The top-rated workers' compensation insurance agent in Blaine, Minnesota is Ameriguard Insurance Agency, rated 5.0 stars across 606 reviews. Other highly rated options include Hershey & Associates LLC American Family Insurance, Insurance Brokers of Mn Inc, Patriot Insurance. This directory lists 16 workers' compensation insurance agents serving Blaine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ameriguard Insurance Agency | 9380 Central Ave NE #360 | (763) 767-0522 |
| 2 | Hershey & Associates LLC American Family Insurance | 9360 Baltimore St NE | (763) 566-8343 |
| 3 | Insurance Brokers of Mn Inc | 11905 Central Ave NE | (763) 862-8889 |
| 4 | Patriot Insurance | 9298 Central Ave NE #422 | (763) 445-2200 |
| 5 | Jeremy R Brandt Agency Inc American Family Insurance | 12265 Central Ave NE STE 101 | (763) 576-8800 |
| 6 | Julia Hendricksen: Allstate Insurance | 607 County Hwy 10 Ste 103 | (763) 780-7348 |
| 7 | Truck Writers | 8970 W 35W Service Dr NE #200 | (763) 785-0500 |
| 8 | Lofboom Insurance Agency | 12248 Jefferson St NE | (763) 477-1719 |
| 9 | Insurance Brokers of MN (Shawn Nistler) | 11905 Central Ave NE | (763) 784-0143 |
| 10 | Deluxe Insurance Group | 912 125th Ln NE | (763) 398-8770 |
Ameriguard Insurance Agency serves Blaine and Anoka County as a workers’ compensation insurance agent. This agency helps local businesses obtain coverage for employees who suffer work-related injuries or illnesses. Policies typically address medical expenses, lost wages, and rehabilitation costs. The agent assists employers with risk management and compliance with Minnesota’s workers’ compensation laws. Common services include policy comparisons for small and medium-sized firms and guidance on claims reporting procedures.
Hershey & Associates LLC American Family Insurance provides workers’ compensation insurance agency services for businesses in the Blaine, Minnesota area. Its service and maintenance plans include policy review, risk assessment consultations, and assistance with claim filing and management. The agency also helps employers understand state requirements for workplace injury coverage. It serves the insurance needs of a variety of commercial properties, including single-family homes operated as businesses, apartment complexes, retail storefronts, and restaurants.
Businesses, property managers, and self-employed professionals seeking workers' compensation coverage turn to Insurance Brokers of Mn Inc in Blaine. The agency assists clients in understanding state-mandated requirements and finding suitable policies to protect employees from job-related injuries. It guides customers through the process of comparing coverage options from multiple carriers. Services extend across the northern Twin Cities metro, including into communities such as Coon Rapids and Anoka.
Patriot Insurance serves workers’ compensation needs for businesses in Blaine, Minnesota, and the surrounding communities. It handles employer liability coverage, medical expense protection, and wage replacement for injured employees. In cases requiring routine policy management, the agent begins with a full review of the client’s industry risks and claims history. It then tailors coverage limits to match current payroll and job classifications. The approach emphasizes clear guidance through each regulatory filing and premium audit step to ensure the policy remains compliant and cost-effective for the business.
When seeking workers' compensation insurance, a local agent can help distinguish between a one-time policy for a specific project and a recurring policy for ongoing payroll coverage. Jeremy R Brandt Agency Inc American Family Insurance in Blaine, MN provides guidance on these options alongside essential coverage such as medical benefits, lost wages, and legal protection for workplace injuries. Clients can arrange consultations and policy reviews on either a one-time or as-needed basis.
As a workers' compensation insurance agent, Julia Hendricksen: Allstate Insurance in Blaine, MN, specializes in helping local businesses secure coverage for employee work-related injuries and illnesses. It also provides general guidance on policy compliance and claims management for small to midsize employers. This ensures injured workers receive medical benefits and wage replacement without disrupting company operations. With Minnesota’s changing seasonal work shifts, the agency can assist businesses in updating coverage as they prepare for increased cold-weather injury risks or spring construction activity.
Truck Writers operates as a workers' compensation insurance agent, helping employers secure coverage for job-related injuries and illnesses. The firm works to craft policies that meet both regulatory requirements and operational budgets in the Blaine area. As part of its specialty offerings, it can customize protection plans for distinct industry risks such as transportation and logistics. These services support commercial sectors including offices, warehouses, and food service operations that require tailored liability management.
Lofboom Insurance Agency in Blaine, MN offers residential workers' compensation insurance services for homeowners who employ domestic staff. The agency also provides commercial coverage tailored for local small businesses and contractors operating within the greater Blaine area. Policies are designed to protect employers against on-the-job injury claims. The agency assists with policy adjustments or claim documentation between regular service visits to maintain coverage suitability.
Insurance Brokers of MN (Shawn Nistler) is known for providing workers’ compensation insurance solutions to businesses in the Blaine area and surrounding communities. The agency typically helps employers secure coverage that meets regulatory requirements while managing risk and controlling premium costs. By evaluating specific industry exposures and claims history, the firm can recommend policies suited to various work environments. For local companies with safety programs in place, a specialty service that can be added on is employer liability protection for workplace injury disputes.
As winter weather and seasonal layoffs bring shifting workplace risks to the Blaine area, Deluxe Insurance Group assists employers in navigating the complexities of workers’ compensation coverage. Operating in Minnesota, this agency works with businesses to secure policies that meet statutory requirements while addressing industry-specific hazards. Their process includes evaluating current payroll classifications and claims history to find suitable protection options. A full workplace inspection is then scheduled to finalize an accurate initial assessment of all employee safety conditions.
What Does a a Workers' Compensation Insurance Agent in Blaine Cost?
Workers compensation insurance costs in Minnesota typically range from 0.50 to 2.50 dollars per 100 dollars of payroll, depending on your industry and claims history. For a small business in Blaine, annual premiums might start around 500 dollars and go up to several thousand dollars. Rates are set by each insurer and are subject to state approval. This is general information and not insurance advice.
About workers' compensation insurance agents in Blaine
A workers compensation insurance agent in Blaine Minnesota helps local businesses meet state coverage requirements. Minnesota law requires most employers with one or more employees to carry workers comp insurance. An agent can guide you through policy options and ensure compliance with Minnesota Statutes Chapter 176.
Frequently Asked Questions
What does a workers compensation insurance agent in Blaine do?
A workers compensation insurance agent helps you select a policy that meets Minnesota state requirements. They can explain coverage limits, assist with payroll classification, and help you file for audits or policy changes.
Is workers compensation insurance required for all businesses in Blaine Minnesota?
Yes, under Minnesota law most businesses with one or more employees must carry workers compensation insurance. There are exceptions for some sole proprietors and certain agricultural workers. An agent can confirm your specific obligations.
How does the Minnesota workers compensation system affect my policy cost?
Minnesota uses a classification system based on job duties and payroll to set premiums. The state also has a competitive rating system, so rates vary by insurer. Your agent can compare quotes from multiple carriers to find a suitable option.
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