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Find Boat Insurance Agents in Fairhope, AL

Browse boat insurance agents serving Fairhope, Alabama. Contact information and addresses listed below.

17 agents listed
Updated May 2026
Fairhope, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 17 boat insurance agents in Fairhope, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rick Phyfer - State Farm Insurance Agent
19416 S Greeno Rd, Fairhope, AL 36532
(251) 928-7500 rickphyfer.com
Farmers Insurance - Andrew Malone
104 Professional Park Dr, Fairhope, AL 36532
(251) 990-4000 agents.farmers.com
Chase Herrin - State Farm Insurance Agent
21611 State Hwy 181 Ste A, Fairhope, AL 36532
(251) 929-2020 chaseherrin.com
Alliance Insurance Group
19009 State Hwy 181, Fairhope, AL 36532
(251) 281-0082 alliancegroupins.com
The Myrick Agency
860 Edwards Ave, Fairhope, AL 36532
(251) 517-5600 themyrickagency.com
Tim Simmonds - State Farm Insurance Agent
356 Morphy Ave, Fairhope, AL 36532
(251) 928-1400 timsimmonds.com
Scott Soulant: Allstate Insurance
504 N Section St, Fairhope, AL 36532
(251) 990-9553 agents.allstate.com
Sharon Hattenstein: Allstate Insurance
23690 US-98 Ste E1, Fairhope, AL 36532
(251) 928-3229 agents.allstate.com
Empower Insurance Solutions
193 Falls Creek St, Fairhope, AL 36532
(251) 880-6108 empowerinsurancesolutions.com
Malone Insurance agency
104 Professional Park Dr, Fairhope, AL 36532
(251) 990-4000 maloneinsurance.com
Magic City Insurance Group, LLC
7 Bayview St S, Fairhope, AL 36532
(251) 230-2820 magicins.agency
Pitman Insurance
402 Bellangee Ave, Fairhope, AL 36532
(251) 928-9786 pitmaninsurance.com
Eastern Shore Insurance Agency
21036 State Hwy 181, Fairhope, AL 36532
(251) 928-6256 easternshoreinsurance.net
Robertson John A Insurance Agency Inc
101 N Section St, Fairhope, AL 36532
(251) 928-2163 robertsoninsuranceinc.com
ALABAMA COASTAL INSURANCE
520 N Greeno Rd, Fairhope, AL 36532
(251) 929-4672 alcoastalinsurance.com
Tidewater Insurance Agency
319 Fairhope Ave, Fairhope, AL 36532
(251) 800-8433 tidewaterins.net
Chris May, LTN Insurance Services, LLC
19940 State Hwy 181 B, Fairhope, AL 36532
(251) 210-2290 ltninsurance.com

Boat insurance agents in Fairhope Alabama help protect your vessel on the waters of Mobile Bay and the Gulf of Mexico. Alabama law requires liability coverage for boats with more than 25 horsepower. Local agents can tailor policies to meet state requirements and cover risks like storm damage and collision.

What Does a Boat Insurance Agent in Fairhope Cost?

Boat insurance costs in Alabama vary widely based on boat value size and usage. A typical policy for a small fishing boat might cost 300 to 600 dollars per year. For a larger yacht or cruiser premiums can range from 1,000 to 3,000 dollars annually. Factors like your boating experience and claims history also affect the rate. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does boat insurance cover in Alabama?
Boat insurance in Alabama typically covers physical damage to your vessel liability for injury or damage to others and medical payments. Many policies also include coverage for theft and towing. Alabama does not require insurance for all boats but lenders often require it.
How do I find a boat insurance agent in Fairhope Alabama?
You can search online for local independent agents who specialize in marine insurance. Many Fairhope agents have offices near the Fairhope Municipal Marina. Ask agents about their experience with Alabama coastal policies and Mobile Bay conditions.
Are there special insurance rules for boats on Mobile Bay?
Yes Alabama law requires boat operators born after April 28 1954 to complete a boating safety course. Insurance agents may offer discounts for completing this course. Policies for Mobile Bay often include hurricane and windstorm coverage due to the Gulf Coast location.