The top-rated workers' compensation insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 19 workers' compensation insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeman Groves Insurance And Financial Services Inc | 2840 S Co Rd 25A | (937) 348-1763 |
| 2 | Littman-Thomas Agency - Troy Office | 210 S Market St suite b | (937) 339-1525 |
| 3 | Heath Murray - State Farm Insurance Agent | 725 W Market St | (937) 335-9600 |
| 4 | Holobaugh Insurance | 2244 OH-718 | (937) 552-9956 |
| 5 | Carr Insurance Group | 115 S Market St | (937) 335-8914 |
| 6 | Koverman Staley Dickerson Insurance | 1106 W Main St | (937) 339-4119 |
| 7 | Benefits Analysis Corporation | 1930 Prime Ct Suite 103 Suite 103 | (937) 335-5751 |
| 8 | Carson Halsey: Allstate Insurance | 1275 Experiment Farm Rd D | (937) 332-6942 |
| 9 | Lisa Cano - State Farm Insurance Agent | 41 S Stanfield Rd A | (937) 335-3535 |
| 10 | Trojan Insurance Agency | 1008 Grant St | (937) 339-2674 |
Freeman Groves Insurance And Financial Services Inc serves the Troy, Ohio area as a workers’ compensation insurance agent. The company assists local businesses in securing coverage that meets regulatory requirements while managing workplace injury risks. An agent in this field helps employers navigate policy options, claims processes, and premium considerations. Freeman Groves Insurance And Financial Services Inc handles workers’ compensation policy placement and claims support for small and mid-sized employers in the region.
Littman-Thomas Agency - Troy Office provides workers' compensation insurance services for local businesses, including policy consultation, risk assessment, and claims management support. The agency also offers ongoing service plans to help employers maintain compliance with Ohio regulations and manage premium costs effectively. These maintenance plans include periodic policy reviews and assistance with workplace safety improvements. The firm services a range of properties, including single-family homes operated as businesses, apartment complexes, retail stores, and restaurants.
Heath Murray - State Farm Insurance Agent serves homeowners, businesses, and property managers in Troy, Ohio, who need workers’ compensation insurance coverage. The agency helps local employers protect their workforce and comply with Ohio’s specific coverage requirements. General policies available through this agent include providing income replacement and medical benefits to injured employees. The office also assists clients in understanding payroll reporting and premium audits. In addition to serving Troy, the agency provides these workers’ compensation services to clients in the nearby community of Piqua as well.
Serving Troy, Ohio, and the surrounding Miami County communities, Holobaugh Insurance specializes in workers' compensation insurance for local businesses. The agency handles coverage placement designed to protect both employers and employees in the event of a workplace injury. To manage a typical job, it first assesses the unique risk profile of a client’s operation and then sources policies from multiple carriers to secure appropriate protection.
For a local workers' compensation insurance agent, service is typically provided either once for a policy quote or as an ongoing advisory relationship. Carr Insurance Group in Troy, OH assists businesses in securing coverage that protects employees from workplace injuries while limiting employer liability. These agents evaluate local payroll classifications and risk factors to tailor policy terms. The company is available on a scheduled or as-needed basis for policy renewals, claims questions, or audits throughout the year.
As local businesses prepare for seasonal shifts in hiring and workplace risks, managing workers’ compensation obligations becomes essential. Koverman Staley Dickerson Insurance in Troy, OH, helps area employers secure coverage that complies with Ohio regulations and protects both staff and operations. The agency assists clients in comparing policy options tailored to specific industries, from manufacturing to healthcare. By reviewing current claims history and workplace safety practices, the firm identifies ways to reduce future premiums. Every new client relationship begins with a thorough inspection of the business premises to assess existing liabilities.
Benefits Analysis Corporation provides workers’ compensation insurance agent services to employers throughout the Troy, Ohio area. The agency focuses on helping businesses manage their workplace injury coverage needs, including policy placement, claims support, and premium compliance guidance. In addition to standard coverage, it offers consultative risk management to assist clients in reducing on‑the‑job hazards and controlling insurance costs. Claims advocacy is also available to help policyholders navigate the claims process. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
Carson Halsey: Allstate Insurance in Troy, OH provides specific workers' compensation insurance policies designed to cover medical expenses and lost wages for employees injured on the job. It also offers general business insurance services to local companies, helping them manage regulatory requirements and risk. As the fall harvest season approaches, this agency helps agricultural employers secure policies that address the unique injury hazards common among seasonal farm workers.
Lisa Cano - State Farm Insurance Agent in Troy, Ohio assists residents with workers compensation insurance for their home-based businesses. The agency also provides commercial coverage for local businesses needing protection for employee injuries on the job. Serving Troy and the surrounding Miami County area, this office helps employers fulfill their coverage obligations. Clients can expect follow-up service between regular policy visits to adjust coverage as their business needs change.
What Does a a Workers' Compensation Insurance Agent in Troy Cost?
Workers compensation insurance costs in Ohio vary by industry and payroll. Rates are set by the Ohio BWC and range from about 0.50 to 15.00 dollars per 100 dollars of payroll. A Troy agent can provide a quote based on your specific business code and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Troy
Workers compensation insurance agents in Troy Ohio help employers meet Ohio Bureau of Workers Compensation requirements. Ohio law requires most employers to provide coverage through the state fund or a private carrier. A local agent can guide you through classification codes and premium calculations specific to Miami County businesses.
Frequently Asked Questions
What does a workers compensation insurance agent in Troy do?
An agent helps Ohio employers obtain the correct BWC coverage. They assist with payroll classification, experience rating, and filing annual reports. Agents also advise on safety programs to reduce premiums.
Is workers compensation insurance required for all Troy businesses?
Yes, Ohio law requires employers with one or more employees to carry workers compensation. This includes part-time and seasonal workers. Failure to comply can result in fines and stop-work orders.
How can a Troy agent help reduce my premium?
Agents can review your payroll classifications for accuracy. They may suggest a group rating program or deductible plan. Implementing a drug-free workplace policy can also lower costs under Ohio rules.
Workers' Compensation Insurance Agents in Other Ohio Cities
Akron · Amelia · Beavercreek · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware · Dublin