The top-rated workers' compensation insurance agent in Andover, Minnesota is Mike Orn - State Farm Insurance Agent, rated 5.0 stars across 596 reviews. Other highly rated options include Larsen Insurance Group, Baker Insurance Brokers, Hemgren Family Insurance. This directory lists 10 workers' compensation insurance agents serving Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Orn - State Farm Insurance Agent | 3366 Bunker Lake Blvd NW | (763) 323-4101 |
| 2 | Larsen Insurance Group | 2705 Bunker Lake Blvd NW Suite 206 | (763) 783-1188 |
| 3 | Baker Insurance Brokers | 13750 Crosstown Dr NW #100 | (763) 316-6632 |
| 4 | Hemgren Family Insurance | 15219 Bluebird St NW | (763) 208-6196 |
| 5 | Mike Mattingley - State Farm Insurance Agent | 13412 Hanson Blvd NW | (763) 421-5850 |
| 6 | Briena Nyquist American Family Insurance | 15190 Bluebird St NW #106 | (763) 755-9305 |
| 7 | Marci Hawkins American Family Insurance | 15190 Bluebird St NW #106 | (763) 427-4055 |
| 8 | Oak Grove Insurance Agency - David Johnson | 17424 Marigold St NW | (763) 339-0400 |
| 9 | Ames Insurance | 4310 144th Ln NW | (763) 421-4343 |
| 10 | Farmers Insurance - Dale Brumbaugh | 3368 Bunker Lake Blvd NW | (763) 205-4700 |
Mike Orn - State Farm Insurance Agent serves the Andover, Minnesota area, offering workers' compensation insurance to local businesses. This agency assists employers in securing policies that cover medical expenses and lost wages for employees injured on the job. A workers' compensation agent also helps businesses navigate state regulations specific to Minnesota. The agency handles new policy setup and provides support for claims filing and policy renewals.
Larsen Insurance Group provides workers’ compensation insurance coverage and policy management services for businesses in and around Andover, Minnesota. Its offerings include evaluating workplace risks and helping clients comply with relevant coverage requirements. The agency also assists with claims reporting and policy adjustments to support ongoing business operations. These services apply to various property types, including single-family homes, apartments, retail establishments, and restaurants.
Baker Insurance Brokers serves Andover businesses requiring workers’ compensation coverage, assisting employers in managing workplace injury claims and maintaining compliance with labor regulations. The agency works directly with companies to evaluate risks, secure appropriate insurance policies, and support workers through the recovery process. Focused on local enterprises, it provides guidance on premium management and safety protocols to help reduce incident costs. Baker Insurance Brokers also extends its services to neighboring communities within the northern Twin Cities metro region.
Hemgren Family Insurance serves Andover, Minnesota, and the surrounding communities in Anoka County with workers' compensation insurance agent services. It handles policy placement for small and mid-sized businesses needing coverage for workplace injuries and medical costs. The agency also assists employers with classification codes and payroll reporting to ensure compliance with state regulations. To handle a typical job, it begins by reviewing the client’s industry risks and claims history before comparing quotes from multiple carriers to find a suitable match for their operational needs.
Helping Andover businesses choose between a single-policy workers’ compensation plan and ongoing coverage depends on risk exposure and staffing stability, while each option provides protection for work-related injuries. Mike Mattingley - State Farm Insurance Agent serves the area with workers’ compensation insurance to cover medical expenses and lost wages. Service arrangements are handled on an as-needed basis, allowing clients to request modifications or new policies whenever their business needs change.
As the changing seasons in Andover bring fluctuating workplace risks, local businesses seek reliable coverage for employee injuries. Briena Nyquist American Family Insurance provides workers’ compensation policies tailored to the needs of small and mid-sized employers. The agency helps clients understand the importance of balancing premium costs with adequate protection for claims. Starting with a thorough risk assessment of each business’s operations and safety protocols, they schedule an on-site inspection to evaluate specific workplace conditions before finalizing any coverage plan.
Marci Hawkins American Family Insurance specializes in securing workers’ compensation coverage for businesses in Andover, Minnesota. It also provides related insurance services to meet general liability needs. Workers’ compensation policies help protect employers from the financial impact of on‑the‑job employee injuries. The agency’s local team understands Minnesota’s specific coverage requirements for small and mid‑sized companies. During the seasonal shift into winter, it assists clients with policy adjustments to account for increased slip‑and‑fall risks common on icy job sites and parking lots.
Oak Grove Insurance Agency - David Johnson assists businesses in Andover, Minnesota, with their insurance needs. As a workers' compensation insurance agent, the company helps employers secure coverage that addresses medical expenses and lost wages for job-related injuries. Additional services may include policy evaluations to ensure compliance with regulations. This agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Ames Insurance is known for guiding Andover businesses through the complexities of workers' compensation coverage, focusing on compliance and claims management. Its service range includes policy review, audit assistance, and tailored plan assessments to meet local industry needs. The agent evaluates risk factors specific to small and medium-sized employers in the region. As a specialty service, it offers payroll-linked premium integration to simplify ongoing expense tracking for active workforces.
Serving residential clients in Andover, Farmers Insurance - Dale Brumbaugh provides workers' compensation insurance agent services for local business owners. The agency also secures commercial coverage tailored to area employers who need to protect their workforce. Working throughout the Anoka County region, this representative helps policyholders understand their coverage options and claims procedures. Routine consultations ensure each client’s policy remains adequate for their evolving needs, with the agent available to revisit coverage details between regular appointments to address any new workplace concerns.
What Does a a Workers' Compensation Insurance Agent in Andover Cost?
Typical costs for workers compensation insurance in Minnesota range from 0.75 to 2.50 per 100 dollars of payroll for low risk jobs. High risk jobs like construction can cost 5.00 to 15.00 per 100 dollars of payroll. Premiums also depend on your claims history and safety programs. This is general information and not insurance advice.
About workers' compensation insurance agents in Andover
Workers compensation insurance agents in Andover Minnesota help local businesses secure coverage required by state law. Minnesota Statute 176.021 mandates that most employers carry workers comp insurance for their employees. An agent can explain how rates are set based on payroll and industry classification codes.
Frequently Asked Questions
What does a workers compensation insurance agent in Andover do?
An agent helps you find a policy that meets Minnesota legal requirements. They review your business operations and payroll to recommend appropriate coverage. They also assist with policy changes and renewal questions.
Is workers compensation insurance mandatory in Andover Minnesota?
Yes, Minnesota law requires most employers to carry workers compensation insurance. This includes businesses with one or more employees. Failure to have coverage can result in fines and legal penalties.
How do I find a workers compensation insurance agent near Andover?
You can search for licensed agents through the Minnesota Department of Commerce website. Many local insurance agencies in Andover offer workers comp policies. Ask about their experience with small businesses in Anoka County.
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