The top-rated workers' compensation insurance agent in Youngstown, Ohio is Uptown Insurance Agency, rated 4.8 stars across 131 reviews. Other highly rated options include Mang Family Insurance, LLC, Gaetano & All Drivers Insurance Agency, AAA Youngstown Insurance and Member Services. This directory lists 19 workers' compensation insurance agents serving Youngstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Uptown Insurance Agency | 5405 Market St | (330) 782-1199 |
| 2 | Mang Family Insurance, LLC | 1570 S Canfield-Niles Rd Suite B101 | (330) 953-2990 |
| 3 | Gaetano & All Drivers Insurance Agency | 4489 Market St | (330) 788-7283 |
| 4 | AAA Youngstown Insurance and Member Services | 1275 Boardman-Canfield Rd | (330) 726-9083 |
| 5 | Mark Cole Agency | 25 Idlewood Rd # 100 | (330) 953-1308 |
| 6 | Suburban Insurance Agency | 1416 S Raccoon Rd | (330) 799-9739 |
| 7 | Reliable Consulting Group, LLC | 6810 Market St #101 | (330) 729-5062 |
| 8 | Top Quality Insurance Youngstown | 4521 Market St | (220) 203-0927 |
| 9 | Prime Insurance Youngstown | 4055 Belmont Ave | (330) 227-4964 |
| 10 | Goulish-Kosco Insurance | 7617 Market St | (330) 758-8700 |
Uptown Insurance Agency serves employers in Youngstown, Ohio, and surrounding Mahoning County as a workers’ compensation insurance agent. It helps businesses, from small contractors to larger manufacturing firms, secure appropriate coverage to meet state requirements. The agency assists with policy selection and claims support to ensure compliance with Ohio’s workers’ compensation system. It also offers guidance on premium audits and risk management strategies to help reduce injury-related costs.
Serving Youngstown, Ohio, and the surrounding Mahoning Valley communities, Mang Family Insurance, LLC focuses exclusively on workers’ compensation insurance. The agency provides coverage solutions designed to help local businesses manage workplace injury claims and meet state compliance requirements. It handles policy selection, payroll classification audits, and claims coordination tailored to each employer’s specific operations. To manage a typical job, the agency first reviews the client’s risk exposure and payroll data, then submits documentation to carriers for accurate premium calculation and policy issuance.
Gaetano & All Drivers Insurance Agency in Youngstown, OH, provides a full range of workers’ compensation insurance services, including policy evaluation, claims assistance, and premium auditing for local businesses. It offers ongoing service plans that include regular policy reviews and guidance on workplace safety compliance to help clients manage risk. The agency works with commercial clients operating single-family homes, apartments, retail establishments, and restaurants throughout the local area.
AAA Youngstown Insurance and Member Services assists businesses, property managers, and employers throughout the Youngstown area with workers’ compensation insurance coverage. The agency helps clients navigate state requirements, select appropriate policy limits, and manage claims to reduce workplace disruptions. Their services focus on protecting both employers and employees in local industries such as manufacturing, construction, and healthcare. The agency also extends its expert guidance to clients in Boardman and other communities within Mahoning County for convenient local access.
For clients seeking ongoing payroll protection or a single policy renewal, Mark Cole Agency in Youngstown, OH offers both recurring service plans and one-time policy arrangements for workers' compensation coverage. This flexibility allows businesses to manage their risk according to operational demands. As a local agency, it provides guidance on mandatory coverage requirements and classification codes common in the region. Service is available on a scheduled or as-needed basis depending on the client's contract terms.
Suburban Insurance Agency specializes in providing workers' compensation policies tailored for local employers in Youngstown. It assists businesses with securing coverage that meets Ohio’s specific regulatory requirements. The agency also offers general guidance on risk management and claims support to help workplaces maintain safe conditions. When seasonal fluctuations in local industries, such as manufacturing or construction, create temporary staffing changes, the agency helps adjust coverage to address those shifting exposure needs effectively.
As spring construction picks up across Youngstown, many small business owners face rising workers’ compensation costs that cut into their margins. Reliable Consulting Group, LLC works with local contractors and manufacturers to align coverage with current payroll and risk profiles, helping prevent costly audits and disputes. They then schedule an on-site walkthrough to assess safety measures and review claim history, identifying gaps that could lead to future premium increases.
Top Quality Insurance Youngstown provides residential workers’ compensation coverage for individual policyholders in Youngstown, OH. Commercial coverage is also offered for local small and mid-sized businesses that require employer liability protection. Service extends throughout the Youngstown area, including surrounding communities in Mahoning County. The company assists clients with policy selection, claim filing, and premium management. Follow-up consultations between regular policy renewal periods allow the agent to adjust coverage as clients’ employment situations or business operations change.
What Does a a Workers' Compensation Insurance Agent in Youngstown Cost?
Workers compensation insurance costs in Ohio vary by industry classification and payroll. For example a low risk office job may cost around 0.50 to 1.00 per 100 dollars of payroll while construction trades can range from 5.00 to 15.00 per 100 dollars. Premiums are set by the Ohio BWC and agents cannot negotiate rates. This is general information not insurance advice.
About workers' compensation insurance agents in Youngstown
Workers compensation insurance agents in Youngstown Ohio help businesses comply with Ohio Bureau of Workers Compensation requirements. Ohio is a monopolistic state meaning most employers must obtain coverage through the state fund. An agent can guide you through classification codes premium calculations and experience rating modifications.
Frequently Asked Questions
Do all Ohio employers need workers compensation insurance?
Yes most Ohio employers with at least one employee must carry workers compensation coverage through the Ohio BWC. Sole proprietors and partners may elect to be exempt but must file proper paperwork.
How does an agent help with Ohio workers comp?
An agent assists with completing the BWC application choosing the correct manual classification codes and setting up payroll reporting. They also help you understand how your experience modifier affects your premium.
What is the penalty for not having coverage in Ohio?
Ohio law imposes a penalty of up to 50 percent of the premium due for noncompliance. The BWC may also issue a stop work order until coverage is obtained.
Workers' Compensation Insurance Agents in Other Ohio Cities
Akron · Amelia · Beavercreek · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware · Dublin