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Boat Insurance Agents in Andover, MN

Compare boat insurance agents in Andover. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Andover, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 10 boat insurance agents in Andover, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mike Orn - State Farm Insurance Agent
3366 Bunker Lake Blvd NW, Andover, MN 55304
(763) 323-4101 mikeorn.com
Larsen Insurance Group
2705 Bunker Lake Blvd NW Suite 206, Andover, MN 55304
(763) 783-1188 larseninsurancegroupmn.com
Baker Insurance Brokers
13750 Crosstown Dr NW #100, Andover, MN 55304
(763) 316-6632 bakerinsurancebrokers.com
Hemgren Family Insurance
15219 Bluebird St NW, Andover, MN 55304
(763) 208-6196 hemgrenfamilyinsurance.com
Mike Mattingley - State Farm Insurance Agent
13412 Hanson Blvd NW, Andover, MN 55304
(763) 421-5850 mattingleyinsurance.com
Marci Hawkins American Family Insurance
15190 Bluebird St NW #106, Andover, MN 55304
(763) 427-4055 amfam.com
Briena Nyquist American Family Insurance
15190 Bluebird St NW #106, Andover, MN 55304
(763) 755-9305 amfam.com
Christiansen Insurance Agency
13828 Round Lake Blvd NW, Andover, MN 55304
(763) 427-2700 christianseninsuranceagency.com
Oak Grove Insurance Agency - David Johnson
17424 Marigold St NW, Andover, MN 55304
(763) 339-0400 oakgrovemn.com
Ames Insurance
4310 144th Ln NW, Andover, MN 55304
(763) 421-4343 amesagency.com

Boat insurance agents in Andover, Minnesota help protect your watercraft against damage, theft, and liability. Minnesota law requires liability coverage for motorized boats with more than 50 horsepower. Local agents can tailor policies to cover common risks on nearby lakes like Crooked Lake and Coon Lake.

What Does a Boat Insurance Agent in Andover Cost?

Boat insurance costs in Minnesota typically range from 200 to 800 dollars per year for a standard runabout or fishing boat. Factors include boat value, horsepower, safety features, and your boating history. Larger yachts or high-performance boats may cost 1,000 dollars or more annually. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of boat insurance are available in Andover Minnesota?
Agents offer liability, collision, comprehensive, and uninsured boater coverage. Policies can also include coverage for trailers, equipment, and personal effects. Minnesota requires liability insurance for motorized boats over 50 horsepower.
Do I need boat insurance to launch on Minnesota lakes?
Yes, if your boat has a motor over 50 horsepower you must carry liability insurance per Minnesota statute 86B.405. Proof of insurance may be required at public boat ramps and during DNR inspections.
How do I choose a boat insurance agent in Andover?
Look for an agent licensed in Minnesota who has experience with watercraft policies. Ask about coverage for ice damage and winter storage, which are common concerns in Minnesota. Compare quotes from multiple agents to find suitable terms.