The top-rated boat insurance agent in Birmingham, Alabama is Caroline Dorris - State Farm Insurance Agent, rated 5.0 stars across 281 reviews. Other highly rated options include Quin Hampton - State Farm Insurance Agent, Elevation Insurance, Aaron Kidder - State Farm Insurance Agent. This directory lists 27 boat insurance agents serving Birmingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Caroline Dorris - State Farm Insurance Agent | 2805 6th Ave S | (205) 322-3276 |
| 2 | Quin Hampton - State Farm Insurance Agent | 9721 Parkway E Ste D | (205) 836-7234 |
| 3 | Elevation Insurance | 4000 Eagle Point Corporate Dr Suite #285 | (205) 974-1323 |
| 4 | Aaron Kidder - State Farm Insurance Agent | 1483 Gadsden Hwy #124 | (205) 655-6128 |
| 5 | Burns Mitchell Agency: Allstate Insurance | 5588 Apple Park Dr Suite 109 | (205) 749-4978 |
| 6 | Wiggins Insurance Agency | 5971 Chalkville Mountain Ln Suite D | (205) 853-6429 |
| 7 | Globe Life Liberty National Division: The Clint McLain Agency | 2204 Lakeshore Dr #218 | (888) 469-5757 |
| 8 | All American Insurance | 819 3rd Ave N | (205) 322-0311 |
| 9 | Miller Insurance Agency LLC | 120 19th St N Suite 2019 | (256) 936-4642 |
| 10 | Bama Insurance Services | 260 W Valley Ave | (205) 942-3522 |
Caroline Dorris - State Farm Insurance Agent in Birmingham, AL provides boat insurance services, covering liability, physical damage, and medical payments for watercraft policies. The agency offers tailored coverage plans along with general policy reviews to help clients maintain appropriate protection for their vessels. Caroline Dorris assists with new policies, claims guidance, and annual coverage adjustments. Its services are available for owners of powerboats, sailboats, personal watercraft, and small luxury yachts, as well as single-family homes, apartments, retail locations, and restaurants.
Quin Hampton - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Birmingham, AL area. As a boat insurance agent, it helps clients secure coverage for their watercraft, protecting against liability, physical damage, and theft. Policies can cover everything from small fishing boats to larger recreational vessels operating on local lakes and rivers. The agency also works with area residents to tailor insurance that fits their specific needs. Its service area extends to nearby communities such as Hoover, ensuring broader metro coverage.
Elevation Insurance in Birmingham, AL offers both one-time coverage consultations and ongoing policy management for boat owners. Clients can discuss specific protection for their vessel, whether for a freshwater lake or coastal waters, tailored to individual needs. The agent provides guidance on liability and physical damage coverage to suit different boating activities. Service operates on a strictly as-needed basis, with no automatic renewals unless requested, allowing boaters to adjust their insurance according to seasonal usage or changes in their watercraft.
Aaron Kidder - State Farm Insurance Agent in Birmingham, AL, is known for providing boat insurance coverage to local watercraft owners. The agency offers standard policies that protect against common risks on area lakes and rivers. Services include securing liability and physical damage coverage tailored to different types of boats. Clients can add optional endorsements for towing and roadside assistance.
For Birmingham boat owners facing unpredictable spring storms on area lakes, securing proper hull coverage becomes a seasonal priority. Burns Mitchell Agency: Allstate Insurance provides boat insurance agent services tailored to local recreational and fishing vessels. The agency works with clients to explain policy options that address storm damage and theft while dockside or trailered. An agent typically reviews current boat specifications and typical usage patterns during an initial assessment before discussing potential coverage selections. The process concludes with a request for a vessel inspection to confirm condition and equipment.
Located in Birmingham, AL, Wiggins Insurance Agency provides boat insurance to residents in the area. They also offer commercial coverage for businesses with watercraft needs across the region. Their policies help protect clients from common risks on local lakes and rivers. The agency follows up with customers after each policy term. This ensures coverage adapts to any new equipment or changed boating habits between regular service visits.
Globe Life Liberty National Division: The Clint McLain Agency in Birmingham, Alabama, is known for providing boat insurance coverage for personal watercraft and larger vessels on local lakes and rivers. It serves clients throughout the greater Birmingham area, offering policies that protect against theft, collision, and liability on the water. Each policy can be customized with add-on coverage for specialized equipment, including trolling motors and fish finders.
All American Insurance serves Birmingham, Alabama, and the surrounding Jefferson County area as a dedicated Boat Insurance Agent. The agency helps local boat owners secure coverage for a range of watercraft, including pontoons, fishing boats, and personal watercraft. Policies typically protect against physical damage, liability, and other common risks associated with boating on nearby lakes and rivers. The company specializes in both inland marine insurance and policies tailored for bass boats and ski boats operated throughout the region.
Bama Insurance Services provides boat insurance coverage for recreational watercraft in Birmingham, Alabama, including liability and physical damage protection. Its service packages also encompass options for towing and on-water assistance. Through routine policy reviews, the agency helps clients adjust coverage as boat values or usage patterns change. Additionally, it offers deductible options to suit different budgets. The company extends its services to a variety of local boat owners, servicing customers with single-family homes, apartments, retail businesses, and restaurants along Alabama’s waterways.
What Does a a Boat Insurance Agent in Birmingham Cost?
The cost of boat insurance in Alabama typically ranges from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels like yachts or high performance boats can cost 1,000 to 3,000 dollars or more annually. Factors include boat value horsepower age and your boating history. This is general information and not insurance advice.
About boat insurance agents in Birmingham
Boat insurance agents in Birmingham Alabama help you protect your watercraft against damage theft and liability. Alabama law requires liability coverage for boats with motors over 50 horsepower. Local agents can guide you through state-specific requirements including navigable waterways like the Black Warrior River and Lake Logan Martin.
Frequently Asked Questions
What types of boat insurance are available in Birmingham Alabama?
Agents offer liability coverage for bodily injury and property damage as well as comprehensive and collision coverage for your boat. Alabama requires liability insurance for boats with motors exceeding 50 horsepower. You can also add coverage for accessories trailers and towing.
Is boat insurance required by law in Alabama?
Alabama law does not require boat insurance for all vessels. However liability insurance is mandatory for boats with motors over 50 horsepower. Even if not required agents recommend coverage to protect against accidents on popular Birmingham area lakes.
How do I choose a boat insurance agent in Birmingham?
Look for an agent licensed in Alabama who specializes in marine or recreational vehicle insurance. Ask about their experience with local waterways and claims handling. Compare quotes from multiple agents to find a policy that fits your boat type and usage.