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Find Boat Insurance Agents Near You in Daphne, AL

Directory of boat insurance agents in Daphne, Alabama. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Daphne, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 15 boat insurance agents in Daphne, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Josh Lankford - State Farm Insurance Agent
1410 US-98 Ste G, Daphne, AL 36526
(251) 422-8313 daphnesf.com
Eversure Insurance
25833 State Hwy 181, Daphne, AL 36526
(251) 626-8900 geteversure.com
Elaine Bui: Allstate Insurance
29640 State Hwy 181 Ste 102, Daphne, AL 36526
(251) 283-6445 agents.allstate.com
Thomas, Harrison & Associates Insurance Agency
26436 Kensington Pl, Daphne, AL 36526
(251) 621-2180 thahelps.com
Freeway Insurance
28841 US-98 b, Daphne, AL 36526
(251) 299-7003 locations.freeway.com
The Henson Agency: Allstate Insurance
28623 N Main St C, Daphne, AL 36526
(251) 626-2500 agents.allstate.com
Walker Insurance Agency
1203 US-98 Suite 2B1, Daphne, AL 36526
(251) 422-9959 walkerins.biz
Mitch Kitchens - State Farm Insurance Agent
28796 US-98, Daphne, AL 36526
(251) 626-2071 mitchhasyoucovered.com
Stillman Insurance Group
810 Manci Ave Suite 5, Daphne, AL 36526
(251) 929-8434 stillmanig.com
Southern Coastal Insurance
809-A Daphne Ave, Daphne, AL 36526
(251) 621-1822 southerncoastalinsurance.com
South Shore Insurance Underwriters
26179 Capital Dr A, Daphne, AL 36526
(251) 923-4474 ssiuw.com
C. A. Luckie Insurance
26030 Capital Dr Suite A, Daphne, AL 36526
(251) 279-9123 luckieins.com
Alfa Insurance
30941 Mill Ln e, Daphne, AL 36526
(251) 625-6585 alfainsurance.com
Alfa Insurance
2101 US-98 AB, Daphne, AL 36526
(251) 626-3383 alfainsurance.com
Beacon Insurance Services, Inc.
2210 Main St H, Daphne, AL 36526
(251) 829-8033 beaconinsuranceservices.net

Boat insurance agents in Daphne, Alabama help you protect your vessel on Mobile Bay and nearby rivers. Alabama law does not require boat insurance for most watercraft, but lenders and marinas often require it. Local agents can guide you through coverage options that meet state requirements and your personal needs.

What Does a Boat Insurance Agent in Daphne Cost?

Boat insurance costs in Alabama vary by boat type, value, and usage. A typical policy for a small fishing boat might cost 200 to 400 dollars per year, while a larger yacht can cost 1,000 to 3,000 dollars annually. Factors like your claims history and where you dock also affect the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance in Alabama?
Alabama does not mandate boat insurance for most recreational vessels. However, if you have a loan on the boat or keep it at a marina, the lender or marina may require liability and physical damage coverage.
What does boat insurance typically cover in Daphne?
Standard boat insurance policies cover liability for injury or damage to others, physical damage to your boat from collisions or storms, and theft. Agents in Daphne often recommend adding uninsured boater coverage and towing on Mobile Bay.