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Compare Workers' Compensation Insurance Agents in Toledo, OH
Looking for a workers' compensation insurance agent in Toledo? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Toledo, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 18 workers' compensation insurance agents in Toledo, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Knight Insurance Group
22 N Erie St, Toledo, OH 43604
(419) 241-5133
knightinsurance.com
RBI Insurance Agency & Financial Services
3421 N Holland Sylvania Rd, Toledo, OH 43615
(419) 841-4446
rbiinsurance.com
Gus Badra Agency - Insurance Brokers
3454 Oak Alley Ct #106, Toledo, OH 43606
(419) 469-5522
comejoingus.com
Fuller & Sons Insurance Agency LLC
5660 Southwyck Blvd Suite 200A, Toledo, OH 43614
(419) 866-8796
fullerandsonsins.com
Insurance Solutions By Design LLC
7640 W Bancroft St Suite 1, Toledo, OH 43617
(419) 292-5700
docs.google.com
Gluckle Insurance & Financial Agency
4213 N Holland Sylvania Rd, Toledo, OH 43623
(419) 887-1363
gluckleinsuranceagency.com
American Casualty Insurance Agency
6060 Renaissance Pl Suite E, Toledo, OH 43623
(419) 882-1770
andersonmillerinsurance.com
Great Lakes Insurance Partners
5215 Monroe St #15, Toledo, OH 43623
(419) 841-2000
glipinc.com
Stapleton Insurance Group
7250 Crossleigh Ct, Toledo, OH 43617
(419) 720-6446
stapletoninsurance.com
Mann Insurance Group
3005 Douglas Rd, Toledo, OH 43606
(419) 255-0040
manninsurancegroup.com
Regan Insurance
3034 W Sylvania Ave, Toledo, OH 43613
(419) 292-0001
reganins.com
Westgate Insurance Agency
3450 Central Ave #344, Toledo, OH 43606
(419) 536-2213
westgateagency.com
Phoenix United Insurance
5330 Heatherdowns Blvd Suite 101, Toledo, OH 43614
(419) 460-1883
phoenixunitedins.com
A1 Insurance Services LLC
626 Madison Ave Ste 600, Toledo, OH 43604
(419) 243-8786
American Casualty Insurance Agency
6060 Renaissance Pl Suite E, Toledo, OH 43623
(419) 885-3571
americancasualtyins.com
Carroll Insurance & Risk Management Group LTD
3712 River Rd, Toledo, OH 43614
(419) 897-0101
carrollinsgroup.com
Aaron Grob Agency, Inc.
833 Woodville Rd, Toledo, OH 43605
(419) 693-7458
aarongrobagency.com
Insuring Lawyer
3712 River Rd, Toledo, OH 43614
(877) 297-7575
insuringlawyer.com
Workers compensation insurance agents in Toledo Ohio help businesses meet state requirements under the Ohio Bureau of Workers Compensation. Ohio is a monopolistic state meaning employers must obtain coverage through the BWC or a qualified self-insuring employer. A local agent can guide you through classification codes premium calculations and compliance with Ohio Revised Code Chapter 4123.
What Does a Workers' Compensation Insurance Agent in Toledo Cost?
Workers compensation costs in Ohio depend on your industry classification code payroll size and claims history. Rates are set by the Ohio BWC and range from under 1 dollar per 100 dollars of payroll for low risk office jobs to over 20 dollars for high risk construction work. Each employer receives a base rate with potential discounts for safety programs and experience modification. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Toledo do?
A workers compensation insurance agent in Toledo helps businesses apply for Ohio BWC coverage choose the right classification codes and manage payroll reporting. They also assist with claim filing and premium audit preparation.
Is Ohio a monopolistic state for workers compensation?
Yes Ohio is one of four monopolistic states where employers must purchase workers compensation coverage through the Ohio Bureau of Workers Compensation. Private insurance companies do not sell workers comp policies in Ohio but agents can help with BWC managed care and self-insurance options.
What are the penalties for not having workers comp in Ohio?
Employers who fail to maintain Ohio BWC coverage face penalties including fines up to 50 percent of the premium owed plus daily penalties. Ohio Revised Code 4123.99 also allows for criminal charges and business closure orders for noncompliance.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.