Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 18 workers' compensation insurance agents in Lorain, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Neil Elkins - State Farm Insurance Agent
1812 Cooper Foster Park Rd, Lorain, OH 44053
(440) 282-2001
neilelkins.com
Nick Perrico, Sr. - State Farm Insurance Agent
6401 S Broadway, Lorain, OH 44053
(440) 233-8501
nickperrico.com
Robert Taylor Insurance (Lorain Office)
2063 N Ridge Rd, Lorain, OH 44055
(440) 277-5191
roberttaylorins.com
Charles Chapman - State Farm Insurance Agent
4340 N Leavitt Rd F, Lorain, OH 44053
(440) 985-1405
charleschapmaninsurance.com
Cathie Halko - State Farm Insurance Agent
1065 N Ridge Rd W, Lorain, OH 44053
(440) 233-6157
coveredbycathie.com
Chris Arnott Agency Inc.
4789 N Leavitt Rd Suite D, Lorain, OH 44053
(440) 723-2991
chrisarnottinsurance.com
Lighthouse Insurance Agency
4789 N Leavitt Rd Suite D, Lorain, OH 44053
(440) 984-3463
lighthouseinsuranceamherst.com
Janasko Insurance
562 Broadway, Lorain, OH 44052
(440) 245-6268
janaskoinsurance.com
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
520 Broadway, Lorain, OH 44052
(440) 776-8900
libertycompany.com
Somers Agency LLC
5311N N Leavitt Rd Ste 100, Lorain, OH 44053
(440) 324-3447
somersagency.com
Masters Insurance Agency
210 W 7th St, Lorain, OH 44052
(440) 244-2253
Campana Insurance
6145 Park Square Dr #5, Lorain, OH 44053
(440) 984-2531
campanainsurance.com
D J Kwilecki Associates Insurance
211 W 8th St, Lorain, OH 44052
(440) 246-2680
Kelley Agency
5311 N Leavitt Rd, Lorain, OH 44053
(440) 282-8898
Pfister Insurance
112 E 19th St, Lorain, OH 44052
(800) 237-7595
pfisterinsurance.com
EZ Bonds Plus Insurance LLC
713 Broadway, Lorain, OH 44052
(440) 323-6383
ezplusinsurance.com
Princeton Harriman Insurance Solutions
6145 Park Square Dr Suite 4, Lorain, OH 44053
(941) 444-0162
princetonharriman.com
CM SR22 Insurance Group
1922 Hamilton Ave, Lorain, OH 44052
(855) 698-0461
cmsr22insurancegroup.com
What Does a Workers' Compensation Insurance Agent in Lorain Cost?
Workers compensation costs in Ohio vary by industry and payroll. For example a low risk office job might have a rate of 0.50 per 100 dollars of payroll while a high risk construction job could be 5.00 or more per 100 dollars. The average Ohio employer pays around 1.50 per 100 dollars of payroll. Actual costs depend on your specific class code and claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do all Lorain businesses need workers compensation insurance?
Yes Ohio law requires most employers with one or more employees to carry workers compensation insurance. Some sole proprietors and partners may choose to exempt themselves but this is not automatic. An agent can help you understand your specific obligations under Ohio Revised Code Chapter 4123.
How does the Ohio BWC rate setting work for Lorain employers?
Ohio uses a classification system based on job duties and industry risk. Premiums are calculated using your payroll and a base rate assigned to each class code. Your agent can review your employee duties to ensure accurate classification and help you take advantage of any available premium discounts.
Can I get a private workers comp policy in Ohio instead of using the BWC?
Ohio is a monopolistic state so private insurance companies do not sell workers compensation policies. All employers must go through the Ohio BWC or become a self-insuring employer. A Lorain agent can help you navigate the BWC application process and manage your account.