The top-rated workers' compensation insurance agent in Commack, New York is Cary Nichols - GEICO Insurance Agent, rated 4.8 stars across 6,035 reviews. Other highly rated options include Purdy Good Coverage Corp: Allstate Insurance, Peter D'Amato: Allstate Insurance, Jacquelyn Jacobson - State Farm Insurance Agent. This directory lists 15 workers' compensation insurance agents serving Commack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cary Nichols - GEICO Insurance Agent | 75 Henry St | (631) 623-4460 |
| 2 | Purdy Good Coverage Corp: Allstate Insurance | 356 Veterans Memorial Hwy Ste 1 | (516) 283-5960 |
| 3 | Peter D'Amato: Allstate Insurance | 129 Commack Rd | (631) 543-5900 |
| 4 | Jacquelyn Jacobson - State Farm Insurance Agent | 354 Veterans Memorial Hwy Ste 9 | (631) 343-4142 |
| 5 | Erin DeMeo - State Farm Insurance Agent | 310 Commack Rd | (631) 499-2022 |
| 6 | Ted Kosmidis - State Farm Insurance Agent | 31 Vanderbilt Motor Pkwy | (631) 499-2901 |
| 7 | Tango, Tango & Tango, Inc. | 1139 Jericho Tpke 5 Suite 5 | (631) 543-0500 |
| 8 | Aljay Insurance Brokerage Ltd. | 6143 Jericho Tpke Suite 100 | (631) 261-3988 |
| 9 | Jim Maguire: Allstate Insurance | 8 Vanderbilt Motor Pkwy | (631) 462-8200 |
| 10 | Apex Insurance Services | 6080 Jericho Tpke # 101 | (516) 898-8000 |
Cary Nichols - GEICO Insurance Agent serves the Commack, New York area as a workers’ compensation insurance agent. The company assists local employers in securing coverage that meets state requirements for workplace injury protection. Workers’ compensation policies help businesses manage medical expenses and lost wages for employees injured on the job. The agent works to match commercial clients with appropriate policy options for their specific industry needs. Services handled in this area include processing new policy applications and helping existing policyholders manage claims for work-related injuries.
Purdy Good Coverage Corp: Allstate Insurance provides workers' compensation insurance agent services for businesses in and around Commack, New York. It assists employers in securing coverage that protects their workforce. The company offers ongoing policy reviews and claims management support to help maintain appropriate coverage over time. Maintenance services include adjustments for changes in payroll or business operations. The agency serves a variety of commercial properties, including small offices, retail establishments, warehouses, and restaurants.
Peter D'Amato: Allstate Insurance serves homeowners, local businesses, and property managers in Commack, NY who need workers' compensation coverage. The agency helps clients navigate New York's state requirements for employee injury protection, offering guidance on policy options to meet regulatory obligations. These insurance plans can help cover medical costs and lost wages for workers hurt on the job. The agency also assists customers in neighboring areas such as Huntington and the greater Suffolk County region.
Serving Commack, NY, and the surrounding communities across Long Island, Jacquelyn Jacobson - State Farm Insurance Agent handles workers' compensation insurance for local businesses. This type of coverage helps provide medical care and wage replacement for employees injured on the job. The agency evaluates each client’s specific operational risks and payroll structure to recommend an appropriate policy. For a typical job, it gathers details about the business’s industry and workforce size to build a tailored plan that addresses their liability needs.
Workers’ compensation insurance can be structured as a one-time policy for a specific project or as a recurring annual policy to cover ongoing operations. Erin DeMeo - State Farm Insurance Agent in Commack, NY, helps local businesses evaluate which approach fits their liability needs and payroll exposure. Coverage options address medical expenses and lost wages for workers injured on the job. This agency handles service on either a one-time policy basis for single jobs or as a scheduled annual renewal for businesses with continuous operations, with adjustments made as needed for policy changes.
Ted Kosmidis - State Farm Insurance Agent in Commack, NY, offers workers’ compensation insurance policies designed to cover medical expenses and lost wages for employees injured on the job. This agency assists local businesses in understanding compliance requirements and selecting appropriate coverage limits. Services include reviewing policy details, explaining employer liabilities, and guiding clients through the claims process. For companies managing seasonal increases in physical labor or navigating New York’s strict reporting deadlines, this agent provides timely support to ensure adequate protection and legal adherence.
Aljay Insurance Brokerage Ltd. operates as a workers' compensation insurance agent in Commack, New York, helping local businesses manage their mandatory coverage requirements. Its services include guiding employers through the classification of employees, setting up payroll audit preparation, and advising on ways to control premium costs through safety programs. The agency assists a variety of commercial sectors, including offices, warehouses, and food service operations.
Jim Maguire: Allstate Insurance in Commack provides residential workers’ compensation coverage for homeowners who employ domestic help or contractors on their property. The agency also handles commercial policies for local Commack businesses, extending services across the broader Suffolk County area. Agents assist clients in managing claims and ensuring compliance with New York state regulations. After a policy is issued or a claim resolved, the office offers follow-up support and can adjust coverage during regular visits to address changing business or home needs.
Apex Insurance Services, based in Commack, NY, is known for helping local businesses navigate the complexities of workers' compensation coverage. The firm provides policies that comply with New York state regulations, ensuring employers meet their legal obligations while protecting employees from work-related injuries. It assists clients in assessing risk across various industries and offers guidance on reducing premium costs through payroll classification and safety programs. As a specialty service, Apex Insurance Services can also evaluate a client's liability for independent contractors versus employees.
What Does a a Workers' Compensation Insurance Agent in Commack Cost?
Workers compensation insurance costs in New York vary by industry payroll and claims history. For a small business in Commack annual premiums might range from 500 to 5000 dollars per employee depending on the risk classification. New York sets minimum and maximum rates for each class code each year. This is general information and not insurance advice.
About workers' compensation insurance agents in Commack
Workers compensation insurance agents in Commack New York help local businesses secure coverage required by New York State law. New York requires nearly all employers to carry workers comp insurance even for part time employees. A local agent can guide you through the classification system and premium audit process specific to New York.
Frequently Asked Questions
What are the requirements for workers compensation insurance in New York?
New York requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to provide coverage can result in fines up to 2000 dollars for every 10 day period of non compliance.
How does a workers compensation insurance agent in Commack help my business?
An agent can review your business operations to determine the correct classification codes which directly affect your premium. They can also help you understand New York specific rules like the New York State Insurance Fund option and the process for obtaining a waiver if you are a sole proprietor.
Can I get a discount on workers compensation insurance in New York?
New York offers a few approved discount programs such as the New York Safety Group program which can reduce premiums by up to 20 percent. An agent can help you determine if your business qualifies and assist with the application process.
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