The top-rated workers' compensation insurance agent in Bay Shore, New York is Sound Harbor Insurance, rated 5.0 stars across 343 reviews. Other highly rated options include Anthony Machiano: Allstate Insurance, Michael S. Stagnitta - State Farm Insurance Agent, Bill Dunn - State Farm Insurance Agent. This directory lists 18 workers' compensation insurance agents serving Bay Shore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sound Harbor Insurance | 91 E Main St Suite 3 | (631) 517-9211 |
| 2 | Anthony Machiano: Allstate Insurance | 67 E Main St | (631) 440-9226 |
| 3 | Michael S. Stagnitta - State Farm Insurance Agent | 87 Park Ave | (631) 666-8350 |
| 4 | Bill Dunn - State Farm Insurance Agent | 1656 5th Ave A | (631) 478-6669 |
| 5 | Douglas Cortez - State Farm Insurance Agent | 1805 5th Ave Ste 14 | (631) 456-4603 |
| 6 | ACME Insurance Brokerage of Bay Shore INC. | 1716 Sunrise Hwy | (631) 665-6464 |
| 7 | Oxford Millin Insurance Agency Ltd | 25 4th Ave | (631) 434-6666 |
| 8 | C Walsh Agency | 28 W Main St | (631) 251-6050 |
| 9 | Jay Tee Insurance | 1655 5th Ave A | (631) 231-3200 |
| 10 | Universal Insurance Co | 214 5th Ave | (315) 239-3997 |
Sound Harbor Insurance serves the greater Bay Shore area in Suffolk County, New York, as a workers’ compensation insurance agent. It helps local businesses secure coverage that provides medical care and wage replacement for employees injured on the job. The agency navigates the specific requirements of New York’s workers’ compensation system, assisting employers with policy selection and compliance. It also assists with claim management for workplace injuries and coordinates with businesses to review their risk exposure and insurance needs.
Anthony Machiano: Allstate Insurance provides workers’ compensation insurance for local businesses, offering coverage tailored to meet regulatory requirements and protect against workplace injury claims. This agency also offers service plans to help policyholders manage renewals and address coverage adjustments as business needs change. Regular policy reviews are available to ensure compliance with evolving state laws. Its client base includes a range of properties, such as single-family homes, apartments, retail establishments, and restaurants.
Michael S. Stagnitta - State Farm Insurance Agent in Bay Shore, NY serves local business owners, independent contractors, and property managers seeking workers' compensation insurance. The agency helps clients secure necessary coverage to meet legal requirements while protecting their employees and operations. They evaluate common workplace risks, explain mandatory coverage limits, and assist with policy renewals. Their support is also available to clients in and around the adjacent communities of Islip and Babylon, providing convenient access to professional guidance for managing workers' compensation needs.
Serving Bay Shore and the surrounding communities on Long Island, Bill Dunn - State Farm Insurance Agent provides workers' compensation insurance coverage for local businesses. This agency handles policies designed to protect employees and employers from workplace injury claims and lost wages. To manage a typical case, it works closely with clients to assess their specific operational risks and recommends appropriate coverage limits. It uses a consultative process to ensure compliance with New York state requirements while tailoring benefits to the company’s actual payroll and hazard exposure.
Douglas Cortez - State Farm Insurance Agent in Bay Shore, NY assists local businesses with workers' compensation insurance, which can be purchased as a standalone one-time policy or as part of an ongoing commercial insurance package. Coverage options typically include medical expenses, lost wages, and rehabilitation costs for injured employees. The agent helps clients compare these recurring or single-purchase services to align with their operational needs. Service runs on either a one-time basis for specific project coverage or as a scheduled annual renewal plan.
ACME Insurance Brokerage of Bay Shore INC. offers specialized workers’ compensation insurance coverage for local small businesses. It also assists employers with policy selection, risk management advice, and claims support. The agency serves clients throughout the Bay Shore area, helping them navigate complex New York State regulations. During the winter season, it particularly focuses on guiding construction and landscaping firms through updated compliance requirements for cold-weather job sites.
As small business owners in Bay Shore prepare for seasonal employees each spring, Oxford Millin Insurance Agency Ltd addresses their workers' compensation coverage needs. This agency helps local firms understand New York requirements for protecting workers from job-related injuries. Their services include policy reviews specific to local industries along the South Shore of Long Island. An experienced agent from the company will schedule a visit to your workplace to evaluate risks. This initial assessment ensures coverage matches your actual operation before any further steps are taken.
C Walsh Agency provides businesses in Bay Shore, New York, with comprehensive workers’ compensation insurance coverage, including employer’s liability and statutory benefits for job-related injuries and illnesses. The agency also assists clients with payroll audit preparation and loss control strategies designed to reduce workplace risks. Its services are tailored for local commercial sectors such as professional offices, warehouse operations, and food service establishments.
Jay Tee Insurance in Bay Shore, NY offers residential workers' compensation coverage for small home-based businesses, including sole proprietors and domestic employees. They also provide commercial policies to local retail shops and light manufacturing operations throughout Suffolk County. Coverage is designed to meet New York state requirements for workplace injury protection. Clients typically receive straightforward policy explanations and prompt claims assistance. Follow-up consultations are available between regular policy renewal visits to adjust coverage as business needs change.
Universal Insurance Co in Bay Shore, NY is known for helping local businesses navigate the complexities of workers' compensation coverage to meet state requirements. It offers services that include policy selection, payroll classification, and claims reporting assistance. The company advises employers on industry-specific safety programs to control premium costs. It also assists with audit preparation and compliance documentation. A specialty add-on service it can help arrange for is the optional purchase of employer’s liability insurance to cover additional workplace injury risks.
What Does a a Workers' Compensation Insurance Agent in Bay Shore Cost?
Workers compensation insurance costs in New York vary by industry, payroll, and claims history. Average rates in New York range from about 0.50 dollars to over 5.00 dollars per 100 dollars of payroll. For a small retail business, annual premiums might start around 1,500 dollars, while a construction firm could pay 10,000 dollars or more. This is general information and not insurance advice.
About workers' compensation insurance agents in Bay Shore
A workers compensation insurance agent in Bay Shore New York helps local businesses comply with New York State law. New York requires nearly all employers to carry workers compensation coverage. An agent can explain the specific requirements for your industry and help you find a policy that meets state mandates.
Frequently Asked Questions
Who needs workers compensation insurance in Bay Shore New York?
Under New York Workers Compensation Law, almost all employers with one or more employees must carry coverage. This includes full-time, part-time, and seasonal workers. Certain exemptions exist for sole proprietors and some corporate officers.
What happens if a business does not have workers compensation in New York?
Failure to carry workers compensation insurance in New York can result in severe penalties. The state can issue stop-work orders, impose fines of up to 2,000 dollars for every 10-day period of noncompliance, and bring criminal charges.
How does a workers compensation insurance agent help a Bay Shore business?
An agent reviews your business operations and payroll to determine the correct classification codes. They then compare policies from multiple carriers to find coverage that fits your budget and meets New York State requirements. They also assist with annual audits and policy renewals.
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