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Find Workers' Compensation Insurance Agents Near You in Lorain, OH

Browse workers' compensation insurance agents serving Lorain, Ohio. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Lorain, Ohio is Neil Elkins - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Nick Perrico, Sr. - State Farm Insurance Agent, Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office). This directory lists 18 workers' compensation insurance agents serving Lorain.

Showing 18 workers' compensation insurance agents in Lorain, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Neil Elkins - State Farm Insurance Agent1812 Cooper Foster Park Rd(440) 282-2001
2Nick Perrico, Sr. - State Farm Insurance Agent6401 S Broadway(440) 233-8501
3Charles Chapman - State Farm Insurance Agent4340 N Leavitt Rd F(440) 985-1405
4Robert Taylor Insurance (Lorain Office)2063 N Ridge Rd(440) 277-5191
5Chris Arnott Agency Inc.4789 N Leavitt Rd Suite D(440) 723-2991
6Cathie Halko - State Farm Insurance Agent1065 N Ridge Rd W(440) 233-6157
7Lighthouse Insurance Agency4789 N Leavitt Rd Suite D(440) 984-3463
8Janasko Insurance562 Broadway(440) 245-6268
9The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)520 Broadway(440) 776-8900
10Somers Agency LLC5311N N Leavitt Rd Ste 100(440) 324-3447
NE
1812 Cooper Foster Park Rd
Neil Elkins - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Lorain, OH

Neil Elkins - State Farm Insurance Agent serves the Lorain, Ohio area as a workers’ compensation insurance agent. This agency assists local employers in securing coverage for employee injuries sustained on the job. Workers' compensation policies obtained through this agent help businesses comply with Ohio’s regulatory requirements and manage claim costs. The agency works with clients to evaluate coverage needs for various industry types and employee roles. It handles policy placement and claim support for workers’ compensation insurance within the greater Lorain region.

NP
6401 S Broadway
Nick Perrico, Sr. - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Lorain, OH

Nick Perrico, Sr. - State Farm Insurance Agent in Lorain, OH, provides workers' compensation insurance to help local businesses meet coverage requirements. The agency assists clients in selecting plans that address payroll regulations and workplace injury risks. Services include evaluating policy options, managing renewals, and supporting claims reporting to simplify administrative tasks. The office also reviews coverage with business owners to adjust policies as operations change. It works with a variety of properties in the surrounding area, including single-family homes, apartments, retail, and restaurants.

CC
4340 N Leavitt Rd F
Charles Chapman - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Lorain, OH

Charles Chapman - State Farm Insurance Agent serves Lorain, Ohio, and the surrounding communities of Elyria, Sheffield Lake, and Amherst. The agency handles workers' compensation insurance, which provides medical and wage replacement benefits for employees injured on the job. It also assists local businesses with understanding their coverage needs and complying with state requirements. Charles Chapman approaches each account by reviewing the specific risks of the business and explaining policy options that align with the client's operational profile.

RT
2063 N Ridge Rd
Robert Taylor Insurance (Lorain Office)
Workers' Compensation Insurance Agent · Lorain, OH

Businesses in Lorain County that require workers' compensation coverage are served by Robert Taylor Insurance at its Lorain Office. This agency assists employers in understanding and securing insurance policies that address workplace injury requirements. It works with various local businesses, from small firms to larger enterprises, to arrange appropriate coverage. The agency’s services focus on helping clients manage their workers’ compensation needs and the associated regulatory compliance. Its service region additionally includes the surrounding communities within the Elyria metropolitan area.

CA
4789 N Leavitt Rd Suite D
Chris Arnott Agency Inc.
Workers' Compensation Insurance Agent · Lorain, OH

Chris Arnott Agency Inc. provides workers' compensation insurance coverage for local employers in the Lorain area. It also advises businesses on risk management strategies tailored to their operational needs. The agency helps clients understand Ohio’s unique workers' compensation laws and assist with policy selection. As seasonal fluctuations in workforce size affect payroll and premium adjustments, the agency supports its clients in managing peak-summer hiring or winter layoffs without disrupting compliance.

CH
1065 N Ridge Rd W
Cathie Halko - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Lorain, OH

Workers compensation coverage addresses claims resulting from job site injuries, while those seeking ongoing protection for changing workplace risks choose renewable yearly policies rather than single incident plans. As a workers compensation insurance agent in Lorain, OH, Cathie Halko from State Farm helps local businesses assess their liability exposures and match policy limits to state requirements. Policies are written with annual renewal terms, creating a scheduled service cycle that remains active unless the client decides to cancel or adjust coverage mid-term.

LI
4789 N Leavitt Rd Suite D
Lighthouse Insurance Agency
Workers' Compensation Insurance Agent · Lorain, OH

When an employer in Lorain faces the seasonal uptick in workplace injuries during winter months, navigating complex claims becomes a pressing need. Lighthouse Insurance Agency simplifies this process by helping local businesses secure proper workers’ compensation policies. They focus on connecting small to mid-sized companies with appropriate coverage plans to manage risk and comply with Ohio regulations. After identifying a potential client’s operational hazards, the agency schedules a thorough on-site inspection to evaluate the worksite’s safety environment as the initial assessment step.

JI
562 Broadway
Janasko Insurance
Workers' Compensation Insurance Agent · Lorain, OH

Janasko Insurance helps employers manage their workers' compensation needs through policy placement and claims guidance from its office in Lorain, OH. The agency specializes in tailoring coverage to meet the unique risk exposures of various local businesses, ensuring compliance with Ohio-specific regulations. It serves a range of commercial sectors, including professional offices, warehouse operations, and food service establishments.

LC
520 Broadway
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
Workers' Compensation Insurance Agent · Lorain, OH

The Liberty Company Insurance Brokers in Lorain serves residential clients with workers’ compensation coverage to protect household employees. Commercial policies are also available for local businesses needing mandatory injury insurance. Service extends throughout Lorain and the surrounding area. Each policy is tailored to meet state regulations and business-specific risks. Claims assistance and coverage reviews are provided during regular visits to ensure compliance. Follow-up consultations between those visits help adjust protection as operations change.

SA
5311N N Leavitt Rd Ste 100
Somers Agency LLC
Workers' Compensation Insurance Agent · Lorain, OH

Somers Agency LLC in Lorain, OH, is known for providing workers' compensation insurance agent services. The agency assists local employers with securing coverage tailored to their industry needs and navigating state regulations. Its ongoing support includes policy management, payroll audits, and claim guidance. A specialty service it can add on is assisting with return-to-work program development for injured employees.

CI
6145 Park Square Dr #5
Campana Insurance
Workers' Compensation Insurance Agent · Lorain, OH
(440) 984-2531
campanainsurance.com
MI
210 W 7th St
Masters Insurance Agency
Workers' Compensation Insurance Agent · Lorain, OH
(440) 244-2253
KA
5311 N Leavitt Rd
Kelley Agency
Workers' Compensation Insurance Agent · Lorain, OH
(440) 282-8898
DJ
211 W 8th St
D J Kwilecki Associates Insurance
Workers' Compensation Insurance Agent · Lorain, OH
(440) 246-2680
PI
112 E 19th St
Pfister Insurance
Workers' Compensation Insurance Agent · Lorain, OH
(800) 237-7595
pfisterinsurance.com
EB
713 Broadway
EZ Bonds Plus Insurance LLC
Workers' Compensation Insurance Agent · Lorain, OH
(440) 323-6383
ezplusinsurance.com
PH
6145 Park Square Dr Suite 4
Princeton Harriman Insurance Solutions
Workers' Compensation Insurance Agent · Lorain, OH
(941) 444-0162
princetonharriman.com
CS
1922 Hamilton Ave
CM SR22 Insurance Group
Workers' Compensation Insurance Agent · Lorain, OH
(855) 698-0461
cmsr22insurancegroup.com/locations/lorain-oh

What Does a a Workers' Compensation Insurance Agent in Lorain Cost?

Workers compensation costs in Ohio vary by industry and payroll. For example a low risk office job might have a rate of 0.50 per 100 dollars of payroll while a high risk construction job could be 5.00 or more per 100 dollars. The average Ohio employer pays around 1.50 per 100 dollars of payroll. Actual costs depend on your specific class code and claims history. This is general information not insurance advice.

About workers' compensation insurance agents in Lorain

Workers compensation insurance agents in Lorain Ohio help local businesses secure coverage required under Ohio law. Ohio is a monopolistic state for workers comp meaning most employers must obtain coverage through the Ohio Bureau of Workers Compensation or a qualified self-insuring employer. A local agent can guide you through the classification process and ensure your policy meets state mandates.

Frequently Asked Questions

Do all Lorain businesses need workers compensation insurance?

Yes Ohio law requires most employers with one or more employees to carry workers compensation insurance. Some sole proprietors and partners may choose to exempt themselves but this is not automatic. An agent can help you understand your specific obligations under Ohio Revised Code Chapter 4123.

How does the Ohio BWC rate setting work for Lorain employers?

Ohio uses a classification system based on job duties and industry risk. Premiums are calculated using your payroll and a base rate assigned to each class code. Your agent can review your employee duties to ensure accurate classification and help you take advantage of any available premium discounts.

Can I get a private workers comp policy in Ohio instead of using the BWC?

Ohio is a monopolistic state so private insurance companies do not sell workers compensation policies. All employers must go through the Ohio BWC or become a self-insuring employer. A Lorain agent can help you navigate the BWC application process and manage your account.

Workers' Compensation Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.