The top-rated workers' compensation insurance agent in Parma, Ohio is Melissa Citovic-Vukotic - State Farm Insurance Agent, rated 4.9 stars across 273 reviews. Other highly rated options include Steve McIntosh - State Farm Insurance Agent, Joe Roeder - State Farm Insurance Agent, The Four Star Insurance Agency. This directory lists 18 workers' compensation insurance agents serving Parma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Citovic-Vukotic - State Farm Insurance Agent | 7513 York Rd | (440) 884-4200 |
| 2 | Steve McIntosh - State Farm Insurance Agent | 5634 State Rd | (440) 888-8866 |
| 3 | Joe Roeder - State Farm Insurance Agent | 6789 Ridge Rd Ste 211 | (440) 340-4138 |
| 4 | The Four Star Insurance Agency | 5835 Pearl Rd | (440) 882-2000 |
| 5 | Tina Stopar - State Farm Insurance Agent | 5632 Ridge Rd | (440) 842-7282 |
| 6 | Vince Hrobat Insurance Agency | 7252 Broadview Rd | (216) 524-2007 |
| 7 | Capretta Insurance Agency Inc. | 5689 Pearl Rd | (440) 888-3113 |
| 8 | Marisella Rios Weible - HealthMarkets Insurance- Parma | 5925 Ridge Rd #2 | (440) 499-7840 |
| 9 | Robert Taylor Insurance (Parma Office) | 12000 Snow Rd Ste 13 | (440) 277-5191 |
| 10 | Universal Insurance Company Inc. | 8015 Bertha Ave | (440) 884-2530 |
Melissa Citovic-Vukotic - State Farm Insurance Agent serves the Parma, Ohio metro area, offering workers' compensation insurance coverage for local small businesses and self-employed professionals. This agent works with area employers to structure policies that meet state regulatory requirements, helping to protect both their workforce and financial stability. Services include advising on policy options, assisting with premium calculation, and managing claim filing procedures for workplace injuries specific to Northeast Ohio.
Steve McIntosh - State Farm Insurance Agent offers workers' compensation insurance coverage to businesses in Parma, OH. The agency provides consultation on policy options and assists with claims reporting. Plans are designed to help manage workplace injury risks and comply with state regulations. Regular policy reviews are available to adjust coverage as business needs change. The agent services a variety of commercial properties, including single-family homes, apartments, retail stores, and restaurants.
Joe Roeder - State Farm Insurance Agent serves homeowners, businesses, and property managers in Parma, Ohio by providing workers’ compensation insurance policies. These policies help cover medical costs and lost wages for employees who suffer job-related injuries or illnesses. The agency advises local clients on coverage options that meet state requirements for workplace accident protection. It assists commercial customers in selecting appropriate policy limits to safeguard their operations. The agency also extends its services to neighboring communities throughout the greater Cleveland metropolitan area.
Based in Parma, The Four Star Insurance Agency provides workers' compensation coverage to businesses throughout Cuyahoga County and the surrounding Northeast Ohio communities. The agency handles the acquisition of statutory insurance policies designed to cover employee medical expenses and lost wages resulting from workplace injuries. When managing a client's workers' compensation needs, it takes a consultative approach that begins by analyzing the specific operational risks present in the employer's unique industry and job classifications.
For workers purchasing workers’ compensation insurance, a one-time policy covers a specific term, while ongoing service allows for adjustments as payroll fluctuates. Tina Stopar - State Farm Insurance Agent in Parma, OH provides local options that help protect both employees and small businesses. These workplace injury policies are designed to meet state requirements common in the area. Service runs on an as-needed basis, enabling businesses to update coverage whenever their workforce changes.
As a specialized workers' compensation insurance agent in Parma, the Vince Hrobat Insurance Agency helps employers manage their coverage needs, specifically focusing on claims support and compliance with Ohio’s state-mandated system. Operating in a region with a mix of manufacturing and service industries, it provides guidance on premium audit preparation and risk reduction strategies. The agency also assists local businesses during the annual policy renewal period, addressing any fluctuations in payroll or job classifications that could affect coverage levels.
When seasonal changes in Parma bring an uptick in industrial activity, local businesses often face the challenge of managing workers' compensation coverage without disrupting cash flow. Capretta Insurance Agency Inc. responds by offering guidance tailored to the evolving regulatory environment in this region. Every policy review examines liability exposure linked to common employer risks. An initial consultation involves evaluating workplace classification codes and projecting premium adjustments. The process culminates in a thorough on-site inspection to identify hazards requiring modification.
Marisella Rios Weible - HealthMarkets Insurance- Parma provides essential workers’ compensation insurance agent services for businesses in the Parma area. This agency helps employers navigate coverage requirements and secure policies that address workplace injury claims. By assessing risk factors and compliance needs, the firm assists clients in managing associated costs. It also offers guidance on modifying coverage as business operations evolve. Commercial sectors served include office environments, warehouse facilities, and food service establishments.
Robert Taylor Insurance in Parma, Ohio, helps residential clients navigate workers' compensation requirements for household employees, such as domestic workers or home health aides. The agency also advises local businesses and contractors on commercial coverage solutions tailored to Ohio’s occupational injury regulations. Serving Parma and the surrounding Cuyahoga County area, the office customizes policies to comply with state mandates. After filing a claim or establishing a plan, clients return for routine policy reviews and coverage adjustments to keep protection aligned with changing workforce needs.
What Does a a Workers' Compensation Insurance Agent in Parma Cost?
Workers compensation insurance costs in Ohio vary by industry, payroll size, and claims history. Typical rates range from 0.50 to 5.00 per 100 dollars of payroll for low-risk office jobs, up to 15.00 or more for high-risk construction work. The Ohio BWC sets base rates and offers group rating programs that may reduce premiums. This is general information, not insurance advice.
About workers' compensation insurance agents in Parma
Workers compensation insurance agents in Parma Ohio help local businesses meet Ohio Bureau of Workers Compensation (BWC) requirements. Ohio law requires most employers with one or more employees to carry workers comp coverage. A local agent can guide you through state-specific rules and help you choose the right policy for your business.
Frequently Asked Questions
Do I need workers compensation insurance in Parma Ohio?
Yes, Ohio law generally requires any employer with one or more employees to provide workers compensation coverage through the Ohio BWC. There are limited exceptions for certain sole proprietors and independent contractors. An agent can help you determine your specific obligations.
How does Ohio workers compensation insurance work for small businesses?
Ohio operates a state-run monopoly system for workers compensation insurance. Private agents can help you apply for coverage through the Ohio BWC and manage your account. They can also assist with payroll reporting and premium audits to ensure compliance.
What are the penalties for not having workers comp in Ohio?
Failure to carry required workers compensation insurance in Ohio can result in daily fines, stop-work orders, and potential criminal charges. The Ohio BWC actively audits employers. An agent can help you avoid these penalties by securing proper coverage.
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