The top-rated workers' compensation insurance agent in Amherst, New York is Elmwood Agency, rated 5.0 stars across 395 reviews. Other highly rated options include Jacob Czaja - State Farm Insurance Agent, Michele Proietti - State Farm Insurance Agent, Butterson Agency, Inc. This directory lists 12 workers' compensation insurance agents serving Amherst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elmwood Agency | 90 Bryant Woods S #100 | (716) 206-3706 |
| 2 | Jacob Czaja - State Farm Insurance Agent | 3555 Sheridan Dr Ste 3557 | (716) 688-5700 |
| 3 | Michele Proietti - State Farm Insurance Agent | 3140 Sheridan Dr Ste 102 | (716) 838-3500 |
| 4 | Butterson Agency, Inc | 586 N French Rd # 4 | (716) 636-8815 |
| 5 | Scott Krevat - State Farm Insurance Agent | 4504 Main St Suite 140 | (716) 839-5433 |
| 6 | Frank M Ventry LLC | 2153 Niagara Falls Blvd Suite 3 | (716) 957-3520 |
| 7 | Gallagher Insurance, Risk Management & Consulting | 90A John Muir Dr | (716) 688-5600 |
| 8 | Arrow Insurance LLC | 3622-3636 Sheridan Dr | (716) 351-4481 |
| 9 | Gimeli Hanna Insurance Agency | 215 Kings Hwy | (716) 998-8479 |
| 10 | Dave Mcmahon Insurance Agency | 4476 Main Rd Suite 113 | (716) 832-0003 |
Elmwood Agency serves Amherst and the surrounding Erie County area as a workers’ compensation insurance agent. The firm helps local businesses navigate the specific coverage requirements set by New York State for workplace injury claims. It assists employers in securing policies that meet regulatory mandates while managing premium costs effectively. Services include policy placement with approved carriers and ongoing support for claims management to help control expenses. In this capacity, the agency also handles payroll audits and classification reviews to ensure accurate coverage.
Jacob Czaja - State Farm Insurance Agent in Amherst, NY, provides workers’ compensation insurance coverage for businesses, including policy selection, risk assessment, and claims support. Ongoing service plans involve regular policy reviews, payroll audits, and guidance on workplace safety to help manage premium costs. This agent services a range of commercial properties, including single-family homes with home-based businesses, apartments with part-time employees, retail storefronts, and restaurants requiring tailored liability protection.
Michele Proietti - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Amherst, NY area by offering workers' compensation insurance policies designed to protect employees and employers alike. This agency works with clients to understand their specific coverage needs, explaining how policies address medical expenses and lost wages for work-related injuries. Their approach focuses on compliance with New York State requirements while helping businesses manage risk. The agent also serves clients in neighboring Tonawanda, providing similar consultation and policy options for their insurance needs.
Butterson Agency, Inc serves employers in Amherst, NY, and the surrounding communities of Erie County. The agency handles workers' compensation insurance, helping businesses secure coverage that meets state requirements. It assists clients in navigating the complexities of workplace injury claims and insurance compliance. For a typical job, a representative evaluates the client's payroll and risk classification, then obtains quotes from multiple carriers to present suitable coverage options.
Workers' compensation insurance can be purchased as a one-time policy for a single project or as a recurring annual plan for ongoing operations, with coverage typically addressing medical costs and lost wages for job-related injuries. Scott Krevat, as a State Farm Insurance agent in Amherst, NY, assists local businesses in selecting the appropriate option. Policies protect employers by managing statutory claims and reducing financial risk from workplace accidents. Service is provided on a scheduled basis, including annual renewals and periodic reviews of coverage needs.
Frank M Ventry LLC specializes in connecting local businesses with workers’ compensation insurance policies tailored to their operational risks. The agency further assists employers in navigating coverage options and complying with New York state regulations that govern workplace injury protection. The firm serves clients in Amherst and surrounding Erie County communities, helping commercial entities analyze payroll classifications and premium calculations. As seasonal snow and ice increase slip-and-fall risks for retailers and property managers, the agency advises on adjusting coverage parameters to address these heightened winter liabilities.
With winter weather increasing risks of slip-and-fall incidents on icy walkways and commercial loading docks, local businesses in Amherst need reliable cost containment. Gallagher Insurance, Risk Management & Consulting assists employers with workers' compensation insurance by providing risk assessments for common regional hazards. Their process involves analyzing workplace injury claims and developing safety protocols compliant with New York State regulations. This begins with a comprehensive on-site walkthrough and documentation review during an initial loss-control inspection.
Serving residential clients in Amherst, Arrow Insurance LLC provides workers’ compensation insurance coverage for local homeowners. Their commercial policies assist area businesses in safeguarding employees against workplace injuries. The agency serves both individuals and companies throughout the region with appropriate protection plans. Clients receive professional guidance on policy options and loss control practices. After each claim or renewal, the office follows up to evaluate coverage needs, ensuring consistent support between their regular visits.
Located in Amherst, NY, Gimeli Hanna Insurance Agency provides workers’ compensation insurance services to local businesses. The agency assists employers in navigating coverage requirements for workplace injuries, helping to protect both their employees and their financial stability. It offers policy options tailored to various industries and company sizes across the region. For additional support, the agency can arrange supplemental services such as workplace safety training or risk management consultations to help further reduce claim exposure.
Dave McMahon Insurance Agency assists businesses with securing essential risk management solutions throughout Amherst, NY. As a workers’ compensation insurance agent, its work centers on helping employers navigate coverage needs and compliance requirements for workplace injury protection. The agency also specializes in tailoring policies to address specific operational exposures that local companies face. It serves a range of commercial sectors, including offices, warehouses, and food service operations, ensuring appropriate protections are in place for each distinct work environment.
What Does a a Workers' Compensation Insurance Agent in Amherst Cost?
Workers compensation insurance costs in New York vary by industry and payroll. For a small office business, rates might range from 0.50 to 2.00 dollars per 100 dollars of payroll. For construction or manufacturing, rates can be 5.00 to 15.00 dollars per 100 dollars of payroll. This is general information and not insurance advice.
About workers' compensation insurance agents in Amherst
Workers compensation insurance agents in Amherst New York help local businesses meet New York State coverage requirements. New York law requires most employers to provide workers comp benefits to employees. An agent can guide you through the classification codes and premium calculation process specific to Erie County businesses.
Frequently Asked Questions
Who needs workers compensation insurance in Amherst New York?
Almost all employers in New York State must carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and LLC members can choose to exempt themselves but should discuss risks with an agent.
How does an agent help with New York workers comp compliance?
An agent can help you determine the correct classification codes for your employees. They also assist with payroll reporting and audit preparation. Proper classification helps avoid penalties from the New York State Workers Compensation Board.
What factors affect workers comp premiums in Amherst?
Premiums depend on your business type, payroll amounts, and claims history. New York uses a classification system where each job type has a rate per 100 dollars of payroll. Safety programs and drug free workplace policies may lower your premium.
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