The top-rated workers' compensation insurance agent in Springfield, Ohio is Acceptance Insurance, rated 4.7 stars across 338 reviews. Other highly rated options include Ashley Himes - State Farm Insurance Agent, Chris Hunt - State Farm Insurance Agent, Assurant. This directory lists 20 workers' compensation insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1107 N Bechtle Ave | (937) 322-5757 |
| 2 | Ashley Himes - State Farm Insurance Agent | 1209 W 1st St | (937) 323-3333 |
| 3 | Chris Hunt - State Farm Insurance Agent | 115 E Ward St | (937) 688-5684 |
| 4 | Assurant | 1 Assurant Way | (937) 327-7700 |
| 5 | American Heritage Insurance Group | 1305 W 1st St | (937) 323-9737 |
| 6 | Fourman Insurance Agency | 1111 N Plum St #3 | (937) 325-6778 |
| 7 | Elliott Insurance Agency | 1317 E High St | (937) 325-2465 |
| 8 | Clingman Insurance | 1110 N Plum St | (937) 322-3618 |
| 9 | Shelter Insurance - Sam Seibert | 14 E Main St Ste 100 | (937) 917-8290 |
| 10 | Rick J Chimento III - State Farm Insurance Agent | 730 N Limestone St | (937) 325-7611 |
As Springfield businesses adjust their seasonal staffing and equipment needs, proper workers’ compensation coverage becomes essential. Acceptance Insurance helps local employers meet Ohio’s requirements and protect their workforce. Their agents review each operation’s unique risk, from construction sites to retail floors, and present clear policy options. They explain how premiums connect to payroll and claims history. After a discussion of coverage needs and limits, the process moves to an inspection of the business premises to confirm safety measures and finalize the policy details.
Chris Hunt - State Farm Insurance Agent in Springfield, OH, serves local homeowners, business owners, and property managers who need workers’ compensation coverage for their employees. The agency helps clients navigate compliance requirements and tailor policies to protect workplaces against injury-related claims. From small retail shops to larger service companies, it provides guidance on managing premiums and safety protocols. This agent also covers Clark County and neighboring areas such as Enon and Northridge, ensuring access to essential protection throughout the region.
Assurant serves the Springfield, Ohio area as a workers’ compensation insurance agent. The company assists local employers in securing coverage that meets state regulations for workplace injury benefits. It helps businesses manage policy options designed to protect both employees and company finances. Claims management support is provided to streamline the reporting process. Policy audits and compliance guidance are available to ensure proper coverage levels. Assurant handles premium payment plans and return-to-work program coordination for Springfield employers.
Serving Springfield, Ohio, and the surrounding Clark County communities, American Heritage Insurance Group handles workers' compensation insurance policies for local businesses. The agency assists employers in securing coverage that meets state requirements while addressing the specific risks of their industries. For a typical job, it reviews a company’s payroll, classification codes, and safety record to find appropriate policy options that satisfy both legal mandates and operational needs.
Businesses seeking workers' compensation insurance choose between one-time policies for a single project or recurring coverage for ongoing operations. Fourman Insurance Agency works with Springfield, Ohio employers to evaluate workplace risks and match them with appropriate policies from standard carriers. Coverage protects against medical costs and lost wages from employee injuries. Service runs on a scheduled basis, with policy reviews and renewals set at regular intervals according to each client’s business cycle and compliance requirements.
Elliott Insurance Agency specializes in workers' compensation insurance agent services, helping Springfield employers meet state coverage requirements. The agency also assists businesses with claim management and safety program guidance to reduce workplace injuries. During seasonal slowdowns when cash flow is tight, it helps companies adjust premium payments or audit payrolls to avoid coverage gaps. In cold weather months, the agency advises on slip-and-fall prevention strategies to lower injury risks and potential claims.
Clingman Insurance provides residential workers’ compensation coverage in Springfield, Ohio, assisting families with independent contractors and home-based workers. The agency also extends commercial policies to small businesses navigating Ohio’s workers’ compensation requirements, serving clients throughout the local area. Each policy is structured to compliance with state regulations, ensuring protection for both employers and their employees. Coverage details are reviewed periodically, and clients can rely on follow-up consultation and repeat service between regular annual visits to adjust their coverage as needs change.
Rick J Chimento III - State Farm Insurance Agent handles workers' compensation insurance for residential clients in Springfield, OH, ensuring homeowners and domestic employers meet coverage requirements. The agency also provides commercial workers' compensation policies for local small businesses and contractors throughout the Springfield area. Every policy is tailored to Ohio state regulations, covering medical expenses and lost wages for eligible workplace injuries. The office maintains ongoing contact to review coverage changes, schedule policy updates, or address new claims between regular visits.
What Does a a Workers' Compensation Insurance Agent in Springfield Cost?
Workers compensation insurance costs in Ohio vary by industry and payroll. For a small business in Springfield, annual premiums typically range from several hundred to several thousand dollars. Rates are set by the Ohio BWC and are updated each July. Your actual cost depends on your classification code and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Springfield
Workers compensation insurance agents in Springfield Ohio help local businesses secure coverage required by Ohio law. Ohio operates a state fund through the Ohio Bureau of Workers Compensation (BWC) where most employers must obtain coverage. An agent can guide you through the BWC rating system and help you choose between state fund and private self-insuring options.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Springfield Ohio?
Yes, Ohio law generally requires all employers with one or more employees to carry workers compensation coverage. There are very limited exceptions for certain agricultural or family businesses. An agent can verify your specific obligation under Ohio Revised Code Chapter 4123.
How does Ohio BWC determine my premium rate in Springfield?
Ohio BWC assigns a base rate based on your industry classification code. Your actual premium also depends on your payroll and your experience modifier which reflects your claims history. An agent can help you understand how these factors apply to your Springfield business.
Can I choose a private insurance carrier instead of the Ohio state fund?
Yes, qualified Ohio employers may apply for self-insurance or choose a private carrier through the BWC competitive rating program. Not all employers qualify. An agent can explain eligibility requirements and compare options for your Springfield operation.
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