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Find Boat Insurance Agents Near You in Laurel, MD

Browse boat insurance agents serving Laurel, Maryland. Updated 2026-07-14.

The top-rated boat insurance agent in Laurel, Maryland is State Farm: Adam Herndon, rated 4.9 stars across 564 reviews. Other highly rated options include Simmerer Insurance, Laurel Insurance Center placas y seguro, Jennifer Smigal - State Farm Insurance Agent. This directory lists 18 boat insurance agents serving Laurel.

Showing 18 boat insurance agents in Laurel, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1State Farm: Adam Herndon8323 Cherry Ln Suite 13(240) 280-2285
2Simmerer Insurance601 7th St Ste 103(301) 386-0900
3Laurel Insurance Center placas y seguro8641 Cherry Ln(301) 640-8509
4Jennifer Smigal - State Farm Insurance Agent510 4th St(301) 384-2323
5Mid Atlantic Insurance Financial13633 Baltimore Ave(301) 604-4444
6Global Insure USA14502 Greenview Dr # 500(410) 507-7781
7CNR Insurance Inc14502 Greenview Dr # 500(301) 490-9600
8Kathy Fowler - State Farm Insurance Agent510 4th St(301) 369-0507
9Halkos Insurance Agency8635 Cherry Ln(301) 206-5464
10Bryan Wagschal: Allstate Insurance13600 Laurel - Bowie Rd(240) 565-0557
SF
8323 Cherry Ln Suite 13
State Farm: Adam Herndon
Boat Insurance Agent · Laurel, MD

State Farm: Adam Herndon serves boat owners in Laurel, MD, and throughout the greater Prince George’s County area, offering boat insurance agent services. This agency helps clients secure coverage for personal watercraft, including liability protection and comprehensive physical damage policies. It also assists with customizing policies to cover equipment and trailer needs for vessels used on local waterways.

SI
601 7th St Ste 103
Simmerer Insurance
Boat Insurance Agent · Laurel, MD

Simmerer Insurance in Laurel, MD matches clients with boat insurance policies for various watercraft and their unique usage needs. The agency helps customers understand coverage options, including liability and physical damage protection, while explaining how deductibles and policy limits affect premiums. It also assists with paperwork and claims support to ensure a straightforward experience. The agency serves owners of sailboats, powerboats, and personal watercraft, as well as those requiring coverage for larger yachts and commercial fishing vessels.

LI
8641 Cherry Ln
Laurel Insurance Center placas y seguro
Boat Insurance Agent · Laurel, MD

Laurel Insurance Center placas y seguro serves homeowners, businesses, and property managers seeking coverage for their watercraft. As a boat insurance agent in Laurel, MD, the agency helps clients select policies that protect boats and personal watercraft against liability and physical damage. It works to match each customer with appropriate coverage tailored to local boating conditions. The agency also serves the surrounding Baltimore-Washington metropolitan area, including communities such as Columbia and Bowie.

JS
510 4th St
Jennifer Smigal - State Farm Insurance Agent
Boat Insurance Agent · Laurel, MD

Jennifer Smigal of State Farm Insurance serves residents of Laurel, Maryland, and the surrounding Patuxent River communities with dedicated boat insurance coverage. The agency handles policies for personal watercraft, fishing boats, and larger pleasure vessels ensuring proper liability and physical damage protection. Clients typically receive a thorough review of their specific boating habits, vessel usage, and storage situation to tailor appropriate policy limits and deductibles.

MA
13633 Baltimore Ave
Mid Atlantic Insurance Financial
Boat Insurance Agent · Laurel, MD

For a boat owner in Laurel, MD, choosing between a single trip policy and a season-long agreement often depends on how frequently the vessel is used. Mid Atlantic Insurance Financial provides boat insurance agent services that focus on matching each client’s usage pattern with suitable coverage. Their policies account for local waterways, liability protection, and physical damage risks. The office operates on a scheduled appointment basis rather than offering routine on-site hours or emergency walk-in services, making advance booking necessary for consultations. Service runs strictly as-needed by appointment only.

GI
14502 Greenview Dr # 500
Global Insure USA
Boat Insurance Agent · Laurel, MD

Global Insure USA provides specialized boat insurance services in Laurel, MD, helping clients secure coverage for vessels ranging from small runabouts to larger cruisers. The agency works to match policyholders with appropriate protections for liability, physical damage, and towing needs. Its general work includes reviewing individual boating habits and advising on suitable deductibles. During winter months, it assists boat owners with verifying that storage damage and seasonal lay-up clauses are properly addressed in their policies.

CI
14502 Greenview Dr # 500
CNR Insurance Inc
Boat Insurance Agent · Laurel, MD

As the spring boating season approaches on the Patuxent River and nearby Chesapeake Bay, CNR Insurance Inc in Laurel, Maryland helps local vessel owners secure proper coverage. This agency focuses on the risks specific to regional waterways, including storms and seasonal traffic. Policies are tailored to protect personal watercraft, sailboats, and powerboats against liability and physical damage. Clients receive clear explanations of coverage limits and navigable areas. A new policy typically begins with an inspection of the vessel to assess its condition and equipment.

KF
510 4th St
Kathy Fowler - State Farm Insurance Agent
Boat Insurance Agent · Laurel, MD

As spring boaters in Laurel, MD prepare their vessels for the Chesapeake Bay season, Kathy Fowler - State Farm Insurance Agent provides tailored insurance coverage for local watercraft. The agency understands that homeowners and mariners need policies that protect against weather damage and liability on inland waterways as well as the bay. Serving the Laurel community, the office reviews each boater’s needs, including dockage location and vessel type. An initial assessment of your boat and coverage requirements is scheduled by phone or in person.

HI
8635 Cherry Ln
Halkos Insurance Agency
Boat Insurance Agent · Laurel, MD

Halkos Insurance Agency provides boat owners with comprehensive risk management solutions tailored to watercraft ownership. They specialize in offering additional coverage options for equipment, towing, and liability protection unique to marine environments. Serving the Laurel, Maryland area, the agency assists clients navigating local waterways and seasonal storage requirements. Their expertise extends beyond personal watercraft to cover commercial sectors including marinas, yacht clubs, and boat repair offices. Additional commercial policies can be structured for on-water service vessels, waterfront warehouses, and food service operations located near docks.

BW
13600 Laurel - Bowie Rd
Bryan Wagschal: Allstate Insurance
Boat Insurance Agent · Laurel, MD

Bryan Wagschal: Allstate Insurance in Laurel, MD, provides residential boat insurance services, addressing coverage needs for personal watercraft and vessels stored at the home. Commercial boat insurance is also available for small businesses operating watercraft in the local area. The agency serves clients throughout Laurel and the broader surrounding region. Policyholders can typically follow up directly with an agent between regular annual visits to adjust coverage or ask questions about their boat’s protection.

AA
13675 Baltimore Ave
Alo Agency: Allstate Insurance
Boat Insurance Agent · Laurel, MD
(301) 498-5002
agents.allstate.com/alo-agency-laurel-md.html
MA
13633 Baltimore Ave
Mid Atlantic Insurance Financial - An Erie Insurance Agency
Boat Insurance Agent · Laurel, MD
(888) 958-3743
midatlanticinsure.com
OI
129 Bowie Rd
Oasis Insurance Agency LLC
Boat Insurance Agent · Laurel, MD
(301) 798-6606
oasisinsurancelady.com
MC
329 Prince George St
M A Chenault Insurance Services
Boat Insurance Agent · Laurel, MD
(301) 490-4966
MA
14502 Greenview Dr # 500
Mid Atlantic Insurance Financial
Boat Insurance Agent · Laurel, MD
(301) 604-4444
mymidatlantic.com
CR
9705 Fort Meade Rd
Crown Regal Insurance Group
Boat Insurance Agent · Laurel, MD
(240) 907-8875
crownregalinsurance.com
NI
314 Second St
Nationwide Insurance: Timothy E Halkos
Boat Insurance Agent · Laurel, MD
(301) 490-5300
agency.nationwide.com/md/laurel/20707/halkos-insurance-agency-inc-10744843
TI
306 Talbott Ave
Talbott Insurance Inc
Boat Insurance Agent · Laurel, MD
(240) 713-3367

What Does a a Boat Insurance Agent in Laurel Cost?

The cost of boat insurance in Maryland varies widely based on boat value, size, horsepower, and your boating experience. For a typical runabout or fishing boat, annual premiums range from 300 to 800 dollars. Larger yachts or high-performance boats can cost 1,500 to 5,000 dollars or more per year. This is general information and not insurance advice.

About boat insurance agents in Laurel

Boat insurance agents in Laurel Maryland help you protect your watercraft with policies that meet state requirements. Maryland law does not require boat insurance for all vessels, but marinas and lenders often demand proof of coverage. Local agents can guide you on liability limits and optional protections like wreck removal or fuel spill liability.

Frequently Asked Questions

Is boat insurance required in Maryland?

Maryland does not require boat insurance for most recreational vessels. However, if you have a loan on the boat or keep it at a marina, the lender or marina will likely require liability and physical damage coverage.

What does a boat insurance policy in Maryland typically cover?

A standard policy covers physical damage to your boat, liability for injury or damage to others, and medical payments. Many policies also include towing, wreck removal, and coverage for personal property on board.

How do I choose a boat insurance agent in Laurel?

Look for an agent who specializes in marine insurance and understands local waterways like the Patuxent River or Chesapeake Bay. Ask about policy limits, deductibles, and whether the policy covers navigational areas you use.

Boat Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.