ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Workers' Compensation Insurance Agents Near You in Apple Valley, MN

Browse workers' compensation insurance agents serving Apple Valley, Minnesota. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Apple Valley, Minnesota is Butler & Associates Insurance Agency, rated 4.9 stars across 243 reviews. Other highly rated options include Joe Etten - State Farm Insurance Agent, Dave Melle - State Farm Insurance Agent, Brett McSparron - State Farm Insurance Agent. This directory lists 17 workers' compensation insurance agents serving Apple Valley.

Showing 17 workers' compensation insurance agents in Apple Valley, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Butler & Associates Insurance Agency14800 Galaxie Ave Suite 208(952) 953-3838
2Joe Etten - State Farm Insurance Agent14501 Granada Dr #101(952) 431-7100
3Dave Melle - State Farm Insurance Agent14831 Energy Way(952) 997-3010
4Brett McSparron - State Farm Insurance Agent15030 Glazier Ave #100(952) 431-1300
5Farmers Insurance - Kara Petter13000 Pilot Knob Rd Ste 1(952) 432-1967
6Retta Insurance Agency LLC14870 Granada Ave #155(763) 465-1101
7Elfstrum Consulting Inc14799 Energy Way(952) 432-8873
8Mayer Insurance Agency15025 Garrett Ave #201(952) 432-5900
9Debra Suman American Family Insurance14698 Galaxie Ave(952) 953-0900
10Farmers Insurance - Fink Agency14771 Energy Way(651) 288-5633
BA
14800 Galaxie Ave Suite 208
Butler & Associates Insurance Agency
Workers' Compensation Insurance Agent · Apple Valley, MN

Butler & Associates Insurance Agency serves businesses throughout the Apple Valley, Minnesota area, specializing in workers' compensation insurance. The agency helps local employers understand and comply with state-mandated coverage requirements. It designs policies that protect both companies and their employees from the financial impact of workplace injuries. For each client, the agency evaluates specific operational risks and associated premium factors. Its services include managing claim reporting procedures and assisting with loss control strategies to reduce workplace accidents.

JE
14501 Granada Dr #101
Joe Etten - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Apple Valley, MN

Joe Etten - State Farm Insurance Agent serves homeowners, businesses, and property managers in Apple Valley, Minnesota, specializing in workers' compensation insurance policies. It helps local employers secure coverage that meets state requirements and protects employees against workplace injuries. Understanding the unique risks faced by area contractors, retailers, and small manufacturers, the agency provides guidance on policy selection and claims support. It also extends its services to nearby Lakeville and the surrounding Dakota County communities.

DM
14831 Energy Way
Dave Melle - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Apple Valley, MN

Dave Melle - State Farm Insurance Agent in Apple Valley, MN offers a range of workers' compensation insurance policies designed to cover employee medical expenses and lost wages for work-related injuries. The agency assists local businesses in selecting appropriate coverage limits and navigating ongoing policy maintenance, including premium audits and claims reporting support. It services single-family homes, apartments, retail, and restaurants, helping these diverse property types meet their mandatory workplace insurance requirements.

BM
15030 Glazier Ave #100
Brett McSparron - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Apple Valley, MN

Serving Apple Valley and surrounding communities in Minnesota, Brett McSparron - State Farm Insurance Agent handles workers' compensation insurance needs for local businesses. This agency helps employers understand coverage requirements for workplace injuries, managing policies that comply with state regulations. It assists clients in filing claims and coordinating medical benefits for injured workers. A general approach it uses is to review each business’s specific operations and risk factors when tailoring a coverage plan.

FI
13000 Pilot Knob Rd Ste 1
Farmers Insurance - Kara Petter
Workers' Compensation Insurance Agent · Apple Valley, MN

A business may choose either a one-time workers’ compensation insurance policy or a recurring policy that renews annually to maintain continuous liability coverage. Farmers Insurance - Kara Petter in Apple Valley, MN, offers policies that cover medical expenses and lost wages for employees injured on the job. Ongoing businesses generally require recurring policies that automatically renew, whereas a short-term project might only need a one-time policy. This agent can discuss the specific coverage needs for any workplace. Service runs on either a one-time or as-needed basis depending on the client’s situation.

RI
14870 Granada Ave #155
Retta Insurance Agency LLC
Workers' Compensation Insurance Agent · Apple Valley, MN

Retta Insurance Agency LLC in Apple Valley, MN specializes in providing workers’ compensation insurance policies tailored for local businesses. It generally assists employers in managing the complex requirements of coverage, ensuring compliance with Minnesota regulations, and reducing financial risks from workplace injuries. The agency helps seasonal businesses in Apple Valley adjust their coverage limits during peak hiring periods to maintain adequate protection without overpaying during slower months.

EC
14799 Energy Way
Elfstrum Consulting Inc
Workers' Compensation Insurance Agent · Apple Valley, MN

As Apple Valley businesses prepare for shifting seasonal workloads, ensuring proper workers' compensation coverage becomes critical. Elfstrum Consulting Inc guides local companies through state regulations, helping them manage premiums while maintaining compliance with Minnesota requirements. The agent reviews payroll classifications, claims history, and risk factors to match policies with each employer's operations. A thorough initial assessment of current workplace safety protocols and prior claims is the recommended first step toward tailoring coverage. A comprehensive on-site inspection follows to verify procedures and address potential liabilities before finalizing any policy adjustments.

MI
15025 Garrett Ave #201
Mayer Insurance Agency
Workers' Compensation Insurance Agent · Apple Valley, MN

Mayer Insurance Agency works with employers in Apple Valley to secure workers’ compensation coverage tailored to business needs. The agency can help integrate this essential protection with related insurance lines for a cohesive risk management strategy. Its agents are familiar with Minnesota’s regulatory requirements for workplace injury benefits, assisting clients in meeting compliance. The agency serves local commercial sectors such as offices, warehouses, and food service operations, each presenting distinct liability considerations.

DS
14698 Galaxie Ave
Debra Suman American Family Insurance
Workers' Compensation Insurance Agent · Apple Valley, MN

Debra Suman American Family Insurance provides residential workers' compensation coverage for homeowners and domestic workers in Apple Valley, Minnesota. The agency also offers commercial policies for local small businesses needing protection for employee injuries on the job. Service is available throughout the surrounding area for both new policy inquiries and claims support. Clients can expect ongoing assistance and policy adjustments as needed, with follow-up service available between regular visits to address changing coverage requirements.

FI
14771 Energy Way
Farmers Insurance - Fink Agency
Workers' Compensation Insurance Agent · Apple Valley, MN

Farmers Insurance - Fink Agency in Apple Valley, MN is known for helping small and medium businesses secure workers' compensation insurance coverage in the local area. Their service range includes policy selection, claims reporting support, and guidance on reducing employer liability according to Minnesota regulations. They focus on aligning coverage with industry-specific risk levels and employment patterns common to regional businesses. As a useful add-on, the agency can help clients bundle general liability insurance with a workers' compensation policy for streamlined management.

FI
7300 147th St W
Farmers Insurance - James Harris
Workers' Compensation Insurance Agent · Apple Valley, MN
(706) 829-9750
agents.farmers.com/mn/apple-valley/james-harris
DS
6990 151st St W
David Simmons Agency
Workers' Compensation Insurance Agent · Apple Valley, MN
(952) 388-1445
davidsimmonsagency.com
AI
7600 147th St W #102
AAA Insurance - Patrick Bevan Agency
Workers' Compensation Insurance Agent · Apple Valley, MN
(952) 891-5566
locator.acg.aaa.com/mn/apple-valley/aaa-insurance-patrick-bevan-agency
FI
14540 Pennock Ave #101
Farmers Insurance - Jason Gallus
Workers' Compensation Insurance Agent · Apple Valley, MN
(952) 255-8589
agents.farmers.com/mn/apple-valley/jason-gallus
HM
14851 Energy Way
Horace Mann Insurance Co
Workers' Compensation Insurance Agent · Apple Valley, MN
(952) 431-2121
agents.horacemann.com/scottwright
GP
15010 Glazier Ave Ste. 201
Ginther Personal Insurance Agency
Workers' Compensation Insurance Agent · Apple Valley, MN
(651) 261-8217
gintherpersonalinsurance.com
SI
7373 147th St W #158
Sterner Insurance Agency
Workers' Compensation Insurance Agent · Apple Valley, MN
(952) 432-1111

What Does a a Workers' Compensation Insurance Agent in Apple Valley Cost?

Workers compensation insurance costs in Minnesota typically range from 0.75 to 2.50 per 100 dollars of payroll for low-risk office jobs, and can exceed 15 dollars per 100 dollars of payroll for high-risk construction or manufacturing work. The average premium for a small business in Apple Valley might be between 500 and 3,000 dollars per year. Actual costs depend on your industry, payroll size, and loss history. This is general information and not insurance advice.

About workers' compensation insurance agents in Apple Valley

A workers compensation insurance agent in Apple Valley Minnesota helps businesses secure coverage required by Minnesota law. Minnesota Statute 176.021 mandates that most employers carry workers comp insurance. An agent can explain state-specific rules and find a policy that fits your business size and risk level.

Frequently Asked Questions

Is workers compensation insurance required for all businesses in Apple Valley Minnesota?

Yes, Minnesota law requires most employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. An agent can help you understand exemptions for certain sole proprietors or corporate officers.

What does a workers compensation insurance agent in Apple Valley do for my business?

An agent helps you compare policies from different carriers to find coverage that meets Minnesota requirements. They also assist with filing claims and can advise on ways to reduce your premium through safety programs. They act as a local resource for compliance questions.

How are workers compensation insurance premiums calculated in Minnesota?

Premiums are based on your payroll, industry classification code, and claims history. Minnesota uses a competitive rating system so rates vary by insurer. An agent can help you understand your specific rate factors and find affordable options.

Workers' Compensation Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.