agency explains how policy limits align with each client’s payroll and industry classification, ensuring no gaps in protection. An agent will then schedule a walk-through of the workplace to document site safety features and identify any immediate hazards.

CL
407 N Main St
Curt Luke - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Royal Oak, MI

Curt Luke, a State Farm Insurance agent in Royal Oak, MI, helps clients with residential workers' compensation coverage to protect their home-based business or domestic employees. For commercial clients, the agency provides essential worker injury protection policies throughout the Royal Oak area. Regular consultations ensure that each policy meets current regulatory requirements and coverage needs. Between these periodic reviews, the agency remains available to answer questions and adjust coverage following any workplace incident or significant change in operations.

CS
301 W 4th St LL25
Crown Shield Insurance Group
Workers' Compensation Insurance Agent · Royal Oak, MI
MG
26622 Woodward Ave STE 200
McNish Group
Workers' Compensation Insurance Agent · Royal Oak, MI
(248) 544-4800
mcnish.com
FB
831 E 11 Mile Rd
Farm Bureau Insurance: Mimmo Vitale
Workers' Compensation Insurance Agent · Royal Oak, MI
(248) 288-0008
farmbureauinsurance-mi.com/Agent/Mimmo-Vitale
SI
1108 W Eleven Mile Rd Suite 600
SWITCH Insurance Group
Workers' Compensation Insurance Agent · Royal Oak, MI
(248) 965-4510
insswitch.com/royal-oak
BI
1025 N Campbell Rd Suite B
BenePro, Inc
Workers' Compensation Insurance Agent · Royal Oak, MI
(248) 543-8181
benepro.com
GI
423 N Main St #100
Gallagher Insurance, Risk Management & Consulting
Workers' Compensation Insurance Agent · Royal Oak, MI
(248) 355-9600
assuredpartners.com/RoyalOak
MI
415 S West St Suite 350
MacQueen Insurance Group
Workers' Compensation Insurance Agent · Royal Oak, MI
(248) 543-4332
macqueeninsurancegroup.com
RO
912 E Lincoln Ave
Royal Oak Insurance Group
Workers' Compensation Insurance Agent · Royal Oak, MI
(248) 793-9053

What Does a a Workers' Compensation Insurance Agent in Royal Oak Cost?

Typical workers compensation insurance costs in Michigan range from 0.75 to 2.50 per 100 dollars of payroll for low risk office jobs up to 15 to 30 dollars per 100 dollars for high risk construction work. Rates vary by industry classification and your claims history. This is general information and not insurance advice.

About workers' compensation insurance agents in Royal Oak

Workers compensation insurance agents in Royal Oak Michigan help businesses obtain coverage required by Michigan law. Michigan mandates that most employers with one or more employees carry workers comp insurance. A local agent can guide you through the Michigan Workers Disability Compensation Act and find a policy that fits your business needs.

Frequently Asked Questions

What does a workers compensation insurance agent in Royal Oak do?

A workers compensation insurance agent helps you compare policies from different carriers. They explain Michigan specific requirements such as the state rating bureau and assist with filing forms. They also advise on how to reduce your premium through safety programs.

Is workers comp insurance required for all businesses in Royal Oak Michigan?

Michigan law requires workers comp insurance for most employers with one or more employees including part time workers. Sole proprietors and some LLC members may opt out. An agent can verify if your business is exempt under Michigan statute.

How are workers comp insurance premiums calculated in Michigan?

Premiums in Michigan are based on your business classification code payroll and claims history. The Michigan Workers Compensation Placement Facility sets base rates. An agent can help you understand your experience modification factor and find ways to lower costs.

Workers' Compensation Insurance Agents in Other Michigan Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.