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Boat Insurance Agents in Birmingham, AL

Looking for a boat insurance agent in Birmingham? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Birmingham, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 boat insurance agents in Birmingham, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Caroline Dorris - State Farm Insurance Agent
2805 6th Ave S, Birmingham, AL 35233
(205) 322-3276 carolinedorris.com
Quin Hampton - State Farm Insurance Agent
9721 Parkway E Ste D, Birmingham, AL 35215
(205) 836-7234 myagentisquin.com
Elevation Insurance
4000 Eagle Point Corporate Dr Suite #285, Birmingham, AL 35242
(205) 974-1323 elevationinsurance.net
Burns Mitchell Agency: Allstate Insurance
5588 Apple Park Dr Suite 109, Birmingham, AL 35235
(205) 749-4978 agents.allstate.com
Wiggins Insurance Agency
5971 Chalkville Mountain Ln Suite D, Birmingham, AL 35235
(205) 853-6429 wigginsinsuranceagency.com
Aaron Kidder - State Farm Insurance Agent
1483 Gadsden Hwy #124, Birmingham, AL 35235
(205) 655-6128 aaronkidder.com
Globe Life Liberty National Division: The Clint McLain Agency
2204 Lakeshore Dr #218, Birmingham, AL 35209
(888) 469-5757 ln.globelifeinsurance.com
All American Insurance
819 3rd Ave N, Birmingham, AL 35203
(205) 322-0311 allamericaninsbham.com
Bama Insurance Services
260 W Valley Ave, Birmingham, AL 35209
(205) 942-3522 bamainsurance.com
PAC Insurance Agency, Inc.
213 Gadsden Hwy, Birmingham, AL 35235
(205) 836-5959 pacinsuranceagency.com
Miller Insurance Agency LLC
120 19th St N Suite 2019, Birmingham, AL 35203
(256) 936-4642 milleragents.com
The Reed Agency
9624 Parkway E, Birmingham, AL 35215
(205) 854-2156 thelreedagency.com
Availen Insurance
2718 20th St S Suite 203, Birmingham, AL 35209
(205) 994-8567 availeninsurance.com
Abbott Insurance -TWFG
200 Cahaba Park Cir Suite 102, Birmingham, AL 35242
(205) 558-5433 agentpages.twfg.com
Altasurance
201 Office Park Dr #100, Birmingham, AL 35223
(205) 970-2187 altasurance.com
Lori Zucco Insurance
186 Oxmoor Rd Suite 128, Birmingham, AL 35209
(205) 942-4448 lorizucco.com
Vessel Insurance, LLC.
1100 E Park Dr Ste.108, Birmingham, AL 35235
(205) 999-7475 vesselinsllc.com
Providence Insurance Partners, Inc.
813 Shades Creek Pkwy # 210, Birmingham, AL 35209
(205) 974-2273 providence-ins.com
Insurance Shop Inc
221 Oxmoor Blvd, Birmingham, AL 35209
(205) 509-1459
The Frazier Insurance Agency
2230 Sweeney Hollow Rd, Birmingham, AL 35215
(205) 520-7974

Boat insurance agents in Birmingham Alabama help you protect your watercraft against damage theft and liability. Alabama law requires liability coverage for boats with motors over 50 horsepower. Local agents can guide you through state-specific requirements including navigable waterways like the Black Warrior River and Lake Logan Martin.

What Does a Boat Insurance Agent in Birmingham Cost?

The cost of boat insurance in Alabama typically ranges from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels like yachts or high performance boats can cost 1,000 to 3,000 dollars or more annually. Factors include boat value horsepower age and your boating history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance are available in Birmingham Alabama?
Agents offer liability coverage for bodily injury and property damage as well as comprehensive and collision coverage for your boat. Alabama requires liability insurance for boats with motors exceeding 50 horsepower. You can also add coverage for accessories trailers and towing.
Is boat insurance required by law in Alabama?
Alabama law does not require boat insurance for all vessels. However liability insurance is mandatory for boats with motors over 50 horsepower. Even if not required agents recommend coverage to protect against accidents on popular Birmingham area lakes.
How do I choose a boat insurance agent in Birmingham?
Look for an agent licensed in Alabama who specializes in marine or recreational vehicle insurance. Ask about their experience with local waterways and claims handling. Compare quotes from multiple agents to find a policy that fits your boat type and usage.