The top-rated workers' compensation insurance agent in St Clair Shores, Michigan is Tom Peck - State Farm Insurance Agent, rated 4.9 stars across 379 reviews. Other highly rated options include Sue Crowe - State Farm Insurance Agent, Lakepointe Insurance Agency, Michigan Insurance and Financial Services. This directory lists 19 workers' compensation insurance agents serving St Clair Shores.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Peck - State Farm Insurance Agent | 25310 Little Mack Ave | (586) 775-6300 |
| 2 | Sue Crowe - State Farm Insurance Agent | 31800 Harper Ave | (586) 296-3800 |
| 3 | Lakepointe Insurance Agency | 25124 Jefferson Ave | (586) 776-6990 |
| 4 | Michigan Insurance and Financial Services | 26503 Harper Ave | (586) 218-5980 |
| 5 | DDI Insurance Agency | 24522 Harper Ave | (313) 925-3216 |
| 6 | Joe Manzella Agency - Goosehead Insurance | 23000 Greater Mack Ave 2nd Floor, Suite 400 | (313) 314-6811 |
| 7 | Goosehead Insurance - Joe Manzella | 23000 Greater Mack Ave Suite 400 | (313) 314-2227 |
| 8 | Jeffery Torrice: Allstate Insurance | 22811 Greater Mack Ave Ste 214 | (313) 881-0200 |
| 9 | Farm Bureau Insurance - Paul Genaw | 23420 Greater Mack Ave C | (586) 218-7795 |
| 10 | McDaid & Associates Inc | 29700 Harper Ave # 5 | (586) 415-7200 |
Tom Peck - State Farm Insurance Agent provides workers' compensation insurance services to businesses in St Clair Shores, MI, and the surrounding Macomb County area. As a local agency serving small and mid-size employers, it helps secure policies that cover medical expenses and lost wages for job-related injuries. The company assists commercial clients in selecting plans that comply with Michigan state regulations. It handles guiding business owners through coverage options to limit liability and answering claims questions that arise after workplace incidents.
Sue Crowe - State Farm Insurance Agent in St Clair Shores, MI, provides workers’ compensation insurance coverage for local businesses. It offers comprehensive policies designed to address medical costs and lost wages for employees injured on the job, with service and maintenance plans that include periodic policy reviews, claims assistance, and updates to reflect changing business operations. The agency helps clients manage risks and maintain compliance with Michigan regulations. It handles coverage for a variety of property types, including single-family homes, apartments, retail stores, and restaurants.
Lakepointe Insurance Agency in St Clair Shores, Michigan, serves local businesses and property managers navigating the complex requirements of workers’ compensation coverage. It helps employers secure the necessary policies required by law to protect their employees against work-related injuries or illnesses. The agency focuses on tailoring insurance solutions to meet the unique operational risks faced by companies in this region of Macomb County. Its services also reach clients in the nearby community of Roseville and other areas throughout the eastern Detroit metro.
Michigan Insurance and Financial Services in St Clair Shores, MI distinguishes between one-time workers’ compensation policy placements and ongoing coverage management for evolving business risks. The agency helps businesses select insurance that meets state compliance requirements and secures benefits for employees who suffer workplace injuries. Coverage may include medical expense protection, wage replacement, and disability benefits tailored to commercial operations. Clients can arrange services on an as-needed basis for policy reviews, renewals, or claim assistance without mandatory recurring commitments.
DDI Insurance Agency specializes in workers' compensation insurance agent services in St Clair Shores, MI, helping local businesses secure coverage for job-related injuries and illnesses. The agency guides employers through policy selection, ensuring compliance with Michigan’s regulations and addressing the specific risks common in regional industries such as manufacturing and healthcare. This support includes assisting with claims management and safety planning. During the cold and slippery winter months, it helps businesses address an increased risk of slips and falls in workplaces across the area.
As businesses along Lake St. Clair prepare for the seasonal uptick in marine and construction activity, they often face shifting workers' compensation needs. The Joe Manzella Agency - Goosehead Insurance in St Clair Shores assists local employers in securing coverage that aligns with Michigan’s regulatory requirements. Their role includes evaluating workplace risks and matching policies to specific industry exposures in the area. An initial workplace assessment is scheduled to identify safety protocols and payroll classifications before formal coverage is bound.
A local workers' compensation insurance agent advises businesses on mandatory coverage for work-related injuries and illnesses. Goosehead Insurance in St Clair Shores, MI, specializes in structuring workers' compensation policies tailored to specific operational risks. The agency helps employers navigate compliance with state regulations while seeking appropriate premium levels. These services are available for commercial sectors such as offices, warehouses, and food service operations.
Serving St Clair Shores, Michigan, and the surrounding communities, Jeffery Torrice: Allstate Insurance handles workers’ compensation insurance for local businesses. This coverage helps employers manage medical costs and lost wages for employees who suffer work-related injuries or illnesses. The agency works with business owners to design policies that meet state requirements and address common workplace risks. For a typical job, the agent assesses the client’s industry hazards and payroll size to recommend appropriate coverage limits and deductible options.
McDaid & Associates Inc is available to assist residents of St Clair Shores, Michigan, with their workers' compensation insurance needs for household employees or home-based businesses. The agency also writes commercial coverage for small and mid-sized local businesses throughout the greater St Clair Shores area, helping employers manage workplace injury risks and comply with state regulations. Policies are reviewed during each renewal cycle, and existing clients are contacted to discuss coverage changes or updates between scheduled annual visits.
What Does a a Workers' Compensation Insurance Agent in St Clair Shores Cost?
Typical workers compensation insurance costs in Michigan range from 0.50 to 2.50 per 100 dollars of payroll depending on your industry classification. For a small retail business the annual premium might be 1,000 to 3,000 dollars while a construction company could pay 5,000 to 15,000 dollars or more. Actual costs depend on your payroll size claims history and specific job duties. This is general information and not insurance advice.
About workers' compensation insurance agents in St Clair Shores
Workers compensation insurance agents in St Clair Shores help local businesses comply with Michigan law which requires most employers to carry coverage. These agents guide you through the Michigan Workers Disability Compensation Act and help you secure a policy that meets state mandates. They also assist with classification codes and audit preparation for your business.
Frequently Asked Questions
What does a workers compensation insurance agent in St Clair Shores do?
An agent helps you find a policy that meets Michigan legal requirements. They explain how your payroll and job classifications affect your premium. They also assist with claims reporting and policy renewals.
Is workers compensation insurance required in St Clair Shores Michigan?
Yes Michigan law requires most employers with one or more employees to carry workers compensation insurance. There are exceptions for some sole proprietors and certain agricultural workers. An agent can help you determine your specific obligations.
How do Michigan workers compensation rates work in St Clair Shores?
Rates are set by the Michigan Workers Compensation Placement Facility and vary by industry classification. Your premium is based on your payroll and the risk level of your employees jobs. An agent can compare quotes from multiple carriers for you.
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