Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 workers' compensation insurance agents in St Charles, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zach Plackemeier - State Farm Insurance Agent
1060 Country Club Rd Ste 100, St Charles, MO 63303
(314) 921-7900
insurewithzach.com
Lang Insurance
3920 Old Hwy 94 S Suite 39, St Charles, MO 63304
(636) 229-7000
langinsurance.com
All Insurance No Fees
4620 S St Peters Pkwy, St Charles, MO 63304
(636) 441-9100
allinsurancenofees.com
HSGW Insurance
100 S Main St, St Charles, MO 63301
(636) 946-2266
hsgwinsurance.com
Meadow Park Insurance Agency
1000 Fairgrounds Rd #202, St Charles, MO 63301
(636) 757-9529
meadowparkinsurance.com
PETROV INSURANCE AGENCY LLC
2480 Executive Dr # 103, St Charles, MO 63303
(636) 628-2666
petrovinsurance.com
E3 Insurance Advisory Group LLC
2127 Bluestone Dr #203, St Charles, MO 63303
(636) 542-8966
e3insure.com
Heartland Insurance LLC
2451 Executive Dr # 200, St Charles, MO 63303
(636) 477-8700
mhjinsurance.com
Leach Insurance Agency
2362 Hwy 94 South Outer Rd Upper, St Charles, MO 63303
(636) 939-9222
leachinsuranceagency.com
Nieroda Insurance Agency
3225-I Domain St, St Charles, MO 63301
(636) 255-0550
nierodains.com
Lindenwood Agency Inc
1112 1st Capitol Dr, St Charles, MO 63301
(636) 946-6133
lindenwoodagency.net
Alexander Insurance Agency
821 Madison St, St Charles, MO 63301
(636) 949-9525
alexins.com
Goosehead Insurance - Sam Tucker
117 Jefferson St #35, St Charles, MO 63301
(636) 728-9798
goosehead.com
Craig Sengl Agency Inc American Family Insurance
1819 Zumbehl Rd, St Charles, MO 63303
(636) 946-0028
amfam.com
Jason Wilson Insurance, LLC
1480 Woodstone Dr Ste 109, St Charles, MO 63304
(636) 685-0500
jwilsonins.com
JHW Insurance Partners LLC
1360 S 5th St suite 290, St Charles, MO 63301
(636) 265-0995
jhwinsurancepartners.com
Heartland Metro Insurance
2 Sturbridge Ct, St Charles, MO 63303
(636) 489-2207
heartlandmetroinsurance.com
Lenox Insurance
1065 1st Capitol Dr, St Charles, MO 63301
(636) 947-4040
Leonhard Insurance
5065 MO-94, St Charles, MO 63301
(636) 250-4155
leonhardins.com
Ahl Insurance
1480 Woodstone Dr # 120, St Charles, MO 63304
(636) 928-9876
ahlinsuranceagency.com
What Does a Workers' Compensation Insurance Agent in St Charles Cost?
Workers compensation insurance costs in Missouri vary by industry, payroll, and claims history. Typical rates range from 0.50 to 3.00 dollars per 100 dollars of payroll for low-risk office jobs, and 5.00 to 15.00 dollars for higher-risk construction work. Missouri uses a competitive rating system, so premiums differ by carrier. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Who needs workers compensation insurance in St Charles Missouri?
Missouri law requires employers with five or more employees to carry workers compensation insurance. Construction employers with one or more employees must also have coverage. An agent can help determine if your business meets the threshold.
What are the penalties for not having workers comp in Missouri?
Employers who fail to carry required workers compensation may face fines up to 1.5 times the premium they should have paid. The Missouri Division of Workers Compensation can also issue stop-work orders. An agent can help you avoid these penalties by securing proper coverage.
How does Missouri define an employee for workers comp purposes?
Missouri defines an employee as any person in the service of an employer under a contract of hire. Independent contractors are generally excluded but must meet specific criteria under Missouri law. An agent can help classify workers correctly to ensure compliance.