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Find Boat Insurance Agents Near You in Athens, AL

Browse boat insurance agents serving Athens, Alabama. Updated 2026-07-14.

The top-rated boat insurance agent in Athens, Alabama is iPROTECT Insurance & Financial Services, Inc., rated 4.9 stars across 123 reviews. Other highly rated options include Phillip Burton - COUNTRY Financial Agent, Eddie Breakfield - State Farm Insurance Agent, Brody Jackson - State Farm Insurance Agent. This directory lists 18 boat insurance agents serving Athens.

Showing 18 boat insurance agents in Athens, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1iPROTECT Insurance & Financial Services, Inc.1114 US-31 Suite E(256) 444-2041
2Phillip Burton - COUNTRY Financial Agent707 US-31 Ste C(256) 232-1256
3Eddie Breakfield - State Farm Insurance Agent114 N Marion St(256) 232-1238
4Brody Jackson - State Farm Insurance Agent885 US-72 Ste A(256) 998-5577
5Nationwide Insurance: Jon Peters Insurance Agency, Inc.1111 US Hwy 72 E(256) 232-7200
6Brian King - State Farm Insurance Agent1785 US Hwy 72 E STE A(256) 771-2001
7SOS Insurance Agency1102 S Jefferson St(256) 262-9133
8Highstreet Kilgro Insurance Agency707 US-31 Ste F(256) 232-5241
9Lance Bledsoe: Allstate Insurance617 Hobbs St E(256) 233-2377
10Alfa Insurance22380 US-72(256) 232-2898
II
1114 US-31 Suite E
iPROTECT Insurance & Financial Services, Inc.
Boat Insurance Agent · Athens, AL

iPROTECT Insurance & Financial Services, Inc. serves the Athens, AL area, specializing in boat insurance agent services. These services help local maritime enthusiasts protect personal watercraft and larger vessels. The company assists clients by evaluating specific coverage needs for navigating nearby waterways. Among the policies offered, they handle liability protection for accidents on the water, as well as coverage for physical damage to boats caused by storms or collisions.

PB
707 US-31 Ste C
Phillip Burton - COUNTRY Financial Agent
Boat Insurance Agent · Athens, AL

Phillip Burton - COUNTRY Financial Agent provides boat insurance coverage to clients in Athens, AL, offering policies that protect watercraft from a variety of risks. The agency helps customers select appropriate liability limits and comprehensive physical damage plans, and it can adjust coverage as boating needs change. Clients receive support with policy reviews and claims guidance throughout their ownership. The agent works with owners of personal watercraft, fishing boats, and pontoon boats, and also serves local residential and commercial properties, such as single-family homes, apartments, and retail locations.

EB
114 N Marion St
Eddie Breakfield - State Farm Insurance Agent
Boat Insurance Agent · Athens, AL

Customers may request an initial boat inspection or opt for recurring seasonal reviews to maintain coverage. Eddie Breakfield, a State Farm Insurance Agent in Athens, AL, offers boat insurance that protects against physical damage, liability, and theft. Policies can be tailored to cover specific vessel types and usage patterns. Service for new quotes, policy adjustments, or claims assistance is available on an as-needed basis, accommodating the unpredictable demands of marine ownership.

BJ
885 US-72 Ste A
Brody Jackson - State Farm Insurance Agent
Boat Insurance Agent · Athens, AL

Brody Jackson - State Farm Insurance Agent serves Athens, Alabama, and its surrounding communities with boat insurance coverage. It handles policies for a range of watercraft, including fishing boats, pontoons, and personal watercraft, tailored to local lake and river conditions. The agent guides each client through coverage options such as liability, physical damage, and towing services. To handle a typical job, it reviews the specific vessel, asks about typical usage, and customizes a policy to balance protection and affordability.

NI
1111 US Hwy 72 E
Nationwide Insurance: Jon Peters Insurance Agency, Inc.
Boat Insurance Agent · Athens, AL

When spring rains raise water levels on the Tennessee River near Athens, AL, local boat owners begin checking their insurance coverage. Nationwide Insurance: Jon Peters Insurance Agency, Inc. specializes in policies that protect vessels from storm damage, collisions, and liability on area waterways. The agent works with marina slips and trailered watercraft, tailoring each policy to individual boating habits and risk factors. Before providing a quote, the agency reviews the current condition of the boat through a basic inspection of the hull and safety equipment.

BK
1785 US Hwy 72 E STE A
Brian King - State Farm Insurance Agent
Boat Insurance Agent · Athens, AL

Serving the Athens, AL area, this agency specializes in boat insurance coverage to protect watercraft from the dock to the open water. As a local agent, Brian King provides general insurance services tailored for the Tennessee Valley and nearby waterways. Policies are designed to cover common risks such as collision, theft, and liability while boating. The office also helps clients ensure their coverage is current before the spring launch season, addressing the increased activity on local lakes and rivers each year.

SI
1102 S Jefferson St
SOS Insurance Agency
Boat Insurance Agent · Athens, AL

SOS Insurance Agency in Athens, AL serves local homeowners, businesses, and property managers who need specialized boat insurance coverage. The agency helps clients protect their personal watercraft against common risks on nearby lakes and rivers. It offers policies tailored to different vessel types and usage patterns common in the region. The team focuses on matching each customer with suitable liability and physical damage options. SOS Insurance Agency also covers boat owners in the Decatur metro area and surrounding Limestone County communities.

HK
707 US-31 Ste F
Highstreet Kilgro Insurance Agency
Boat Insurance Agent · Athens, AL

As the spring boating season approaches along the Tennessee River and nearby Wheeler Lake, boat owners in Athens, Alabama, turn to Highstreet Kilgro Insurance Agency for their marine coverage needs. This agency specializes in boat insurance, addressing risks such as storm damage, theft, and liability on the water. By tailoring policies to local recreational vessels, they help ensure compliance with marina and loan requirements. The process typically begins with a thorough inspection of the boat and a review of its usage patterns to determine appropriate coverage.

LB
617 Hobbs St E
Lance Bledsoe: Allstate Insurance
Boat Insurance Agent · Athens, AL

Lance Bledsoe: Allstate Insurance provides comprehensive coverage for local watercraft owners in Athens, AL. The agency specializes in protecting boats against physical damage, theft, and liability risks common on area lakes and waterways. Additionally, policies can include towing and cleanup coverage. This boat insurance agent serves clients with personal watercraft, fishing boats, and pleasure yachts. It also handles commercial sectors such as marine repair shops, waterfront storage offices, and lakeside food service establishments.

AI
22380 US-72
Alfa Insurance
Boat Insurance Agent · Athens, AL
BT
1785 US Hwy 72 E Ste C
Brad Tank: Allstate Insurance
Boat Insurance Agent · Athens, AL
(256) 771-7540
agents.allstate.com/brad-tank-athens-al.html
AI
524 US Hwy 72 W
Alfa Insurance - Johnson & Looney Agency
Boat Insurance Agent · Athens, AL
(256) 232-1340
alfainsurance.com
AS
171 US-31
Anchor Sure Insurance Co.
Boat Insurance Agent · Athens, AL
(256) 208-5257
AI
129 US-31
Alfa Insurance - Thomas-Jones Agency
Boat Insurance Agent · Athens, AL
(256) 233-1616
alfainsurance.com
MH
102 Market St W
Martin & Hubbs Inc
Boat Insurance Agent · Athens, AL
(256) 232-0505
martinandhubbs.com
RD
107 W Washington St
Richardson & Deemer Insurance
Boat Insurance Agent · Athens, AL
(256) 232-3310
richardsonanddeemer.com
DT
229 French Farms Blvd Ste B2
David Turner - COUNTRY Financial Representative
Boat Insurance Agent · Athens, AL
(256) 233-3310
advisors.countryfinancial.com/usa/al/athens/david-turner
TC
201 W Green St Suite A
TWFG Chance Insurance
Boat Insurance Agent · Athens, AL
(256) 232-2400
agentpages.twfg.com/deborahchance

What Does a a Boat Insurance Agent in Athens Cost?

Boat insurance costs in Alabama vary widely based on boat value, type, and usage. For a typical runabout or fishing boat, annual premiums range from 300 to 600 dollars. Larger cruisers or high-performance boats can cost 800 to 2,000 dollars or more per year. Factors like your driving record, storage location, and coverage limits also affect the price. This is general information and not insurance advice.

About boat insurance agents in Athens

Boat insurance agents in Athens, Alabama help protect your watercraft on the Tennessee River and nearby lakes. Alabama law does not require boat insurance for most vessels, but lenders and marinas often require it. Local agents can tailor policies to cover liability, physical damage, and uninsured boater risks specific to the area.

Frequently Asked Questions

Do I need boat insurance in Athens Alabama?

Alabama does not mandate boat insurance for most recreational vessels. However, if you have a loan on the boat or keep it at a marina, the lender or marina will likely require liability and physical damage coverage.

What does boat insurance typically cover in Alabama?

Standard boat insurance policies cover liability for injury or damage to others, physical damage to your boat from collision or weather, and medical payments. Many policies also include coverage for towing, fuel spill liability, and uninsured boaters.

How do I choose a boat insurance agent in Athens?

Look for an agent who specializes in marine insurance and understands local waterways like Wheeler Lake and the Elk River. Ask about coverage for fishing equipment, personal watercraft, and hurricane or storm damage common in Alabama.

Boat Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.