The top-rated workers' compensation insurance agent in North Ridgeville, Ohio is Jim Cahlik - State Farm Insurance Agent, rated 4.9 stars across 199 reviews. Other highly rated options include Christina Estes - State Farm Insurance Agent, Greg Oliver - State Farm Insurance Agent, KLT Insurance. This directory lists 12 workers' compensation insurance agents serving North Ridgeville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Cahlik - State Farm Insurance Agent | 36525 Center Ridge Rd | (440) 892-8420 |
| 2 | Christina Estes - State Farm Insurance Agent | 34100 Center Ridge Rd | (440) 327-6969 |
| 3 | Greg Oliver - State Farm Insurance Agent | 38950 Center Ridge Rd | (440) 835-8886 |
| 4 | KLT Insurance | 6480 Pitts Blvd | (440) 584-0558 |
| 5 | Village Insurance | 31674 Center Ridge Rd UNIT 104 | (440) 871-8400 |
| 6 | Resource One Insurance | 33888 Center Ridge Rd | (440) 454-9898 |
| 7 | Farmers Insurance - Angel Feliciano | 35116 Center Ridge Rd Ste 111 | (440) 281-9480 |
| 8 | Bryner Insurance | 37723 Center Ridge Rd | (440) 530-4862 |
| 9 | State Farm Insurance | 39257 Center Ridge Rd | (440) 327-4110 |
| 10 | Huntington Insurance | 35621 Center Ridge Rd | (800) 480-2265 |
Jim Cahlik - State Farm Insurance Agent serves North Ridgeville and Lorain County, Ohio, providing workers' compensation insurance for local businesses. This agency helps employers meet state coverage requirements while protecting employees from workplace injury-related income loss. Policies offer medical expense support and wage replacement for eligible claims. The office handles new policy setup and claims assistance for workers injured on the job.
Christina Estes - State Farm Insurance Agent offers workers' compensation insurance coverage for businesses in the North Ridgeville, OH area. Services include policy consultations to assess liability risks and ongoing claims support to facilitate employee benefit access. The agency provides maintenance through periodic policy reviews to ensure coverage aligns with current operational needs. This agent services a variety of commercial properties, including single-family homes used for home-based businesses, apartments with maintenance staff, retail establishments, and local restaurants who require protection for their employees.
Greg Oliver - State Farm Insurance Agent serves local homeowners, small business owners, and commercial property managers in North Ridgeville, Ohio, by providing workers' compensation insurance policies. These policies help cover medical costs and lost wages for employees who are injured on the job. The agent works with clients to explain coverage options and adjust plans based on specific business risks and state regulations. Services also extend to neighboring communities throughout the greater Lorain County area.
Serving North Ridgeville and the surrounding communities of Lorain and Cuyahoga counties, KLT Insurance handles workers’ compensation insurance policies for local businesses. It assists employers in obtaining coverage that meets state requirements while addressing their specific operational risks. The agency also advises on claim management and premium audit issues to support compliance. For a typical job, KLT Insurance first reviews the client’s payroll, industry classification, and safety practices to recommend appropriate policy options that align with their coverage needs.
Village Insurance in North Ridgeville, OH distinguishes between one-time policy setup and ongoing coverage management for workers’ compensation. The agency provides insurance that covers medical expenses, lost wages, and legal fees for employees injured on the job, ensuring compliance with Ohio regulations. Policies are tailored to fit various local businesses, from small contractors to larger operations. Service depends on client preference and can be arranged on a one-time, scheduled, or as-needed basis.
Resource One Insurance specializes in assisting businesses with their workers’ compensation insurance needs. The agency guides employers through coverage options tailored to workplace injury protection and compliance with Ohio regulations from its base in North Ridgeville. It works to help clients understand policy requirements and manage associated documentation. During the winter months in Northern Ohio, the agency frequently aids seasonal employers in adjusting their coverage to account for temporary staff and increased slip-and-fall risks commonly associated with icy conditions.
As autumn arrives in North Ridgeville, local businesses begin reviewing their insurance needs before the winter slowdown. Farmers Insurance - Angel Feliciano provides workers' compensation insurance agent services to help employers manage payroll classifications and workplace injury coverage. The agent explains how Ohio’s state-based system affects premium calculations and claim procedures for small and mid-sized companies. Every new policy starts with a review of the business’s operations and employee duties during an initial risk assessment session to identify appropriate coverage parameters.
Bryner Insurance works as a workers' compensation insurance agent, helping businesses manage employee injury claims and comply with coverage requirements in North Ridgeville, OH. The company can tailor specific policies to address industry risks and minimize employer liability through proper classification codes. It provides advisory services on safety protocols to reduce workplace incidents and control premium costs. Bryner Insurance serves commercial sectors including offices, warehouses, and food service operations.
Serving residents of North Ridgeville with workers’ compensation insurance, State Farm Insurance assists workers injured on the job through claims and recovery support. The agency also provides commercial coverage for area small businesses, helping employers meet state requirements and manage workplace risk while protecting their workforce. Their service extends throughout North Ridgeville and the surrounding regions, offering accessible guidance on policy adjustments. Clients can rely on thorough follow-up assistance between regular visits, ensuring their coverage adapts to changing business needs.
Huntington Insurance is known for connecting North Ridgeville businesses with workers' compensation policies that meet state requirements. It assists employers in understanding coverage options that protect both their employees and their operations. Navigating Ohio’s specific workers' compensation system requires clarity on premiums and claims processes, which this agent provides. Services often include policy reviews and occupational risk assessments. As a specialty add-on, the agency can help businesses secure employer practice liability insurance to cover non-compensable injury disputes.
What Does a a Workers' Compensation Insurance Agent in North Ridgeville Cost?
Workers compensation insurance costs in Ohio are set by the BWC based on your industry classification code and payroll. Premiums typically range from 0.50 to 5.00 per 100 dollars of payroll for low risk office jobs up to 15.00 or more for high risk construction work. Your cost also depends on your experience modifier which reflects your claim history. This is general information not insurance advice.
About workers' compensation insurance agents in North Ridgeville
Workers compensation insurance agents in North Ridgeville Ohio help employers comply with Ohio Bureau of Workers Compensation BWC rules. Ohio is a monopolistic state meaning most employers must obtain coverage directly from the BWC or through a professional employer organization. A local agent can guide you through the classification process and premium calculations specific to your industry.
Frequently Asked Questions
What does a workers compensation insurance agent in North Ridgeville do?
An agent helps Ohio employers understand their obligations under state law. They assist with BWC application filing payroll classification and premium audits. They also advise on safety programs that may reduce your experience modifier.
Is workers compensation insurance required in North Ridgeville Ohio?
Yes Ohio law requires most employers with one or more employees to carry workers compensation coverage. Failure to comply can result in fines and stop work orders. Only certain sole proprietors and partners may opt out.
How can a North Ridgeville agent help with an Ohio BWC audit?
An agent can review your payroll records and classification codes before an audit. They help ensure accurate reporting to avoid overpayment or penalties. They also represent you during the audit process with the BWC.
Workers' Compensation Insurance Agents in Other Ohio Cities
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