The top-rated workers' compensation insurance agent in Fairborn, Ohio is Mike Baker - State Farm Insurance Agent, rated 4.7 stars across 22 reviews. Other highly rated options include Jeff Roberts - State Farm Insurance Agent, Flatter Insurance Inc, Kevin Whitten American Family Insurance. This directory lists 18 workers' compensation insurance agents serving Fairborn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Baker - State Farm Insurance Agent | 1920 Commerce Center Blvd | (937) 878-4851 |
| 2 | Jeff Roberts - State Farm Insurance Agent | 128 W Main St | (937) 878-8722 |
| 3 | Flatter Insurance Inc | 407 N Broad St | (937) 878-3444 |
| 4 | Kevin Whitten American Family Insurance | 55 N Central Ave #4 | (937) 846-0793 |
| 5 | American National Insurance Co | 7600 Dayton Springfield Rd | (937) 358-8729 |
| 6 | G A Campbell Agency | 562 E Dayton Yellow Springs Rd | (937) 878-3413 |
| 7 | Nationwide Insurance: Brian D Parrett | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
| 8 | Bankers Life | 2900 Presidential Dr Ste 100A | (937) 252-3136 |
| 9 | Parrett Insurance Group | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
| 10 | Moneywise Inc | 188 W Hebble Ave | (937) 878-3317 |
Mike Baker - State Farm Insurance Agent serves Fairborn, Ohio, and the surrounding Greene County area, offering workers' compensation insurance policies for local businesses. As an independent agent, he helps employers navigate coverage requirements specific to Ohio’s state-regulated system. His office provides assistance in selecting appropriate policy limits and managing payroll classifications to ensure accurate premium calculations. He also handles claims reporting assistance for workplace injuries.
Jeff Roberts - State Farm Insurance Agent provides workers' compensation insurance solutions for small businesses and independent contractors. Services include policy setup, risk assessment consultation, and regular claim reporting assistance. The agency offers annual policy reviews to ensure coverage keeps pace with changing business operations and payroll adjustments. It assists clients with compliance forms and audit preparation throughout the year. The company services single-family homes, apartments, retail locations, and restaurants in the Fairborn area.
Flatter Insurance Inc serves local businesses in Fairborn, Ohio, providing workers’ compensation insurance agent services. It helps employers navigate state-required coverage, manage workplace injury claims, and reduce premium costs through tailored risk assessments. The agency works with a variety of commercial clients, including small retailers, construction companies, and service providers, ensuring compliance with Ohio regulatory standards. It also extends its services to neighboring communities throughout the Dayton metro area, including nearby Beavercreek.
Kevin Whitten American Family Insurance serves the Fairborn, Ohio area and surrounding communities, handling workers’ compensation insurance for local businesses. This agency helps employers manage coverage that supports employees injured on the job, addressing both medical expenses and lost wages. It works with a range of small and mid-sized operations that require compliant policies. To handle a typical job, it reviews the employer’s operations, payroll, and risk factors to recommend a policy that meets state requirements and fits the business’s specific needs.
American National Insurance Co in Fairborn, OH offers both one-time consultations for immediate workers’ compensation needs and ongoing service arrangements for continuing policy management. Their work in this area covers evaluating employer risk levels, securing required coverage documents, and advising on compliance with local regulations. Assistance with claims filing and premium audits is available as part of standard agent support. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s preference.
The G A Campbell Agency specializes in providing workers’ compensation insurance policies for local businesses. It assists employers in securing coverage that addresses workplace injury claims and medical expenses for employees in Fairborn, Ohio. The agency also guides clients through policy compliance and risk management strategies relevant to Ohio’s regulations. During seasonal staffing increases or following workplace incidents that require claim adjustments, it becomes a key resource for maintaining proper coverage and minimizing operational disruptions.
As local businesses in Fairborn adjust to seasonal staffing changes or new operational risks, securing appropriate workers’ compensation coverage is a key concern. Brian D Parrett with Nationwide Insurance addresses these needs by helping employers understand the specific insurance requirements tied to their industry and workforce size. The agency clarifies coverage options that protect both the business and its employees in case of work-related injury. An initial assessment of current policies and workplace conditions is typically scheduled to begin this process.
Serving businesses in Fairborn and the surrounding area, Bankers Life assists employers in securing workers’ compensation insurance policies that meet state requirements. This agency specializes in integrating this essential coverage with other risk management strategies to better protect a company’s workforce. By analyzing payroll classifications and claim histories, the agent works to find appropriate coverage for a variety of commercial sectors, including local offices, warehouses, and food service operations.
Parrett Insurance Group serves Fairborn, Ohio, with residential workers' compensation coverage for small employers. The agency also writes commercial policies for larger contractors and manufacturing businesses throughout the greater Dayton area. Every client receives an individualized review of their payroll classification and claims history to set appropriate coverage limits. After each policy term, an agent contacts the business to review any workplace injuries or changes in operations, arranging adjustments before the next renewal visit.
Moneywise Inc, located in Fairborn, Ohio, is known for helping local businesses manage their workers' compensation insurance requirements. The agency assists employers in securing coverage that meets state regulations while focusing on controlling premium costs and minimizing workplace risks. By offering guidance on policy selection and claims management, it serves a range of small to mid-sized companies. For those needing added protection, the agency provides options for employer’s liability insurance as a key supplemental service.
What Does a a Workers' Compensation Insurance Agent in Fairborn Cost?
Workers compensation insurance costs in Ohio vary by industry and payroll. For a small retail business in Fairborn the annual premium might range from 500 to 2,000 dollars. For higher risk industries like construction costs can be 5,000 to 20,000 dollars or more. The Ohio BWC also offers group rating programs that can lower premiums for qualifying employers. This is general information and not insurance advice.
About workers' compensation insurance agents in Fairborn
Workers compensation insurance agents in Fairborn Ohio help local businesses secure coverage required by Ohio state law. Ohio is a monopolistic state for workers comp meaning most employers must obtain coverage through the Ohio Bureau of Workers Compensation or a certified self-insuring employer. An agent can guide you through classification codes premium calculations and the process of filing for an exemption if applicable.
Frequently Asked Questions
What does a workers compensation insurance agent in Fairborn do?
An agent helps you apply for Ohio BWC coverage determine your proper classification codes and estimate your annual premium. They also assist with payroll reporting and can advise on safety programs that may reduce your experience modifier.
Is workers compensation insurance required for all businesses in Fairborn Ohio?
Yes most employers with at least one employee must carry workers compensation coverage under Ohio Revised Code Chapter 4123. Sole proprietors and partners can choose to exempt themselves but employees must be covered.
How do Ohio workers comp premiums work for Fairborn businesses?
Premiums are based on your payroll amount and the risk classification code assigned to your industry. The Ohio BWC sets base rates each year and your actual premium may be adjusted by your experience modifier which reflects your claims history.
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