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Compare Boat Insurance Agents in Decatur, AL

Compare boat insurance agents in Decatur. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Decatur, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 boat insurance agents in Decatur, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trevor Butcher - State Farm Insurance Agent
719 Bank St Ste C, Decatur, AL 35601
(256) 353-6522 insuredbythebutcher.com
Patrick Johnson - State Farm Insurance Agent
1721 Somerville Rd SE, Decatur, AL 35601
(256) 353-0000 agent52.com
Highstreet Kilgro Insurance Agency
439 Johnston St SE, Decatur, AL 35601
(256) 350-8241 kilgroinsurance.com
Providence Insurance
107 Grant St SE, Decatur, AL 35601
(256) 277-1481 aldridgeins.net
Freeway Insurance
1624 Beltline Rd SW, Decatur, AL 35601
(256) 248-9795 locations.freeway.com
Alabama Insurance Services
2132 6th Ave SE Suite 105, Decatur, AL 35601
(256) 355-0413
Akin & Associates Insurance Group - Priceville
468 Hwy 67 S, Decatur, AL 35603
(256) 355-8500 akinandassociates.com
Stovall-Marks Insurance
2601 Danville Rd SW, Decatur, AL 35603
(256) 355-7951 stovallmarks.com
Ken Williams Insurance - Equity Insurance Group
901 Wimberly Dr SW B, Decatur, AL 35603
(256) 552-5522 kwic.co
Webb-Awtrey Agency - American National Insurance
1904 Flint Rd SE, Decatur, AL 35601
(256) 355-8215 da-ins.net
ABC Insurance Services
2042 Beltline Rd SW b102, Decatur, AL 35601
(256) 686-2039 decaturagent.com
SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry
1414 7th Ave SE, Decatur, AL 35601
(256) 552-7577 insurshield.com
Bishop, Cannon & Stacy Insurance
1324 Stratford Rd SE, Decatur, AL 35601
(256) 355-7779 bcsinsuranceco.com
Knight Insurance Agency
815 Bradley St SW, Decatur, AL 35601
(256) 350-8139
Alfa Insurance - Suggs Brothers Agency
2941 Point Mallard Pkwy SE Ste B, Decatur, AL 35603
(256) 353-1062 alfainsurance.com
Stough & Associates Insurance Agency
101 14th St SW, Decatur, AL 35601
(256) 340-1905
King Insurance Agency
401 Grant St SE, Decatur, AL 35601
(256) 353-1460
American Insurance Agency
2708 Hwy 31 S Ste C, Decatur, AL 35603
(256) 353-8004 americaninsurance.net
Will Wright Agency
1000 Beltline Rd SW j, Decatur, AL 35601
(256) 353-5537 willwrightagency.com
Doug Hembree Agency
The Greens, 2130 6th Ave SE #301, Decatur, AL 35601
(256) 355-5678

Boat insurance agents in Decatur Alabama help protect your watercraft on the Tennessee River and nearby lakes. Alabama law requires liability coverage for boats with more than 50 horsepower. A local agent can explain the states minimum requirements and recommend additional coverage options.

What Does a Boat Insurance Agent in Decatur Cost?

Typical boat insurance costs in Alabama range from 300 to 800 dollars per year for a standard runabout. Larger vessels or high performance boats can cost 1,000 to 3,000 dollars annually. Factors include boat value, horsepower, navigation area, and your claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Decatur Alabama?
Boat insurance typically covers physical damage to your vessel, liability for injuries to others, and damage to other property. In Alabama, liability coverage is required for boats over 50 horsepower. Many policies also include coverage for theft and towing on the Tennessee River.
Is boat insurance required by law in Alabama?
Alabama law requires liability insurance for any boat with a motor of 50 horsepower or more. This coverage must meet the states minimum limits of 20 thousand dollars for bodily injury per person and 40 thousand dollars per accident. Smaller boats do not have a legal insurance requirement but agents still recommend coverage.
How do I choose a boat insurance agent in Decatur?
Look for an agent who specializes in marine insurance and understands local waterways like the Tennessee River. Ask about coverage for hurricane season and storage options. A good agent will compare quotes from multiple insurers to find a policy that fits your boat type and budget.