The top-rated workers' compensation insurance agent in Elk River, Minnesota is Kevin Gleitz - State Farm Insurance Agent, rated 4.9 stars across 277 reviews. Other highly rated options include Wayne Swart - State Farm Insurance Agent, The Pampusch Agency, North Central Insurance Agency. This directory lists 16 workers' compensation insurance agents serving Elk River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Gleitz - State Farm Insurance Agent | 370 Jackson Ave NW | (763) 441-2482 |
| 2 | Wayne Swart - State Farm Insurance Agent | 817 Main St NW | (763) 274-2000 |
| 3 | The Pampusch Agency | 17205 Yale St NW Suite B | (763) 441-4250 |
| 4 | North Central Insurance Agency | 16854 US-10 | (763) 241-7900 |
| 5 | Elk Agency Insurance | 325 Main St NW | (763) 241-0656 |
| 6 | Pentagon Insurance | 18853 Freeport St NW | (763) 331-8700 |
| 7 | Bonnie Koste Agency Inc American Family Insurance | 913 Main St NW | (763) 441-9029 |
| 8 | Forthright Insurance LLC | 231 Main St NW #3 | (763) 447-4112 |
| 9 | Farmers Insurance - David Stokke | 625 Main St NW | (763) 441-4761 |
| 10 | Affordable Insurance Solutions | 10997 185th Ave NW | (612) 226-0437 |
Kevin Gleitz - State Farm Insurance Agent serves the Elk River, Minnesota area and offers workers’ compensation insurance coverage for local businesses. This agency helps employers secure policies that provide medical benefits and wage replacement for employees who suffer job-related injuries or illnesses. Guidance is provided on selecting appropriate coverage limits based on business operations and workforce size. The company handles new policy setup and policy reviews for workers’ compensation.
Wayne Swart - State Farm Insurance Agent in Elk River, MN offers workers’ compensation insurance covering medical expenses and lost wages for employees injured on the job. The agency assists local businesses with policy selection, premium audits, and claims reporting to help maintain compliance. Services include regular policy reviews and guidance on risk management practices. This agent provides coverage for various property types, including single-family homes, apartments, retail locations, and restaurants.
The Pampusch Agency serves businesses and employers in Elk River, Minnesota who require workers’ compensation insurance solutions. It assists clients in navigating coverage requirements and managing risks associated with workplace injuries. The agency helps secure policies that protect both employees and company assets while ensuring compliance with local regulations. Its services also include guidance on premium audits and claims support. The agency extends its coverage assistance to neighboring communities, including Zimmerman and the surrounding Sherburne County area.
Serving Elk River and the surrounding communities of central Minnesota, North Central Insurance Agency handles workers’ compensation insurance for local businesses. It focuses on securing coverage that meets state requirements while managing workplace injury risks for employers in the region. This agent works with individual companies to identify their operational exposures and select appropriate policy limits. Its general approach involves analyzing the needs of each business to recommend coverage that supports both employer and employee obligations.
Elk Agency Insurance assists employers in Elk River, MN, with workers’ compensation coverage, offering both one-time policy evaluations for businesses seeking immediate protection and recurring service options for those requiring ongoing risk management. The agency helps clients navigate Minnesota-specific requirements, ensuring compliance with state regulations while addressing payroll classifications and premium calculations. Service runs on a scheduled basis, with regular policy reviews and renewals to accommodate changing business needs.
As winter thaws in Elk River, construction and manufacturing businesses begin to review their risk exposure for the coming year. Pentagon Insurance helps local employers navigate the requirements of Minnesota workers' compensation coverage, ensuring that injury claims are handled efficiently and that premium costs reflect actual workplace safety measures. They review payroll classifications and historical loss data to recommend appropriate policy limits. A typical engagement begins with a walk-through of the business premises to identify potential hazards before providing a coverage quote.
Bonnie Koste Agency Inc American Family Insurance specializes in workers’ compensation coverage, providing policies that protect local businesses and their employees against work-related injuries. It also offers additional business insurance services in Elk River, MN. Agents explain policy options to help employers maintain compliance and manage risk effectively. In winter, the agency helps clients address seasonal hazards like slips on ice, ensuring their workers’ compensation plans cover these common cold-weather claims.
Forthright Insurance LLC works provide workers' compensation coverage for businesses in and around Elk River. It specializes in customizing policies to meet specific operational risks and regulatory requirements. The agency helps local employers manage claims efficiently while focusing on workplace safety strategies to control long-term costs. Clear communication with clients ensures policies are understood before purchase. Forthright Insurance can serve the needs of area offices, warehouses, and food service operations.
Farmers Insurance - David Stokke serves the Elk River area with residential workers' compensation insurance, helping local homeowners address claims from domestic employees or home-based businesses. Commercial coverage is also available for small to mid-sized businesses in the region seeking employer liability and medical benefits for injured workers. The agency focuses on guiding clients through the initial claim process to ensure proper documentation and return-to-work plans. After a claim is settled, agents typically follow up with policyholders before their regular renewal or service visit to review any changes in workplace needs.
What Does a a Workers' Compensation Insurance Agent in Elk River Cost?
Workers compensation insurance costs in Minnesota vary widely by industry and payroll. For a small business in Elk River with low risk office work, annual premiums might range from 500 to 2,000 dollars. For higher risk construction or manufacturing jobs, costs can be 5,000 to 20,000 dollars or more per year. Your agent can provide a quote based on your specific business details. This is general information and not insurance advice.
About workers' compensation insurance agents in Elk River
Workers compensation insurance agents in Elk River help local businesses meet Minnesota state requirements for employee injury coverage. Minnesota law mandates that most employers with one or more employees carry workers comp insurance. An agent can explain the specific rules for your industry and help you find a policy that fits your budget.
Frequently Asked Questions
What does a workers compensation insurance agent in Elk River do?
A workers compensation insurance agent helps you understand Minnesota coverage requirements and find a policy from an approved carrier. They can also assist with payroll classification and premium audits. Agents do not adjust claims but can guide you on reporting procedures.
Is workers comp insurance required for all businesses in Elk River Minnesota?
Yes, Minnesota law requires workers comp insurance for any business with one or more employees, including part time workers. Certain sole proprietors and independent contractors may be exempt. An agent can verify if your specific situation requires coverage.
How do Minnesota workers comp rates compare to other states?
Minnesota workers comp rates are generally moderate compared to the national average. The state uses a loss cost system where each carrier sets its own rates. Factors like your payroll size, industry classification, and claims history affect your premium.
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