The top-rated boat insurance agent in Andover, Minnesota is Mike Orn - State Farm Insurance Agent, rated 5.0 stars across 596 reviews. Other highly rated options include Larsen Insurance Group, Baker Insurance Brokers, Hemgren Family Insurance. This directory lists 10 boat insurance agents serving Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Orn - State Farm Insurance Agent | 3366 Bunker Lake Blvd NW | (763) 323-4101 |
| 2 | Larsen Insurance Group | 2705 Bunker Lake Blvd NW Suite 206 | (763) 783-1188 |
| 3 | Baker Insurance Brokers | 13750 Crosstown Dr NW #100 | (763) 316-6632 |
| 4 | Hemgren Family Insurance | 15219 Bluebird St NW | (763) 208-6196 |
| 5 | Mike Mattingley - State Farm Insurance Agent | 13412 Hanson Blvd NW | (763) 421-5850 |
| 6 | Briena Nyquist American Family Insurance | 15190 Bluebird St NW #106 | (763) 755-9305 |
| 7 | Marci Hawkins American Family Insurance | 15190 Bluebird St NW #106 | (763) 427-4055 |
| 8 | Christiansen Insurance Agency | 13828 Round Lake Blvd NW | (763) 427-2700 |
| 9 | Oak Grove Insurance Agency - David Johnson | 17424 Marigold St NW | (763) 339-0400 |
| 10 | Ames Insurance | 4310 144th Ln NW | (763) 421-4343 |
Mike Orn - State Farm Insurance Agent provides boat insurance services to clients in Anoka County and the Andover, Minnesota area. The agency handles policies designed to protect watercraft and personal watercraft from common risks. Coverage options typically address liability, physical damage, and theft for boats and associated equipment. Mike Orn - State Farm Insurance Agent offers policies that can also cover towing and wreck removal for boats on Minnesota waterways.
Larsen Insurance Group in Andover, Minnesota provides coverage for various recreational watercraft, including fishing boats, pontoon boats, and personal watercraft. The agency offers tailored insurance policies that help protect against common risks like accidents, theft, and storm damage on local lakes and rivers. Ongoing policy reviews are available to ensure coverage matches current needs. The company services owners of single-family homes and seasonal recreational properties, as well as local apartment complexes and small retail businesses.
Baker Insurance Brokers serves homeowners and recreational boat owners in Andover, Minnesota, offering tailored liability and physical damage coverage for watercraft. Its boat insurance agents help clients assess their specific risks on local lakes and rivers, from small fishing boats to larger pleasure vessels. Policyholders receive guidance on navigating coverage gaps and seasonal storage needs. The agency also extends its personalized service to boat owners in neighboring communities throughout the northern Twin Cities metro, including nearby Ham Lake.
Serving Andover, Minnesota, and the surrounding lake communities, Hemgren Family Insurance handles boat insurance policies for a variety of watercraft. The agency covers common needs such as liability protection and physical damage coverage for personal watercraft, fishing boats, and deck boats. It also addresses unique exposures that local boat owners face on area lakes. Through a clear explanation of policy options and risk factors, the agency approaches each client's situation with a straightforward, consultative manner. It typically assesses the boat's value and typical usage to recommend an appropriate coverage plan.
Mike Mattingley - State Farm Insurance Agent in Andover, MN, provides boat insurance coverage tailored to individual needs, distinguishing between a single-season policy for occasional use and an annual policy for those who require ongoing protection year-round. These comprehensive plans cover physical damage, liability, and theft for watercraft ranging from small fishing boats to larger vessels and personal watercraft. Service operates on a one-time policy purchase or an automatically scheduled renewal basis each term based on the insured’s selection.
Boat owners in Andover, MN, know the sudden summer storms on area lakes can damage vessels while docked or trailered. Briena Nyquist American Family Insurance provides boat insurance coverage that addresses these regional risks, including weather damage and liability during towing. The agency works directly with clients to review policy options for fishing boats, pontoons, or speedboats commonly used throughout the local waterways. This process typically begins with an inspection or initial-assessment step to document the boat’s condition and identify necessary coverage.
Marci Hawkins American Family Insurance offers specialized boat insurance policies designed to protect watercraft on lakes and rivers common to Andover, Minnesota. General services include coverage for liability, physical damage from accidents or storms, and protection against theft or vandalism while moored. The agency helps local boat owners navigate springtime policy needs when vessels come out of storage and require immediate coverage before the first launch of the season.
Christiansen Insurance Agency provides boat insurance coverage for owners in Andover and the surrounding region, helping to protect watercraft from common risks on lakes and rivers. Its specialty add-ons can include coverage for accessories, towing assistance, and liability protection for guests on board. The agency also serves commercial clients with various operations, such as local offices, warehouses, and food service businesses.
Oak Grove Insurance Agency - David Johnson provides residential boat insurance for owners in Andover, Minnesota, with commercial coverage also available for local marine businesses. The agency serves the surrounding area including nearby lakes and river access points. Policies address typical regional risks with emphasis on seasonal storage and waterway navigation. After an initial policy is placed, the agent can follow up with clients at regular intervals to review coverage and adjust for any changes in boat value or usage between annual visits.
Ames Insurance in Andover, Minnesota, is known for providing boat insurance policies for local watercraft owners. Its service range covers standard coverage needs common to area lakes and rivers for liability and physical damage. The agency assists with protection for various recreational vessels navigating Minnesota waterways throughout the boating season. It can process claims and adjust policies as conditions change for clients. A specialty service it can add on includes coverage for personal watercraft, such as jet skis and wave runners.
What Does a a Boat Insurance Agent in Andover Cost?
Boat insurance costs in Minnesota typically range from 200 to 800 dollars per year for a standard runabout or fishing boat. Factors include boat value, horsepower, safety features, and your boating history. Larger yachts or high-performance boats may cost 1,000 dollars or more annually. This is general information, not insurance advice.
About boat insurance agents in Andover
Boat insurance agents in Andover, Minnesota help protect your watercraft against damage, theft, and liability. Minnesota law requires liability coverage for motorized boats with more than 50 horsepower. Local agents can tailor policies to cover common risks on nearby lakes like Crooked Lake and Coon Lake.
Frequently Asked Questions
What types of boat insurance are available in Andover Minnesota?
Agents offer liability, collision, comprehensive, and uninsured boater coverage. Policies can also include coverage for trailers, equipment, and personal effects. Minnesota requires liability insurance for motorized boats over 50 horsepower.
Do I need boat insurance to launch on Minnesota lakes?
Yes, if your boat has a motor over 50 horsepower you must carry liability insurance per Minnesota statute 86B.405. Proof of insurance may be required at public boat ramps and during DNR inspections.
How do I choose a boat insurance agent in Andover?
Look for an agent licensed in Minnesota who has experience with watercraft policies. Ask about coverage for ice damage and winter storage, which are common concerns in Minnesota. Compare quotes from multiple agents to find suitable terms.
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