The top-rated workers' compensation insurance agent in Binghamton, New York is Adam J. Roux: Allstate Insurance, rated 4.8 stars across 166 reviews. Other highly rated options include Jim Rollo - State Farm Insurance Agent, Triple Cities Agency LLC, Walls Insurance. This directory lists 19 workers' compensation insurance agents serving Binghamton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam J. Roux: Allstate Insurance | 1250 Front St | (607) 722-1800 |
| 2 | Jim Rollo - State Farm Insurance Agent | 1332 Front St Ste 1 | (607) 238-1355 |
| 3 | Triple Cities Agency LLC | 1249 Front St #108 | (607) 203-0075 |
| 4 | Walls Insurance | 298 Conklin Ave | (607) 723-6359 |
| 5 | Mark Anderson - State Farm Insurance Agent | 50 Pennsylvania Ave | (607) 724-2886 |
| 6 | Michael Butler: Allstate Insurance | 32 W State St Ste 204 | (607) 722-2305 |
| 7 | AA-Wyak Insurance Agency Inc. | 7 Jarvis St | (607) 723-2332 |
| 8 | Security Mutual Life Insurance Company of New York | 100 Court St | (800) 346-7171 |
| 9 | Kriner & Furlong Insurance Agency | 484 Chenango St | (607) 723-9484 |
| 10 | Farmers Insurance - Kristy McWherter | 168 Susquehanna St | (607) 721-1100 |
Adam J. Roux: Allstate Insurance serves the Binghamton, New York, metro area as a provider of workers' compensation insurance. The business helps local employers secure coverage that meets state requirements for workplace injury and illness protection. This includes guiding clients through policy selection that aligns with their specific operational risks. The agency also manages policy adjustments and claims reporting support for area businesses. It handles workers’ compensation audits and annual renewal reviews for its Binghamton-area clients.
Jim Rollo - State Farm Insurance Agent in Binghamton, NY provides workers compensation insurance coverage for local businesses. Services include policy consultations and claims assistance tailored to regional workplace injury requirements. Maintenance plans involve periodic policy reviews to ensure coverage aligns with changing operations and state regulations. The agency serves a variety of commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Triple Cities Agency LLC helps local businesses in Binghamton and the surrounding area secure workers’ compensation insurance coverage. By working with multiple insurance carriers, this agent can match coverage to the specific risks of each company’s operations. The agency also assists policyholders with payroll classification, loss control guidance, and state-compliance questions. In addition to serving commercial tenants, it extends its support to employers in Johnson City, enhancing access to tailored coverage across the broader metropolitan region.
Walls Insurance serves Binghamton and the surrounding communities of Broome County, offering workers' compensation insurance coverage to local businesses. It handles policies designed to protect both employers and employees in the event of workplace injuries or illnesses. The agency works to match each client with appropriate coverage options that meet legal requirements and budget constraints. To handle a typical job, the agent reviews a business’s operations, explains policy terms, and arranges coverage through available insurance carriers.
Mark Anderson - State Farm Insurance Agent in Binghamton, NY, offers workers' compensation insurance structured to accommodate both one-time policy needs for single projects and recurring coverage for ongoing business operations. These policies are designed to protect employers from the financial burden of workplace injuries by providing medical benefits and partial wage replacement to employees. Tailored to meet New York state requirements, each plan is based on business classification and payroll. Service runs on an as-needed basis, with clients able to adjust coverage when their business risks or staff levels change.
As local businesses adjust to shifting seasonal workloads in the Binghamton area, Michael Butler at Allstate Insurance helps employers secure workers’ compensation coverage that meets New York’s legal requirements. This category of insurance protects both the company and its employees by covering medical costs and lost wages for job-related injuries. The agent assists local employers in selecting policy limits appropriate for their specific industry and workforce size. An initial consultation typically involves reviewing the client’s payroll, job classifications, and past claims history to begin the formal coverage assessment.
AA-Wyak Insurance Agency Inc. serves local employers and business owners in Binghamton, New York, with workers' compensation insurance agent services. The agency works with commercial clients to secure coverage that meets state requirements for employee injury and illness protection. Beyond initial policy placement, the agent remains accessible for ongoing policy adjustments and claims guidance. Clients may schedule follow-up consultations to review coverage changes between regular service visits, ensuring their workers’ comp program stays current with evolving business operations.
Security Mutual Life Insurance Company of New York specializes in connecting local businesses with workers' compensation insurance coverage that meets regulatory requirements. It advises employers in Binghamton and the surrounding area on policy options that provide financial protection for work-related injuries and illnesses. The agency assists clients with claim filing procedures and premium management to maintain compliance with state laws. For Hudson Valley industries facing seasonal employment fluctuations, it helps adjust coverage levels to match changing workforce needs during peak hiring periods.
Farmers Insurance - Kristy McWherter provides insurance services to businesses in the Binghamton area, with a specialty in workers' compensation coverage. This agent helps local employers secure policies that cover medical expenses and lost wages for employees injured on the job. Such protection is essential for managing workplace risk and meeting state legal requirements in New York. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Workers' Compensation Insurance Agent in Binghamton Cost?
Workers compensation insurance costs in New York vary by industry, payroll, and claims history. For a small business in Binghamton, annual premiums typically range from 500 to 5,000 dollars for low risk office work, while construction or manufacturing can cost 10,000 dollars or more per 100,000 dollars of payroll. The New York State average rate is around 1.50 to 2.50 dollars per 100 dollars of payroll. This is general information, not insurance advice.
About workers' compensation insurance agents in Binghamton
Workers compensation insurance agents in Binghamton New York help local businesses secure the coverage required by New York State law. New York requires most employers to carry workers comp insurance even for part time workers. A local agent can guide you through the classification codes and premium audit process specific to the Southern Tier region.
Frequently Asked Questions
What does a workers compensation insurance agent in Binghamton do?
A workers comp agent helps you find a policy that meets New York State requirements. They explain coverage options, help with payroll classification, and assist with claims reporting. Agents can also advise on loss control programs to reduce your premium.
Is workers compensation insurance required for all businesses in Binghamton New York?
Yes, New York State requires nearly all employers to carry workers compensation insurance. This includes businesses with one or more employees, including part time and family members. Failure to carry coverage can result in fines and stop work orders.
How do Binghamton workers comp agents help with New York specific rules?
Agents familiar with New York law can help you comply with the states strict coverage deadlines and classification codes. They can also explain the New York State Insurance Fund option and how experience rating affects your premium. Local agents understand Binghamton industry risks like manufacturing and healthcare.
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