The top-rated boat insurance agent in Silver Spring, Maryland is Universal Insurance Group, rated 5.0 stars across 722 reviews. Other highly rated options include Chris Aguirre - State Farm Insurance Agent, ZELAYA INSURANCE AND BUSINESS SERVICES LLC, Cindi Scafide - State Farm Insurance Agent. This directory lists 27 boat insurance agents serving Silver Spring.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Universal Insurance Group | 11161 New Hampshire Ave # 400 | (301) 360-4560 |
| 2 | Chris Aguirre - State Farm Insurance Agent | 8455 Colesville Rd Unit 970 | (301) 946-4446 |
| 3 | ZELAYA INSURANCE AND BUSINESS SERVICES LLC | 14021 Georgia Ave Ste C-2 | (240) 355-7919 |
| 4 | Cindi Scafide - State Farm Insurance Agent | 8403 Colesville Rd #1100 | (301) 588-1497 |
| 5 | Ashley Deadwyler-Jones - State Farm Insurance Agent | 12057 Tech Rd b | (301) 273-3205 |
| 6 | Tawana Mensah - State Farm Insurance Agent | 10801 Lockwood Dr Ste 270 | (301) 949-3131 |
| 7 | ERIE Insurance - Harders & Bradford Insurance Agency | 512 E Randolph Rd L | (301) 879-5900 |
| 8 | Dawn Insurance Group | 109 Claybrook Dr | (240) 729-8261 |
| 9 | Seguros R Vasquez, Inc | 11451 Georgia Ave | (301) 962-3333 |
| 10 | Shalom Insurance Agency, LLC | 10770 Columbia Pike #250 | (240) 467-8873 |
Universal Insurance Group serves boat owners throughout Montgomery County and the wider Silver Spring, Maryland area. It assists clients with the essential task of properly insuring watercraft, addressing a range of pertinent coverages that protect against common on-water risks. The agency works to secure liability protection for operator mistakes as well as comprehensive physical damage coverage for the vessel itself. For many local boaters, its services also extend to arranging specialized options such as hurricane liability or uninsured boater coverage.
Chris Aguirre - State Farm Insurance Agent provides residential boat insurance coverage for owners in Silver Spring, Maryland. Policies are tailored to protect personal watercraft and yachts docked at local marinas. Commercial coverage for charter operations and boat rental businesses is also offered throughout the surrounding area. Clients receive individualized risk assessments and policy adjustments to meet changing needs, ensuring coverage remains current between regular seasonal inspections or major boating events. Follow-up service is available each time a vessel returns to port after a trip.
ZELAYA INSURANCE AND BUSINESS SERVICES LLC provides boat insurance coverage for clients in and around Silver Spring, Maryland. The agency helps vessel owners secure policies that protect against liabilities and physical damage. It offers guidance on policy selections and assists with routine coverage reviews to ensure adequate protection. By focusing on general marine insurance needs, the company helps clients keep their watercraft properly insured throughout the year. The agency services single-family homes, apartments, retail stores, and restaurants.
Homeowners and business owners in Silver Spring turn to Cindi Scafide - State Farm Insurance Agent for boat insurance coverage. The agency helps clients protect their watercraft from common risks on local lakes and tidal waters, offering policies that can include liability and physical damage protection. Residents with fishing boats, runabouts, and cabin cruisers often seek tailored coverage options. The agency also serves the greater Washington, D.C. metro area, including nearby communities such as Takoma Park and Wheaton.
Ashley Deadwyler-Jones - State Farm Insurance Agent serves Silver Spring, Maryland, and the surrounding communities. The agency handles boat insurance coverage for personal watercraft, sailboats, and larger motorized vessels that clients keep on local waterways. It offers policies that help protect against physical damage to the hull and liability for accidents. The agency takes a measured, consultative approach by discussing a boater's specific usage patterns and vessel type before recommending appropriate coverage levels.
With a boat insurance agent, a client can select either a one-time policy for a single seasonal trip or a recurring annual plan that covers the vessel throughout the year while docked and in use. Protection commonly includes liability for accidents, coverage for physical damage from storms or collisions, and safeguards against theft or vandalism on the water. Tawana Mensah - State Farm Insurance Agent provides these services for boaters in Silver Spring, MD, operating on an as-needed basis for initial quotes and policy adjustments.
As the weather warms and Chesapeake Bay boaters begin preparing their vessels for the season, ERIE Insurance - Harders & Bradford Insurance Agency in Silver Spring offers policies designed to cover risks on local waterways near the District. A boat insurance agent assesses a policyholder’s hull, liability needs, and navigational limits custom to each craft. Coverages for physical damage, theft, and personal property onboard are common considerations they address. Service begins with an inspection of the vessel and a full review of how it will be moored and operated.
Dawn Insurance Group in Silver Spring, MD helps clients secure coverage for their boats and watercraft. The agency specializes in adding supplementary protections such as liability coverage for accidents or damage while docked and transport. Beyond individual policies, the company assists commercial clients by tailoring plans for boat-related offices, warehouses used for storage, and food service operations relying on marine transportation.
Seguros R Vasquez, Inc in Silver Spring, MD specializes in arranging liability and physical damage coverage for watercraft from small fishing boats to larger yachts. It generally serves local boat owners by reviewing policy options for both saltwater and freshwater use. The agency helps clients understand hull valuations, navigation limits, and uninsured boater protection. Before each hurricane season, it assists policyholders with confirming adequate windstorm and storm surge provisions on their vessel policies.
Shalom Insurance Agency, LLC provides residential boat insurance services to clients in Silver Spring, Maryland, and also offers commercial coverage for watercraft used in business. The agency serves policyholders throughout the local area and surrounding communities. Clients can obtain personalized guidance on coverage options from this local boat insurance agent. After securing an initial policy, the agency remains available to assist with adjustments and follow-up needs between regular business visits, ensuring continued support as circumstances change.
What Does a a Boat Insurance Agent in Silver Spring Cost?
Typical boat insurance costs in Maryland range from 200 to 600 dollars per year for a small fishing boat. A larger cabin cruiser or yacht may cost 1,000 to 3,000 dollars annually. Factors include boat value, horsepower, and navigation area. This is general information and not insurance advice.
About boat insurance agents in Silver Spring
Boat insurance agents in Silver Spring Maryland help you protect your watercraft with policies that meet state requirements. Maryland law requires liability coverage for boats with more than 10 horsepower. Local agents can also advise on coverage for the Chesapeake Bay and nearby rivers.
Frequently Asked Questions
Do I need boat insurance in Maryland?
Yes if your boat has more than 10 horsepower. Maryland law requires liability insurance of at least 50,000 dollars for property damage and 100,000 dollars for bodily injury per accident.
What does a boat insurance agent in Silver Spring do?
An agent helps you compare policies from different insurers. They can explain coverage options like liability, collision, and uninsured boater protection specific to Maryland waters.
How long do I have to file a boat insurance claim in Maryland?
Most policies require you to report a claim within 30 days of the incident. Check your policy for exact time limits. Maryland law does not set a specific deadline but delays can affect your claim.
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