The top-rated workers' compensation insurance agent in St. Louis, Missouri is POWERS Insurance and Risk Management, rated 5.0 stars across 459 reviews. Other highly rated options include Kevin Wingenbach - State Farm Insurance Agent, Jeremy Mast - State Farm Insurance Agent, R T Thomas Insurance, LLC. This directory lists 49 workers' compensation insurance agents serving St. Louis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | POWERS Insurance and Risk Management | 6825 Clayton Ave #200 | (314) 725-1414 |
| 2 | Kevin Wingenbach - State Farm Insurance Agent | 4530 Lemay Ferry Rd Suite L | (314) 487-2100 |
| 3 | Jeremy Mast - State Farm Insurance Agent | 3950 Union Rd | (314) 892-0007 |
| 4 | R T Thomas Insurance, LLC | 8131 Delmar Blvd | (314) 725-5535 |
| 5 | Kreismann Bayer Insurance Agency | 652 N New Ballas Rd | (314) 567-3344 |
| 6 | Goetz Insurance Agency | 4586 Telegraph Rd | (314) 720-1702 |
| 7 | Valley Insurance Agency Alliance LLC (VIAA) | 6825 Clayton Ave #200 | (314) 333-4910 |
| 8 | Norrell Insurance Agency | 401 Pine St #7 | (636) 575-9526 |
| 9 | Lp Miceli Inc | 3470 Hampton Ave s106 | (314) 832-6667 |
| 10 | Southtown Insurance Agency | 7127 S Lindbergh Blvd | (314) 894-4220 |
POWERS Insurance and Risk Management serves St. Louis, Missouri, and surrounding communities, handling workers’ compensation insurance for local businesses of various sizes. It helps employers navigate complex state regulations and secure coverage that protects both their workforce and financial stability. The agency analyzes each client’s unique operational exposures to recommend appropriate policy limits and loss-control strategies. For a typical job, it assesses a business’s industry classification, payroll, and claims history to tailor a specific coverage solution.
Kevin Wingenbach - State Farm Insurance Agent in St. Louis, MO, offers workers' compensation coverage tailored for local businesses. Unlike occasional liability policies, this service involves recurring costs that require regular premium audits. A workers' compensation insurance agent helps businesses manage their policies, from initial setup through claims support, ensuring compliance with state regulations. Coverage typically includes medical expenses and lost wages for employees injured on the job. This agent's work runs on a scheduled basis for annual renewals and can also be accessed as needed for policy adjustments or claim questions.
Jeremy Mast - State Farm Insurance Agent serves local homeowners, businesses, and property managers in St. Louis, Missouri, by providing workers' compensation insurance coverage. This agency helps clients navigate the often complex regulatory requirements for workplace injury protection, offering policies that can cover medical expenses and lost wages for employees injured on the job. It also assists with tailoring coverage limits to meet the specific operational needs of different industries. The agency additionally extends its services to the broader St. Louis metropolitan area, including neighboring communities like Clayton.
Businesses and commercial property managers in St. Louis, Missouri, use R T Thomas Insurance, LLC for workers’ compensation insurance agent services. The agency guides employers in securing coverage that meets legal requirements while addressing workplace injury risks. Policies are tailored to the specific needs of local firms, from small shops to larger operations. Claims support helps businesses navigate the return-to-work process. This representation also extends its client support to neighboring Clayton and the greater St. Louis County area.
Kreismann Bayer Insurance Agency distinguishes between securing a single workers’ compensation policy for businesses that have one-time project needs and establishing an ongoing coverage program for companies with regular payroll exposures. Their role involves matching clients with policies that meet mandatory employer liability requirements in the St. Louis, Missouri area. They serve businesses of all sizes seeking compliance with state wage replacement and medical cost regulations. Their client support is available on an as-needed basis for policy modifications, renewals, and claims inquiries.
Goetz Insurance Agency serves the St. Louis, Missouri area and its surrounding communities. It focuses exclusively on Workers' Compensation Insurance, helping businesses manage the specific coverage needs for employee injury protection. The agency handles policy placement for various local companies, ensuring compliance with state regulations. It typically approaches each case by reviewing a client’s operational risks and payroll structure to match them with a suitable carrier.
As businesses in the St. Louis area adjust to seasonal shifts in construction and logistics, Valley Insurance Agency Alliance LLC works alongside local employers to secure workers' compensation coverage. Operating as a dedicated Workers' Compensation Insurance Agent, VIAA helps companies manage risk, comply with Missouri regulations, and protect their workforce. Each employer's operations and claims history influence the coverage options presented. Implementation typically begins with a careful analysis of the client's payroll exposures, job classifications, and existing safety protocols, often starting with a detailed workplace inspection or initial risk assessment.
Norrell Insurance Agency specializes in connecting businesses with appropriate workers' compensation insurance policies. It serves employers of varying sizes by analyzing specific workplace risks and regulatory requirements common to the St. Louis region. The agency also assists with policy renewals and claims support for injured employees. During Missouri's unpredictable winter season, it often helps businesses address coverage for slip-and-fall hazards and other seasonal injury exposures on commercial properties.
Lp Miceli Inc operates in St. Louis, Missouri, as a Workers' Compensation Insurance Agent, arranging coverage that helps businesses manage costs related to on-the-job injuries. This company focuses specifically on workers' compensation policies, offering tailored solutions to meet workplace safety and regulatory requirements. These policies typically cover medical expenses, lost wages, and legal fees associated with employee claims. Commercial sectors served include offices requiring clerical coverage, warehouses necessitating protection for physical labor, and food service establishments needing safeguards against common kitchen and service injuries.
As a workers' compensation insurance agent, Southtown Insurance Agency provides residential-service support to St. Louis business owners. The company also offers commercial coverage tailored to local workplace injury liability needs. They work with employers throughout the St. Louis, Missouri metropolitan area to help manage policy compliance and claims processes. Follow-up consultations between regular renewal visits are offered to ensure coverage adjustments align with changing operational risks and workforce sizes.
What Does a a Workers' Compensation Insurance Agent in St. Louis Cost?
Workers compensation insurance costs in Missouri average around $1.50 to $2.50 per $100 of payroll for low risk office jobs. High risk industries like construction can range from $5 to $15 per $100 of payroll. Premiums are also influenced by your experience modification factor. This is general information and not insurance advice.
About workers' compensation insurance agents in St. Louis
Workers compensation insurance agents in St. Louis help businesses meet Missouri state requirements for covering employee injuries. Missouri law mandates most employers with five or more workers carry this insurance. A local agent can guide you through the Missouri Division of Workers Compensation rules and find a policy that fits your industry.
Frequently Asked Questions
Who needs workers compensation insurance in St Louis Missouri?
Under Missouri law, any employer with five or more employees must carry workers compensation insurance. Construction businesses with one or more workers also need coverage. Agricultural employers have different thresholds.
How do St Louis workers comp agents help with claims?
Agents assist by explaining the claims process and connecting you with insurers who handle Missouri claims. They help ensure you report injuries within the 30 day time limit required by Missouri law.
What factors affect workers comp premiums in St Louis?
Premiums depend on your business classification code, payroll size, and claims history. Missouri uses a competitive rating system so rates vary by insurer. Agents compare quotes to find competitive options.
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